# Budget Planner, Life Organizer — Money Manager & Habit Tracker > Money Manager & Habit Tracker (iPhone/iPad app by GURDEEP GURDEEP SINGH.) - Source: https://appshunter.io/ios/app/budget-planner-life-organizer/id6758123529 (this page in markdown: same URL + `.md`) - Developer: [GURDEEP GURDEEP SINGH](https://appshunter.io/developer/1871042097) - Category: Productivity, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.6 · 167 MB - Languages: American English - Released: 2026-02-25 - Data updated: 2026-10-25 ## What is Budget Planner, Life Organizer? MONEY, TASKS AND HABITS — ALL IN ONE APP Nine tools that talk to each other, so everything you currently juggle across half a dozen apps finally lives in one place. BUDGET PLANNER — THE CORE See where the month lands before it gets there. • Daily spending log on a colour-coded calendar, with a logging streak • 50/30/20 split across needs, wants and savings • Month-end forecast that learns your pace and flags an overrun early • Net worth — assets minus debts, with full balance history • Savings goals with milestones; debt payoff with APR and minimum payments • Real account types: chequing, savings, 401(k), Roth IRA, IRA, GIC/CD, crypto, stocks • Snap a receipt, or import a bank statement (PDF, CSV, OFX, QIF) — no bank login needed • Alerts at 80% used, over budget, and on track to overspend • Autopilot learns how you categorise and starts doing it for you • Apple Pay purchases can log themselves through Shortcuts • Rollover, saved budget scenarios, and PDF export ADHD MODE — ONE SWITCH, FOUR TOOLS • Impulse Pause — park a purchase for 48 hours and decide with a clear head • The One Task — everything else disappears; swipe to finish or skip • Brain Dump — capture now, sort later, triage when you are ready • Body Double — an ambient focus timer so you are not working alone • Visual Time Timer — a shrinking arc that makes time visible • Got Derailed — a one-tap way back in, and points for recovering • Reminders arrive 30 minutes early, so "now" is never a surprise • Overwhelm Guard quietly defers low-priority tasks when today gets too full THE OTHER EIGHT TOOLS REMIND AI — natural language in, escalating follow-ups out. Location triggers, quiet hours and an email backup. TO DO — subtasks with their own due dates and tags, recurring tasks, drag to reorder, CSV export. HABIT TRACKER — time-blocked routines, streaks with safe days, achievements and 34 templates. WORK FLOW — Kanban boards, time tracking, custom fields and automation rules. CYCLE TRACK — predictions, symptom logging, PCOS, PMDD and endometriosis modes, HRT tracking, and a Discreet Mode that hides the screen at a shake. EXPENSE SPLITTER — group splits, on-device receipt scanning, and settlement that minimises the number of payments. CHORES — a chore chart for every kid with one-tap check-offs and a kid-friendly Kid Mode. Kids earn stars toward rewards you choose, like picking dinner or a family pizza night they fill together. Allowance is optional, and a fairness check evens out the load. GROCERY — shopping list and pantry in one. Foresight learns your shopping rhythm and predicts what's about to run out (Pro). WHY ONE APP BEATS NINE Give a task a deadline and it can become a reminder that keeps escalating until it is done. Flag one as a savings goal and Budget Planner picks it up. Every deadline across every tool shows up in one calendar and one countdown screen. Using the tools earns points you can spend on temporary upgrades. Pay out a child's allowance and it can land in Budget Planner too (Pro). BUILT THE RIGHT WAY Offline-first — it works with no signal. Local storage by default. No ads, no trackers, no data selling. Spending predictions run on your device, not on a server. Terms: https://boontools.ca/mobile/legal/terms Privacy: https://boontools.ca/mobile/legal/privacy ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | BoonTools Plus - Monthly | $4.99 | per month | | BoonTools Plus - Yearly | $49.99 | per year | | BoonTools Pro - Monthly | $9.99 | per month | | BoonTools Pro - Yearly | $99.99 | per year | ## Is Budget Planner, Life Organizer safe? Not enough ratings yet to assess Budget Planner, Life Organizer. ## Is Budget Planner, Life Organizer legit? Budget Planner, Life Organizer has limited verification signals. The AppsHunter Legitimacy Score for Budget Planner, Life Organizer is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.3.1 — 2026-10-07 Two new tools, right where your other seven already live: CHORES — a chore chart for every kid in the family. One-tap check-offs, a kid-friendly Kid Mode, and stars that build toward rewards you pick together. Allowance is optional, and a fairness check keeps the load even across kids. GROCERY — shopping list and pantry in one place. Foresight learns your household's rhythm and gives you a heads-up before you run out (Pro). Plus smaller fixes and polish across the app. ### 1.2.1 — 2026-10-01 New Languages — BoonTools now speaks German, Spanish, French, Italian, Japanese, Korean, Dutch, Portuguese, and Chinese, from onboarding through every tool: Reminder, To Do, Habit Tracker, Cycle Track, Budget Planner, Expense Splitter, and Work Flow. Set your language once in Settings and the whole app follows. Polish and stability improvements across the app. ### 1.2 — 2026-04-21 Productivity Score — BoonTools now scores your day across every tool. Completed routines, checked-off tasks, logged meals, reminders handled — it all feeds into a single daily score. Hit a great day and you'll know it. Share your score as an image, track your streaks, and actually see the momentum you're building. Calendar Sync — Connect your Apple, Google, or Outlook calendar right from the setup flow. Your external events land in the Unified Calendar alongside your reminders, routines, and to-dos. One timeline. Everything. Subtasks, properly done — Subtasks in the Todo Tool now have their own due dates, priorities, and tags. Drag and drop to reorder them. If a task is big enough to have steps, those steps deserve to be treated like real tasks. Budget AI — Paste or import a bank statement and BoonTools parses it automatically — filtering out noise, chunking transactions, and categorising your spending with AI. No manual entry. Smart Alert cards now surface insights directly on the overview screen before you even think to look. A new "Safe to Spend Today" card shows exactly how much discretionary room you have left in the day. And a projected spending pace indicator tells you whether you're on track to stay inside your budget before the month ends. Grocery Autocomplete — Start typing any grocery item and get smart suggestions instantly. Less typing, fewer misspellings, faster lists. Reminder Insights for everyone — The full analytics dashboard — completion rates, priority breakdowns, snooze patterns, best times — is now available on the free plan. No upgrade required to understand your habits. Voice input on all plans — Speak your reminders on any plan. This was previously paywalled. It isn't anymore. Daily Routine AI — When a routine falls apart, BoonTools now tells you why. AI failure analysis looks at your pattern and surfaces a reason — too early, too long, too many steps — so you can fix the routine instead of blaming yourself. Habit health insights are now available to all users, not just Plus and Pro. Expanded Routine Templates — 16+ new research-backed routine templates across Morning, Evening, Work, and Wellness categories. Built from real habit science, not generic advice. Available across all plan tiers. Text-to-speech — Have your reminders, notes, tasks, and routines read aloud. Useful when your hands are full, your eyes are busy, or you just want to hear the plan for the day. Work Hub updates — Activity Feed shows a live log of project and task activity. Velocity and burndown charts give you a real picture of project momentum. Navigation has been rebuilt with a cleaner tab structure. Period Tracker — Flow intensity logging added directly to the daily check-in. The phase timeline bar gives a clearer visual of where you are in your cycle at a glance. Onboarding — Completely redesigned pricing cards with animated visuals. The AI setup flow is smoother, faster, and handles edge cases without getting stuck. Performance and stability improvements across all tools. ### 1.1 — 2026-03-10 What's New in 1.1 Meal Planner — Plan your full week (Mon–Sun), import recipes by URL or name, and push a consolidated grocery list with one tap. AI Recipe Import — Paste a recipe URL or type a dish name. BoonTools automatically builds your categorized, scaled grocery list. Tax Calculator — Full deduction breakdown now shown inline: Federal Tax, Provincial Tax, CPP, EI, RRSP, and your real monthly take-home. ADHD Mode — A focus layer built across your tools. Add a "Why this matters" note to any task — it stays visible on the card as a quiet motivator. Reminders fire an early heads-up before the main alert so nothing catches you off guard. Daily Routine gets a "Got Derailed" button — tap it any time to reset without losing momentum and jump straight to your next step. Reminder Repeats — Rebuilt repeat configuration: weekly on specific days, monthly by date or occurrence (e.g. "2nd Tuesday"), with an optional end date on any repeat type. Daily Routine Timing — Add timing to any routine item right from the quick-add bar. Type "gym at 7 am" or use the time chip. Bug fixes and performance improvements across Grocery, Reminders, and Calendar. As always — no new permissions, no new data collection. Your data stays yours. ### 1.0 — 2026-02-25 No release notes. ## Apps similar to Budget Planner, Life Organizer | App | Rating | Price | Category | | --- | --- | --- | --- | | [FriendlyQ](https://appshunter.io/ios/app/friendlyq/id6755953272) | — | Free | Productivity | | [Wizard: AI Assistant](https://appshunter.io/ios/app/wizard-ai-assistant/id6780576937) | 5.0 (2) | Free | Productivity | | [MOAVO Habits: AI Coaching](https://appshunter.io/ios/app/moavo-habits-ai-coaching/id6766134993) | — | Free | Productivity | | [Dispatchlogin.com](https://appshunter.io/ios/app/dispatchlogincom/id6661029509) | — | Free | Productivity | | [My Tracker App: Habits & More](https://appshunter.io/ios/app/my-tracker-app-habits-and-more/id6452725902) | 4.4 (7) | Free | Productivity | | [My Spectra](https://appshunter.io/ios/app/my-spectra/id1480840102) | 2.3 (3) | Free | Productivity | ## Related topics [free budget tool](https://appshunter.io/ios/topics/free-budget-tool) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*