# Budget0 — Zero-Based Budget Made Easy

> Zero-based budgeting app for tracking income, expenses, and savings. (iPhone/iPad app by Steffen Meyer.)

- Source: https://appshunter.io/ios/app/budget0/id6759191517 (this page in markdown: same URL + `.md`)
- Developer: [Steffen Meyer](https://appshunter.io/developer/1832181903)
- Category: Finance, Utilities
- Price: $2.99
- Age rating: 4+
- Requires: iOS 15.1 · 37 MB
- Languages: American English
- Released: 2026-02-18
- Data updated: 2026-09-02
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/budget0/id6759191517/reviews.md

## What is Budget0?

Budget0 puts you in complete control of your money with zero-based budgeting — a proven method where every dollar of income is assigned a purpose, so nothing slips through the cracks.

ZERO-BASED BUDGETING
Start each budget by entering your income, then allocate every dollar to expenses until you reach zero. This ensures you always know exactly where your money is going and helps you save more intentionally.

SMART CATEGORIZATION
Choose from 31 built-in categories for income and expenses, or create your own. Budget0 features AI-powered auto-categorization that learns from your habits, so adding items gets faster over time.

BUDGET GROUPS & COMPARISON
Organize budgets into groups and compare them side by side. See how your spending evolves month to month with detailed comparison tables and stacked bar charts.

BEAUTIFUL CHARTS
Visualize your finances with interactive donut charts that break down spending by category, and drill down for more detail. Group charts show trends across multiple budgets at a glance.

PDF EXPORT
Generate professional PDF reports for individual budgets or entire group comparisons and share them with anyone. Budget reports are formatted in portrait, group comparisons in landscape.

CLOUD BACKUP
Back up your data to iCloud so you never lose your budgets. Restore anytime with a single tap.

SECURITY FIRST
Protect your financial data with a PIN code and optional biometric authentication (Face ID or Touch ID). Configure auto-lock to secure the app when you step away.

WORKS EVERYWHERE
• 25 currencies supported with proper formatting
• 14 languages: English, Spanish, French, German, Italian, Japanese, Korean, Dutch, Polish, Portuguese, Russian, Swedish, Turkish, and Chinese
• Fully offline — no account required, no data leaves your device

ONE-TIME PURCHASE
Budget0 is available for a one-time purchase of $2.99 — no subscriptions, no ads, no hidden fees. Pay once and own it forever.

Download Budget0 today and give every dollar a job.

## Key features

- Zero-based budgeting method
- AI-powered auto-categorization
- Budget groups and comparison
- Interactive financial charts
- PDF report generation
- Cloud backup and restore
- PIN and biometric security

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/budget0/id6759191517/reviews.md

### 1/5 — Schade

*2026-06-18*

Die App ist leider unbrauchbar. Das Prinzip von, jedem Euro einer Aufgabe zuweisen funktioniert nur, wenn ich sagen kann ich habe Betrag x monatlich zur Verfügung. Leider fehlt diese Funktion.

## Frequently asked questions about Budget0

### What is zero-based budgeting in Budget0?

Zero-based budgeting in Budget0 means you start each budget by assigning every dollar of your income to a specific expense or savings goal, ensuring all money is accounted for and nothing is overlooked.

### How does Budget0 help with tracking expenses?

Budget0 offers smart categorization with 31 built-in options or custom categories. Its AI learns your spending habits for faster, more accurate auto-categorization of transactions.

### Can I see how my spending changes over time with Budget0?

Yes, Budget0 allows you to organize budgets into groups and compare them side-by-side. Detailed comparison tables and stacked bar charts visualize your spending evolution month to month.

### Is my financial data safe with Budget0?

Budget0 prioritizes security with a PIN code and optional biometric authentication (Face ID/Touch ID). It also features auto-lock to protect your app when not in use.

### Does Budget0 work offline?

Yes, Budget0 is fully offline. No account is required, and your data remains on your device, ensuring privacy and accessibility without an internet connection.

### What devices does Budget0 support?

Budget0 is available for iPhone, iPad, and iPod. It supports 25 currencies and 14 languages, making it versatile for users worldwide.

### How much does Budget0 cost?

Budget0 is a one-time purchase of $2.99. There are no subscriptions, ads, or hidden fees, meaning you pay once and own the app forever.

### Does Budget0 have ads?

No, Budget0 is completely ad-free. The app is available for a one-time purchase and does not display any advertisements.

## Version history (last 1 release)

### 1.0 — 2026-02-18

No release notes.

## More apps by Steffen Meyer

- [Time0 - Smart Planning](https://appshunter.io/ios/app/time0-smart-planning/id6749798575)

All apps by Steffen Meyer: https://appshunter.io/developer/1832181903

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*