# Budget Wisely

> Budget Wisely (iPhone/iPad app by Philip Isbouts.)

- Source: https://appshunter.io/ios/app/budget-wisely/id6763805783 (this page in markdown: same URL + `.md`)
- Developer: [Philip Isbouts](https://appshunter.io/developer/1895497315)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 3 MB
- Languages: English
- Released: 2026-05-02
- Data updated: 2026-07-29
- User reviews in markdown: https://appshunter.io/ios/app/budget-wisely/id6763805783/reviews.md

## What is Budget Wisely?

Budget Wisely makes personal finance effortless. Connect your bank accounts, track every dollar, and let AI do the heavy lifting — so you can focus on spending smarter.

AUTOMATIC BANK SYNC
Securely connect your bank accounts, credit cards, and financial institutions through Plaid. Transactions sync automatically so you always have an up-to-date picture of your finances.

AI-POWERED CATEGORIZATION
Stop manually sorting transactions. Budget Wisely uses AI to intelligently categorize your spending — groceries, dining, transportation, entertainment, and more. The more you use it, the smarter it gets, learning from your corrections.

SUBSCRIPTION & RECURRING CHARGE DETECTION
Never be surprised by a forgotten subscription again. Budget Wisely automatically identifies recurring charges from services like Netflix, Spotify, gym memberships, insurance, and more. See your total monthly and yearly subscription costs at a glance.

CUSTOM BUDGETS
Set monthly or custom budgets for any category. Track your progress in real time and see exactly where your money is going — before it's gone.

INSIGHTFUL REPORTS
Visualize your spending with clear charts and breakdowns. Compare spending across months, see trends over time, and identify areas where you can save.

FULLY CUSTOMIZABLE CATEGORIES
Create, edit, and merge categories to match how you think about your money. Assign icons and colors so everything is easy to find at a glance.

BUILT WITH PRIVACY IN MIND
Your financial data is encrypted and never shared. Bank connections are secured through Plaid, the same infrastructure trusted by thousands of financial apps.

KEY FEATURES
• Automatic bank account syncing via Plaid
• AI-powered transaction categorization
• Recurring charge and subscription tracking
• Custom budgets with real-time progress
• Spending reports and trend analysis
• Transaction search, filtering, and export
• Custom categories with icons and colors
• Password-protected account with email recovery

Start budgeting wisely today.


## Version history (last 3 releases)

### 1.2 — 2026-07-24

Weekly reports now start on the day you've set in Settings
Browse historical weekly and monthly budgets using the new period navigation
New "Apply Rules" feature automatically categorizes transactions based on your past corrections — no AI needed. Rules also apply instantly when new transactions sync from your bank
Account deletion now available in Settings

### 1.0.1 — 2026-05-04

1. Add warning message that AI categorization may take several minutes
2. add spend totals at top of reports tab

### 1.0 — 2026-05-02

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*