# Budget Planner+ > Budget Planner+ (iPhone/iPad app by Melissa Chan.) - Source: https://appshunter.io/ios/app/budget-planner-plus/id6771942416 (this page in markdown: same URL + `.md`) - Developer: [Melissa Chan](https://appshunter.io/developer/1854954153) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 25 MB - Languages: American English - Released: 2026-06-16 - Data updated: 2026-10-24 ## What is Budget Planner+? BUILD YOUR RICH GIRL ERA A radical approach to your finances. No shaming. No restriction. No guilt. This app is designed to help you build your soft girl life — a life where your money feels intentional, aligned, and connected to the future you are creating. Your finances are more than numbers. They are the foundation for your freedom, your dreams, your peace, and the version of yourself you are becoming. Create a calmer relationship with money. Visualize your goals. Build wealth with intention. YOUR MONEY, YOUR VISION Traditional budgeting asks: "What can I not spend?" Mindful planning asks: "What life am I building?" Organize your financial world around Past You, Present You, and Future You: • Past You — obligations and choices that brought you here. • Present You — the life, joy, and comfort you enjoy today. • Future You — the cushions, investments, and freedom you are creating. See your complete financial picture without judgment. MANIFEST YOUR BUDGET Your money deserves direction, not restriction. Discover your Manifesting Power — monthly planning capacity after commitments and essentials are covered — then guide it toward what matters most: • Building your emergency cushion • Accelerating debt freedom • Funding dream manifestations • Investing in your work-optional future Turn budgeting into an empowering daily practice of intention. GET PAID TO EXIST Imagine your money working quietly in the background. Track your Paid to Exist coverage — the percentage of monthly living commitments (Home, Nourish, Move, Joy) funded by recurring Freedom Income and investments. Watch your coverage grow toward a life where work is optional. DESIGN YOUR FIRE JOURNEY Your freedom journey is unique. Whether your goal is FIRE, Coast FI, or simply more flexibility, explore your path with Freedom Lab. Adjust returns, inflation, and safe withdrawal assumptions. Visualize your milestone curve and make your future visible. THE ALIGNMENT GAP Budgeting without moral grades. Compare your recurring commitments with your category targets. Spot breathing room or pressure early — and adjust with ease, agency, and zero guilt. YOUR MONEY, CAPTURED Expense tracking shouldn't feel like a chore. Capture your spending with an experience built around awareness, not punishment. Use the circular dial or keypad to quickly record transactions. Tag entries with their true meaning — Family, Experience, Growth, Wellbeing, or Joy — and keep your financial story up to date. THE PURCHASE PAUSE Create space between impulse and intention. Before a non-essential purchase, take a 60-second check-in: "Does this fit the life I'm creating?" Build self-trust around spending without removing joy. YOUR PERSONAL MONEY VISION BOARD Your goals deserve more than a spreadsheet. Create a visual map of your Foundations (Home, Nourish, Protection), Flows (Wander, Style, Move, Joy), and custom Manifestations with photos and targets. See where your money is flowing — and why it matters. THE RESERVOIR Life is unpredictable. The Reservoir tracks your personal cushion with smart refill and release calculations, measuring your true runway in months against your baseline income. More breathing room. More confidence. More peace. BEAUTIFUL BY DESIGN Designed as a personal financial sanctuary in blush glass and cut crystal: • Local-first — no accounts or logins required • Private by design — no bank scraping; your data stays yours • Apple iCloud Sync across iPhone, iPad, and Mac • Face ID / Touch ID / Passcode protection • Clean CSV exports and transaction imports • Free core tracking, with optional lifetime or subscription access for advanced planning Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Budget Monthly | $5.99 | per month | | Budget Yearly | $17.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Budget Lifetime | $34.99 | one-time | ## Is Budget Planner+ safe? Not enough ratings yet to assess Budget Planner+. ## Is Budget Planner+ legit? Budget Planner+ appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Budget Planner+ is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 3.5.0 — 2026-10-20 Version 3.5.0 brings deeper planning clarity, new learning tools, and powerful insights. Introducing new ways to grow your financial knowledge and direct your money with confidence. • New Learn & Manifest suite with step-by-step guides and a financial dictionary • Expanded Freedom Lab with Coast FI vs. Full FI milestone comparisons • New Paid to Exist and Alignment Gap metrics to measure true coverage • New Reservoir cushion tracking with automated runway and refill calculations • New CSV and OFX statement import with live preview • Enhanced monthly direction controls to allocate money directly to intentions • New "Where Your Money Went" spending insights and transaction meaning tags • Enhanced Mac support with native keyboard shortcuts and adaptive layouts • Performance optimizations and refined typography across all devices This update gives you even greater clarity and agency to turn your financial vision into reality. ### 3.0.0 — 2026-08-28 Version 3.0.0 is a completely redesigned financial experience. Introducing a brand new way to understand, organize, and build your relationship with money. • A new visual design built around clarity, calm, and intention • A completely redesigned dashboard that connects Past You, Present You, and Future You • New Manifesting Power system to help direct your available money toward what matters most • New FIRE and Coast FI planning tools to visualize your path to financial freedom • New Vision Board experience for your Foundations, Flows, and Manifestations • New Purchase Pause ritual to bring awareness and intention to spending • New intuitive expense capture with a circular dial and redesigned entry flow • New iPhone, iPad, and Mac iCloud Sync experience • New privacy-first architecture with no accounts required This update is more than a redesign — it is a new foundation for building the life your money supports. ### 2.1.0 — 2026-07-08 What's New version 2.1.0: Full access is now available! ### 2.0.0 — 2026-07-05 What’s New in Version 2.0 Welcome to your Lucky Girl Era. We have evolved your financial experience to focus on wealth manifestation rather than traditional budgeting. What’s New Manifestation & Affirmations: Daily money affirmations are now integrated to help you cultivate an abundance mindset and build intentional financial habits. Refined Aesthetic: The app features a new, elegant design language crafted to make tracking your finances feel motivating and beautiful. Streamlined Experience: We have optimized our core tools—including the Money Journal, Savings Goals, and Subscription Manager—to better support your journey toward financial freedom. Update now to align your daily financial habits with your manifestation goals. ### 1.0 — 2026-06-16 No release notes. ## Apps similar to Budget Planner+ | App | Rating | Price | Category | | --- | --- | --- | --- | | [HomeBudget Lite (w/ Sync)](https://appshunter.io/ios/app/homebudget-lite-w-sync/id307620907) | 3.3 (27) | Free | Finance | | [Budgeting App - Spend Tracker](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435) | 4.7 (88) | Free | Finance | | [Cashew—Expense Budget Tracker](https://appshunter.io/ios/app/cashewexpense-budget-tracker/id6463662930) | 4.9 (533) | Free | Finance | | [Monee - Budget Planner App](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213) | 4.9 (337) | Free | Finance | | [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,824) | Free | Finance | | [Budget Bestie](https://appshunter.io/ios/app/budget-bestie/id6460258044) | 4.7 (3,170) | Free | Finance | ## More apps by Melissa Chan - [Weight Tracker-](https://appshunter.io/ios/app/weight-tracker/id6755934302) - [Timites: Reminders & Timers](https://appshunter.io/ios/app/timites-reminders-and-timers/id6756553092) - [Flashcards Maker!](https://appshunter.io/ios/app/flashcards-maker/id6759407425) - [Chores Tracker+](https://appshunter.io/ios/app/chores-tracker-plus/id6759693729) - [CBT+](https://appshunter.io/ios/app/cbt-plus/id6760043548) - [Time Blocking+](https://appshunter.io/ios/app/time-blocking-plus/id6760246021) All apps by Melissa Chan: https://appshunter.io/developer/1854954153 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*