# Budget With Chippy — Weekly Budget Planner

> Cash-based budgeting app for simplified financial goal management. (iPhone/iPad app by Brent Koivisto.)

- Source: https://appshunter.io/ios/app/budget-with-chippy/id1671697891 (this page in markdown: same URL + `.md`)
- Developer: [Brent Koivisto](https://appshunter.io/developer/1671697893)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 6 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 31 MB
- Languages: English
- Released: 2023-05-10
- Data updated: 2026-06-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budget-with-chippy/id1671697891/reviews.md

## What is Budget With Chippy?

Revolutionize your budgeting experience with Chippy, the innovative cash-based budget planning app designed for simplicity and intentionality. Unlike traditional budgeting apps, Chippy empowers you to take control of your finances without the hassle of tracking income and expenses.

Key Features:

* Stash-Based Budgeting: Organize your discretionary income effortlessly by creating dedicated "stashes" for your financial goals, whether it's savings, spending, investing, or tackling debt.

* Hassle-Free Setup: Simply designate a separate account or bucket for each stash, and set up automatic weekly transfers from your main checking account using your bank's app or website.

* Smart Spending: Chippy encourages intentional spending by reserving your main checking account for essential and committed expenses. For everything else, use the allocated stash, ensuring you stay on budget without the need for constant tracking.

* Weekly Insights: Stay in the loop with Chippy's intelligent analysis of your weekly balance trends. Receive personalized advice on your stash transfers – whether they're too high, too low, or just right. Adjust your budget effortlessly to meet your financial goals.

How Chippy Stands Out:

- No Tedious Tracking: Say goodbye to the tedious task of tracking every single expense and income. Chippy's innovative approach lets you focus on your financial goals without the unnecessary details.

- Cash-Based Simplicity: Embrace a cash-based mindset without the need for a written budget. Make purchasing decisions based on available cash or bank account balances, putting you in control of your spending.

- Essential Spending Priority: Chippy prioritizes your essential spending by analyzing trends and ensuring sufficient cash is available in your main checking account to cover committed expenses.

- Time-Efficient: Spend just a few minutes each week with Chippy. Start fresh with last week's budget and make adjustments only when necessary, allowing you to reclaim your time and stay financially savvy.

- Frequent Feedback Loop: Stay connected to your budget with Chippy's seamless weekly check-ins. Get real-time insights, make informed decisions, and keep your financial goals on track.

Thank you for choosing Chippy – where budgeting meets simplicity, intentionality, and success!

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://budgetwithchippy.com/privacy.html

## Key features

- Stash-based budgeting
- Hassle-free setup
- Smart spending guidance
- Weekly balance insights
- Automated weekly transfers
- No tedious expense tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $9.99 | per year |
| Monthly | $3.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $99.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/budget-with-chippy/id1671697891/reviews.md

### 5/5 — Thank you!

*2023-05-19*

This is exactly what we needed to take control of our savings! Amazing.

**Developer response:** Thank you for taking the time to leave a review Mya, truly appreciated!

### 5/5 — Great app for easily managing a budget and saving money

*2023-05-18*

I really like budgeting with Chippy. I monitor my finances more day to day by using it, and it simplifies the process so it doesn’t feel daunting to manage a budget. I feel like I’m being more intentional about saving when it's happening automatically every week and can see frequent progress towards my goals. Budgeting with Chippy has removed stress from budgeting with the easy-to-use, straightforward structure. I highly recommend using this app to manage finances!

**Developer response:** Thanks for the great review! Glad to hear it's working for you.

## Frequently asked questions about Budget With Chippy

### What is Budget With Chippy?

Budget With Chippy is a finance app that uses a cash-based budgeting method. It helps users organize their money into 'stashes' for different financial goals, simplifying the budgeting process.

### How does Budget With Chippy's stash system work?

You create separate accounts or buckets for each financial goal, called 'stashes.' Then, you set up automatic weekly transfers from your main checking account to these stashes, allowing for intentional spending.

### Does Budget With Chippy require tracking every expense?

No, Budget With Chippy is designed to avoid tedious expense tracking. It focuses on allocating funds to stashes and prioritizing essential spending in your main account.

### What are the subscription plans for Budget With Chippy?

Budget With Chippy offers a monthly subscription for $3.99 and a yearly subscription for $9.99. These plans unlock premium features beyond the free offering.

### What devices is Budget With Chippy available on?

Budget With Chippy is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is Budget With Chippy updated?

The latest version of Budget With Chippy is 1.1.2, and it was last updated on May 4, 2024. Updates typically occur to improve features and fix bugs.

### Is Budget With Chippy secure?

While the app description doesn't detail specific security measures, it emphasizes a cash-based approach and uses bank app integrations for transfers, which rely on your bank's security protocols.

### What is the age rating for Budget With Chippy?

Budget With Chippy has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.

## Version history (last 5 releases)

### 1.1.2 — 2024-05-04

Thank you for budgeting with Chippy! Our latest version comes with updated documentation to help you get started quickly and easily. Happy budgeting!

### 1.1.1 — 2024-04-18

Now, Chippy's calculator not only converts monthly or yearly amounts to weekly ones but also has the option to calculate a weekly amount for a goal with a specified end date.

### 1.1.0 — 2024-02-27

Chippy's advice has been improved to offer adjustment advice sooner if your main checking balance is trending low and to more intelligently consider previous advice given.

### 1.0.2 — 2023-06-22

Increased the ability to try Chippy features before requiring a subscription.

### 1.0.1 — 2023-05-23

Improvements to date navigation and updated FAQs

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*