# Budget Planner: FitBudget — Private Expense & Bill Tracker

> Privacy-first zero-based budget planner and expense tracker. (iPhone/iPad app by FitFinanceDad LLC.)

- Source: https://appshunter.io/ios/app/budget-planner-fitbudget/id6746050314 (this page in markdown: same URL + `.md`)
- Developer: [FitFinanceDad LLC](https://appshunter.io/developer/1814875266)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 72 MB
- Languages: American English
- Released: 2025-09-18
- Data updated: 2026-08-25
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budget-planner-fitbudget/id6746050314/reviews.md

## What is Budget Planner?

Tired of wondering where your money goes?

FitBudget is a private budget planner and expense tracker built around zero-based budgeting. Plan your income, track spending, and give every dollar a job before it is gone.

Budget manually with no account, no ads, and no cloud storage required. FitBudget is designed for people who want a simple, private way to manage money without handing over more personal data than necessary.

PRIVACY-FIRST BUDGETING

Your budget data stays encrypted on your device with AES-256. Manual budgeting works fully offline, so you can start planning without creating an account.

Bank linking is optional with FitBudget Pro and is available through Plaid in the US and Canada.

WHY CHOOSE FITBUDGET?

• Zero-based budgeting: Plan every dollar intentionally with a clean setup for beginners and experienced budgeters.
• Expense tracking: Create categories for housing, food, transportation, bills, debt, savings, and more.
• Savings goals: Track debt payoff, vacations, emergency funds, or long-term savings with simple visual progress.
• Private by design: Use the free manual budgeting tools without ads, accounts, or cloud storage.
• Free forever basics: Start budgeting manually without a subscription.

FITBUDGET PRO

FitBudget Pro adds optional automation and insights for users who want faster tracking and deeper spending visibility.

$4.99 per month or $49.99 per year with a 7-day free trial.

• Bank linking via Plaid: Securely sync transactions and detect recurring payments in the US and Canada.
• Smart insights: Understand spending patterns and improve habits using zero-based budgeting principles.
• Recurring transaction tracking: Track bills and subscriptions to simplify planning.
• Deeper analytics: View charts, trends, and category insights for better financial awareness.

BUILT FOR SIMPLE, PRIVATE BUDGETING

FitBudget was built by a Marine veteran dad who turned a budgeting notebook into an app to help people budget simply and securely.

Start building better money habits today.

NOTES

The free version includes everything needed for manual budgeting. FitBudget Pro adds optional automation and insights. Subscriptions renew automatically unless canceled. Manage subscriptions in the App Store. Prices are in USD and may vary by region.

Privacy Policy:
https://fitfinancedad.com/fitbudget-privacy-policy/

Terms of Use:
https://fitfinancedad.com/fitbudget-terms-of-service/

## Key features

- Zero-based budgeting
- Private, on-device encryption
- Clear expense tracking
- Savings goals
- Offline functionality
- Bank linking (Pro)
- Smart spending insights (Pro)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| FitBudget Pro Monthly | $4.99 | per month |
| FitBudget Pro Yearly | $49.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/budget-planner-fitbudget/id6746050314/reviews.md

### 5/5 — Great budgeting app

*2026-08-24, version 1.3.3*

I was looking for a budgeting app thats straightforward and private, and this app really checked all the boxes for me

### 5/5 — Simple and Private Budgeting

*2026-06-11, version 1.2.8*

Simple, private, and easy to use. I like that I can start budgeting without creating an account and that my data stays on my device. Great for anyone who wants a straightforward zero-based budgeting app.

## Frequently asked questions about Budget Planner

### What is FitBudget's core budgeting method?

FitBudget utilizes a zero-based budgeting method, where every dollar of income is assigned a job. This approach helps users plan their spending intentionally and track where their money goes without confusion.

### How secure is FitBudget's data handling?

FitBudget prioritizes privacy by design, with data encrypted on your device using AES-256. It does not use cloud sync, store finances on servers, or require an account, allowing for fully offline use.

### What features are included in the free version of FitBudget?

The free version of FitBudget provides all necessary tools for manual budgeting, including zero-based planning, clear expense tracking, and savings goals. It is ad-free and does not involve data collection.

### What are the benefits of FitBudget Pro?

FitBudget Pro offers automation and insights, including secure bank linking via Plaid for transaction syncing, smart insights into spending patterns, and automatic tracking of recurring transactions and bills.

### How much does FitBudget Pro cost?

FitBudget Pro is available for $4.99 per month or $49.99 per year. Both subscription options include a 7-day free trial.

### Does FitBudget have ads?

The free version of FitBudget is ad-free. The Pro version is a paid subscription and does not feature advertisements.

### On which devices can I use FitBudget?

FitBudget is available on iPhone and iPad, making it accessible for users on Apple's mobile and tablet platforms.

### How often is FitBudget updated?

The latest version of FitBudget is 1.2.7, and it was last updated on May 29, 2026. This indicates regular maintenance and feature additions.

## Version history (last 5 releases)

### 1.3.3 — 2026-08-02

• Improved recurring transaction management
• Refined spending insights and category charts
• Performance and stability improvements throughout the app

### 1.3.2 — 2026-07-30

• Clearer budgeting and goal planning
• Performance and stability improvements throughout the app

### 1.3.1 — 2026-07-26

• Performance and stability improvements throughout the app

### 1.3.0 — 2026-07-23

• Meet Ask FitBudget, a private way to get answers about your budget, spending, goals, and upcoming bills
• Explore a realistic sample budget instantly with Demo Mode, no bank link required
• Use FitBudget offline with faster startup and smoother unlocking
• Performance and design improvements throughout the app

### 1.2.15 — 2026-07-14

• Improved linked account imports
• New Activity account filtering
• Clearer transaction names and categories
• Performance and stability improvements throughout the app

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*