# Budget: Track, Save & Prosper > Private money manager for tracking expenses, budgets, and savings goals. (iPhone/iPad app by Nikhil Nalwar.) - Source: https://appshunter.io/ios/app/budget-track-save-and-prosper/id6779897101 (this page in markdown: same URL + `.md`) - Developer: [Nikhil Nalwar](https://appshunter.io/developer/6779897103) - Category: Finance - Price: Free - Age rating: 4+ - Requires: iOS 17.6 · 5 MB - Languages: American English - Released: 2026-07-29 - Data updated: 2026-10-09 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/budget-track-save-and-prosper/id6779897101/reviews.md ## What is Budget? BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY • Record expenses and income in seconds • Organize spending with category budgets • Attach receipt photos and schedule recurring transactions • See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD • Set category budgets and monitor progress • Create savings goals and record contributions • Track money lent and partial repayments • Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current month’s PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy ## Key features - Expense and income tracking - Category budgets - Savings goals - Group expense splitting - Customizable reports - Multi-currency support - Privacy-focused design ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/budget-track-save-and-prosper/id6779897101/reviews.md ### 5/5 — A good budgeting app that actually feels simple! *2026-10-03* ★★★★★ Simple, clean, and genuinely useful! This app makes tracking expenses and managing budgets incredibly easy. I love the clean interface, savings goals, expense tracking, and useful reports. The offline functionality and privacy-focused approach are also a big plus. Highly recommended for anyone who wants to manage their money without unnecessary complexity! ## Frequently asked questions about Budget ### Does Budget: Track, Save & Prosper have ads? No, Budget: Track, Save & Prosper does not contain advertisements. It is designed to provide a clean and uninterrupted user experience for managing your finances. ### What is the price of Budget: Track, Save & Prosper? Budget: Track, Save & Prosper is available for free. There are in-app purchases available for additional features or content. ### What devices does Budget: Track, Save & Prosper support? Budget: Track, Save & Prosper is currently supported on iPhone devices. Future updates may expand compatibility to other platforms. ### How often is Budget: Track, Save & Prosper updated? The app was last updated on October 9, 2026, with version 1.1.7. This indicates a recent update, suggesting ongoing development and support. ### Is Budget: Track, Save & Prosper safe for all ages? Budget: Track, Save & Prosper has an age rating of 4+. This means it is considered appropriate for young children, though its financial management features are more suited for older users. ### Can I use Budget: Track, Save & Prosper offline? The description emphasizes that financial records stay on your device unless you choose iCloud Sync, implying that core tracking functionalities are available offline. Specific features like iCloud Sync would require an internet connection. ### Does Budget: Track, Save & Prosper offer financial advice? No, Budget: Track, Save & Prosper provides organizational information for your finances, not financial, tax, or investment advice. Users should consult with qualified professionals for such guidance. ### How does Budget: Track, Save & Prosper handle data privacy? Budget: Track, Save & Prosper is built for privacy. It does not require an account, and financial records remain on your device unless you opt for iCloud Sync. Face ID lock is also available for enhanced security. ## Version history (last 5 releases) ### 1.1.7 — 2026-10-09 BudgetX now makes it easier to understand, protect and move your financial data. • Create password-protected backups and import BudgetX data from Files or supported cloud-storage providers. • Ask Budget using typed or spoken questions, with smarter handling of categories, goals, lent money and group balances. • Export your current monthly PDF report using Siri or the Shortcuts app. • Improved iCloud workspace checks help prevent incomplete or conflicting data from being merged. • Reports now include clearer comparisons, trends and improved PDF and CSV exports. • Group expenses have clearer split controls, per-person previews and richer summaries. • Refined dashboards, budgets, transactions and amount-entry screens throughout the app. • Includes reliability improvements and bug fixes. ### 1.1.6 — 2026-10-02 BudgetX is now faster to use and much better at understanding your money. • Ask Budget now handles natural-language questions, speech corrections and multiple categories in one request using your latest records. • Group and savings-goal summaries now show individual entries, progress and pending amounts instead of unrelated spending results. • Monthly AI summaries use current app data and provide clearer, more relevant insights. • Reports now include stronger comparisons, adaptive trends and improved PDF and CSV exports. • Group expense entry is faster and includes clearer splitting controls, per-person previews and richer exported summaries. • Amount keyboards now dismiss consistently across transactions, budgets, goals, lending, groups and profile setup. • Added helpful descriptions to the Lent and Groups sections. • Added interface refinements, reliability improvements and bug fixes. ### 1.1.5 — 2026-10-02 BudgetX is now faster to use and much better at understanding your money. • Ask My Budget now handles natural-language questions, speech corrections and multiple categories in one request using your latest records. • Monthly AI summaries use current app data and provide clearer, more relevant insights. • Reports now include stronger comparisons, adaptive trends and improved PDF and CSV exports. • Group expense entry has clearer splitting controls, per-person previews and richer exported summaries. • Amount keyboards now dismiss consistently across transactions, budgets, goals, lending, groups and profile setup. • Added interface refinements, reliability improvements and bug fixes throughout the app. ### 1.1.4 — 2026-09-30 This update makes Budget smarter, faster and easier to use. • Added Ask Budget for typed and spoken financial questions • Added accurate, automatically refreshed financial summaries • Introduced a compact, expandable Ask Budget section on the Home screen • Simplified the Add Transaction experience • Improved keyboard handling after submitting a question • Question input now clears automatically after submission • Fixed incorrect over-budget classifications • Fixed voice-input availability and cancellation errors • Improved support-tip purchase handling • Added clearer one-time tip information • Improved stability and general user experience ### 1.1.3 — 2026-09-29 Ask BudgetX is now available directly from your Home screen. Type or speak natural questions about spending, income, budgets, savings goals, lent money, and group balances. This update also improves iCloud recovery after reinstalling or moving to another iPhone, adds clearer access to Reports, and introduces optional tips to support continued development. ## Apps similar to Budget | App | Rating | Price | Category | | --- | --- | --- | --- | | [FinancialClarity](https://appshunter.io/ios/app/financialclarity/id6790277383) | — | Free | Finance | | [MonthLedger](https://appshunter.io/ios/app/monthledger/id6792454045) | — | Free | Finance | | [PayDock](https://appshunter.io/ios/app/paydock/id6797230687) | — | Free | Finance | | [PocketPlan AI](https://appshunter.io/ios/app/pocketplan-ai/id6800924289) | 5.0 (1) | Free | Finance | | [Trackmark Money](https://appshunter.io/ios/app/trackmark-money/id6809506947) | 5.0 (1) | Free | Finance | | [Retire When Age](https://appshunter.io/ios/app/retire-when-age/id6757013781) | 5.0 (5) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*