# Budget Shield — Stop debt. Build wealth. > Stop debt. Build wealth. (iPhone/iPad app by Hardaway Labs LLC.) - Source: https://appshunter.io/ios/app/budget-shield/id6766591206 (this page in markdown: same URL + `.md`) - Developer: [Hardaway Labs LLC](https://appshunter.io/developer/1861336042) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 30 MB - Languages: American English - Released: 2026-07-13 - Data updated: 2026-08-19 - User reviews in markdown: https://appshunter.io/ios/app/budget-shield/id6766591206/reviews.md ## What is Budget Shield? Stop guessing. Budget Shield shows you ONE number: how much you can spend right now without bouncing a bill before your next paycheck. Connect your accounts in 30 seconds. Done. WHY BUDGET SHIELD IS DIFFERENT - Safe to Spend: a single, honest answer to "can I spend this today?" — calculated from your real balance, real bills, and real paycheck timing. - Budget Coach: when categories go over, the app tells you exactly how many dollars per day to cut to recover by month-end. - Rescue Plan: if you're projected to go red, see the specific subscriptions you could cut (and what staying on each one will cost you). - Cash Flow Forecast: see when bills hit, when income lands, and where your runway runs out. - Connected accounts via Plaid. Bank-grade security. WHO THIS IS FOR - Anyone living paycheck to paycheck who is tired of overdraft fees - People on a real budget who want it enforced honestly, not punitively - Anyone who has tried Mint, YNAB, Copilot, or PocketGuard and wants one number that just tells the truth WHAT IT DOESN'T DO - It doesn't shame you for what you've spent - It doesn't pretend you have money you don't - It doesn't sell your data — your bank info is end-to-end encrypted PRICING Free 7-day trial. Then a monthly or yearly subscription. Cancel anytime in Settings. Privacy Policy: https://www.healthyoneapp.com/privacy Terms of Use (EULA): https://www.healthyoneapp.com/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Budget Shield Premium (Monthly) | $9.99 | per month | | Budget Shield Premium (Yearly) | $59.99 | per year | ## Version history (last 5 releases) ### 1.1.9 — 2026-08-15 Your full transaction history now loads. Older transactions were being cut off before they ever reached the app, and repeat purchases made on the same day were being merged into one. Both are fixed, and the missing history has been restored. Bills now clear themselves. When the real charge posts, the matching bill drops off Past Due automatically — including charges on accounts you've hidden from the list. Deposits reconcile the same way, so a paycheck that already landed is no longer counted as still coming. Hidden accounts can no longer hide silently. If muting an account is holding transactions back, the Transactions tab now tells you how many and offers a one-tap Show All. Corrected the free cash figure on the Coach card. It now equals your income minus your bills, matching the breakdown shown right underneath it. ### 1.1.8 — 2026-08-14 See exactly what makes up your bills. Tap the Bills figure in your cash flow to open a full breakdown — every reminder counted, what each one adds, and one tap to edit or delete anything that is wrong. Transfers between your own accounts are called out separately, so money you move to savings no longer looks like a bill. Your 30-day net is now stated plainly, and shows as a negative number when you are spending more than you make. Moving a past-due bill to a new date now happens instantly. ### 1.1.7 — 2026-08-14 Your income can now stay in sync by itself — choose Automatic and the app reads the paychecks in your Cash Flow, including any you edit. Budgets are now capped at what you actually make, minus a safety cushion you choose. New budgets start with your income, so every plan begins from what you have. Bill reminders can now fire the day before or the day of, and you can set a whole category — like all your utilities — in one tap. Make your own budget categories, shared with your household. Edit a single paycheck without changing the whole series. Every transaction now shows its date, and tapping one shows everything your bank shares about it. ### 1.1.6 — 2026-08-11 Adding a bank account now happens right inside the app instead of opening a web page. New safety cushion: see how much of your income stays unbudgeted, and set how much to protect. Fixed a bug that made budget amounts impossible to change. Fixed a bug that reported a failed connection when your bank had actually connected. The forecast screen no longer freezes while it loads. ### 1.1.1 — 2026-07-24 • Family sharing invites now link straight to the App Store so anyone can join your household in seconds • Fixed sign-up with Apple on the welcome screen • Polished the sign-in experience ## More apps by Hardaway Labs LLC - [HealthyOne: AI Calorie Tracker](https://appshunter.io/ios/app/healthyone-ai-calorie-tracker/id6757052428) - [Healthy Anger Management](https://appshunter.io/ios/app/healthy-anger-management/id6760955630) - [Healthy Faith: Bible Study](https://appshunter.io/ios/app/healthy-faith-bible-study/id6781374849) - [Recipella](https://appshunter.io/ios/app/recipella/id6781468402) All apps by Hardaway Labs LLC: https://appshunter.io/developer/1861336042 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*