# Budget Planner - Money Flow — Expense Tracker & Bill Manager

> Personal finance manager for expense and income tracking, budgeting, and financial control. (iPhone/iPad app by Hermann Wagenleitner.)

- Source: https://appshunter.io/ios/app/budget-planner-money-flow/id900890647 (this page in markdown: same URL + `.md`)
- Developer: [Hermann Wagenleitner](https://appshunter.io/developer/543089550)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.70/5 from 726 App Store ratings · 270 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 125 MB
- Languages: Russian, American English, Dutch, European Spanish, Italian, Korean, German (Germany), Polish, Brazilian Portuguese, Chinese (Traditional, Taiwan) and 4 more
- Released: 2014-08-11
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/budget-planner-money-flow/id900890647/reviews.md

## What is Budget Planner?

Application for quick tracking of your expenses and income as well as control over your financial situation.

Features:
• Quick and easy adding of transactions.
• Customizable accounts and categories—you can select icons and colors.
• Synchronization between devices.
• Flexible budget settings.
• Scheduled transactions.
• Built-in calculator and currency converter.
• Automatic backup.
• Multiple currencies: over 170 currencies and exchange rates.
• Transfers between accounts (Double-entry bookkeeping system supported).
• A clean, intuitive, and well-thought-out design.
• Powerful interactive reports.
• Attaching images to transactions.
• Security code on launch (Touch ID and Face ID).
• Geotagging.
• Tags.
• Search.
• Widgets for Home Screen and Lock Screen.
• Siri and Shortcuts.

Privacy Policy: https://moneyflow.cloud/en/legal/privacy-policy
License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Quick transaction adding
- Customizable accounts and categories
- Device synchronization
- Flexible budget settings
- Scheduled transactions
- Interactive reports
- Security code on launch

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Money Flow PRO | $3.99 | per month |
| Money Flow PRO | $1.99 | per 7 days |
| Money Flow PRO | $16.99 | per year |
| Money Flow PRO | $24.99 | per year |
| Money Flow PRO | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Money Flow PRO | $39.99 | one-time |
| Money Flow PRO | $24.99 | one-time |
| Money Flow PRO | $19.99 | one-time |
| Money Flow PRO | $49.99 | one-time |
| Money Flow PRO | $34.99 | one-time |


## What do users think of Budget Planner?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 💡 Customizable categories
- 🚀 Straightforward money tracking
- 🔒 Secure data storage
- 💡 Detailed expense reports
- 👍 Intuitive interface

**Cons**

- 🐛 Sync issues between devices
- 💰 Subscription model
- 🔍 Limited search/filtering options
- 🕰️ Lack of projected balance view
- 🔀 Difficulty rearranging transactions

**Commonly reported bugs**

- Disappearing expense categories
- Crashes when generating reports
- Incorrect transaction dates
- Issues with CSV import/export

**Most requested features**

- Calendar view for transactions
- Ability to mark transactions as cleared
- Recurring bill management
- Widgets and shortcuts for quicker entry
- Multi-user support and family sharing

## Recent user reviews (10 of 270)

All indexed reviews: https://appshunter.io/ios/app/budget-planner-money-flow/id900890647/reviews.md

### 5/5 — Graph

*2026-08-16*

Can you add graph

**Developer response:** Thank you for the review

### 1/5 — Again same mistake

*2026-08-09*

If select custom timeframe i expect it to save my preference. If possible I want to save multiple ranges so I can select and get report quickly. But right now it resets custom date and every time I have to reselect it.

**Developer response:** Sorry, but your review isn’t very clear, as we haven’t made any significant UI changes in recent years aside from adapting to iOS 26. Please contact us through the app and let us know what exactly concerns you. App Store reviews aren’t suitable for a dialogue.

### 1/5 — Не получается оплатить подписку

*2026-07-19, version 1.43.2*

Не получается оплатить ежемесячную подписку , но годовую и пожизненную программа дает оплатить

### 4/5 — Génial!

*2026-07-18*

Application très simple à gérer, pas de paiement par mois une fois acheté et se synchronise entre mon iPhone et mon Macbook.

### 4/5 — Really good app and has almost everything I need

*2026-07-14*

It is a very clean and convenient spending tracker. Great set of features and very nice appearance. I only put 4 stars as there’s a few flaws I’d love to be fixed: 
1) I can’t import the transfer transactions between accounts I have. Use case: uploading the transactions exported from this app. It lets you export transfers among expenses and incomes without any issues. But when loading, there’s no option to map the transfer fields.
2) if you messed up and imported a faulty data(eg wrong dates), there is no way to get rid of it rather then deleting the records one-by-one. Use case: delete all the records within custom period to clean the faulty records ingested with the wrong dates. Swipe-delete option will also help , instead I have to click three times to delete every record

### 5/5 — Топ 1

*2026-07-01, version 1.43.1*

Лучшее приложение для ведения расходов

### 5/5 — I use it 2 years

*2026-06-30, version 1.43.2*

Very good

### 4/5 — My Review

*2026-06-17, version 1.43.1*

Nicely though thru design and reasonably user friendly. But, I need an app that will sync with my accounts and download the transactions electronically. Aggregating account transactions doesn’t seem to be a function of this program.

### 5/5 — Приложение бомба

*2026-06-12, version 1.43.1*

Научилась деньги считать

### 1/5 — not good to use

*2026-06-11, version 1.43.1*

not good to use

## Frequently asked questions about Budget Planner

### What does Spending Tracker - Money Flow do?

This application helps you quickly track your expenses and income, giving you control over your financial situation. It allows for easy transaction logging, customizable budgeting, and provides insightful reports on your spending habits.

### What are the key features of this app?

Key features include quick transaction entry, customizable accounts and categories with icons and colors, synchronization between devices, flexible budget settings, scheduled transactions, and a built-in calculator with currency conversion. It also offers automatic backups and security features like Touch ID and Face ID.

### Is Spending Tracker - Money Flow free to use?

The app is free to download and use, with optional in-app purchases available for enhanced features or functionality. This allows users to try out the core features before committing to any purchases.

### What devices is this app compatible with?

The app supports synchronization between devices, indicating it is available on multiple platforms, likely including iOS and Android. Specific compatibility details would typically be found in the app store listing.

### How can this app help me manage my money?

By providing a simple way to record all your financial inflows and outflows, the app helps you understand where your money is going. You can set budgets for different categories, track your progress, and use the reports to identify areas for potential savings.

## Version history (last 5 releases)

### 1.44 — 2026-08-18

• Siri and Shortcuts (iOS 17+). Add a transaction by voice, ask how much is in an account, how much is left in a budget or how much is saved towards a goal, find transactions and export them to CSV.
• Apple Wallet automation (iOS 17+): set it up once in the Shortcuts app, and every card payment turns into an expense with the merchant, the amount and the category from your last purchase there.
• Add Transaction button in Control Centre (iOS 18+).
• The app language can now be chosen in the settings, independently of the system language.
• New font setting in the appearance: standard or rounded.
• The note field of a transaction is now multiline.
• Many other improvements and fixes.

### 1.43.3 — 2026-07-20

• New daily summaries in the transactions list: you can now calculate only daily income or only daily expenses.
• On iPhone, the Add Transaction button can now be moved to a more convenient spot (iOS 26).
• Authentication delay setting. Choose when Money Flow prompts you to verify access again after the app goes to the background.
• Many view options have moved from menus to dedicated screens.
• Anonymous feedback form in Settings (iOS 16+). Quickly tell us what you like, what you don’t, and what’s missing.
• New languages: Simplified Chinese, Traditional Chinese, Korean, Brazilian Portuguese and British English.
• Many other improvements and fixes.

### 1.43.2 — 2026-06-28

• New daily summaries in the transactions list: you can now calculate only daily income or only daily expenses.
• On iPhone, the Add Transaction button can now be moved to a more convenient spot (iOS 26).
• Authentication delay setting. Choose when Money Flow prompts you to verify access again after the app goes to the background.
• Many view options have moved from menus to dedicated screens.
• Anonymous feedback form in Settings (iOS 16+). Quickly tell us what you like, what you don’t, and what’s missing.
• New languages: Simplified Chinese, Traditional Chinese, Korean, Brazilian Portuguese, and British English.
• Many other improvements and fixes.

### 1.43.1 — 2026-06-03

• New daily summaries in the transactions list: you can now calculate only daily income or only daily expenses.
• On iPhone, the Add Transaction button can now be moved to a more convenient spot (iOS 26).
• Authentication delay setting. Choose when Money Flow prompts you to verify access again after the app goes to the background.
• Many view options have moved from menus to dedicated screens.
• Anonymous feedback form in Settings (iOS 16+). Quickly tell us what you like, what you don’t, and what’s missing.
• New languages: Korean, Brazilian Portuguese, and British English.
• Many other improvements and fixes.

### 1.43 — 2026-05-23

• New daily summaries in the transactions list: you can now calculate only daily income or only daily expenses.
• On iPhone, the Add Transaction button can now be moved to a more convenient spot (iOS 26).
• Authentication delay setting. Choose when Money Flow prompts you to verify access again after the app goes to the background.
• Many view options have moved from menus to dedicated screens.
• Anonymous feedback form in Settings (iOS 16+). Quickly tell us what you like, what you don’t, and what’s missing.
• Many other improvements and fixes.

## Apps similar to Budget Planner

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| --- | --- | --- | --- |
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## More apps by Hermann Wagenleitner

- [CashSync+PRO: Expense tracking](https://appshunter.io/ios/app/cashsync-plus-pro-expense-tracking/id594801784)
- [CashSync: Expense tracking](https://appshunter.io/ios/app/cashsync-expense-tracking/id617849961)
- [Mostnote](https://appshunter.io/ios/app/mostnote/id1052926823)
- [Solario - Geomagnetic Storms](https://appshunter.io/ios/app/solario-geomagnetic-storms/id1266835252)
- [Events - Habit Tracker](https://appshunter.io/ios/app/events-habit-tracker/id1509786481)

All apps by Hermann Wagenleitner: https://appshunter.io/developer/543089550

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*