# Budget4U: AI Expense Tracker — Budget Planner & Money Manager

> Budget Planner & Money Manager (iPhone/iPad app by KRYSTAL IF.)

- Source: https://appshunter.io/ios/app/budget4u-ai-expense-tracker/id6752348124 (this page in markdown: same URL + `.md`)
- Developer: [KRYSTAL IF](https://appshunter.io/developer/1838987703)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.0 · 16 MB
- Languages: American English, French (France), Polish, Ukrainian
- Released: 2025-10-10
- Data updated: 2026-09-09
- User reviews in markdown: https://appshunter.io/ios/app/budget4u-ai-expense-tracker/id6752348124/reviews.md

## What is Budget4U?

Talk to your budget. Budget4U turns a spoken sentence into a tracked expense — no forms, no spreadsheets, no waiting until the end of the month to find out where the money went.

Say "coffee three fifty" and it is logged, categorized and counted against your limit before you put the phone down.

WHY IT STICKS
• Voice entry that actually works — one sentence, under three seconds
• AI categorization — every purchase sorted without picking from a list
• Limits that warn you early, not after you have overspent
• Clean analytics by day, week, month and category

VOICE ENTRY
Tap once and speak naturally. "Groceries, forty two." "Lunch twelve dollars." Budget4U parses the amount, the category and the note, then adds the transaction. Speed is the whole point: manual tracking dies in week two because entering things is tedious, and this is the fix.

AI DOES THE BORING PART
Every transaction is categorized automatically. Custom categories get icons suggested for them. Your spending turns into short, specific advice built on what you actually bought — not generic tips about drinking less coffee.

LIMITS AND CONTROL
Set a monthly limit per category. Budget4U tells you when you are on track to break one while there is still time to do something about it.

PRIVATE BY DEFAULT
Use it without an account and everything stays on your device. Sign in only when you want your data on more than one phone. Face ID lock. No ads, no cross-app tracking, no selling your data to anyone.

BUDGET4U PRO
• Voice entry
• Personalized AI insights
• Custom categories and advanced limits
• CSV import and export

The free version covers manual entry of expenses and income, analytics, built-in categories and monthly limits.

Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel anytime in your Apple ID settings.

Privacy Policy: https://budget4u.app/privacy-policy
Terms of Use: https://budget4u.app/terms-of-conditions

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Budget4U Pro – Monthly | $2.99 | per month |
| Pro Subscription | $24.99 | per year |



## Version history (last 5 releases)

### 2.1.1 — 2026-09-03

French is here
The whole app is now available in French — set your device language and Budget4U follows.

Small improvements
A refreshed App Store listing and minor polish under the hood.

### 2.1 — 2026-04-02

Bug fixes and minor improvements for a smoother and more stable app experience.

### 2.0 — 2026-03-17

Budget4U 2.0 — a major update!
We’ve completely revamped the app, making it faster, more stable, and more convenient to use. We also refreshed the design and improved the overall user experience.

What’s new:
- updated app architecture;
- new, more modern design;
- CSV import;
- more accurate transaction categorization;
- numerous bug fixes and performance improvements.

### 1.0.3 — 2025-12-07

- Added a 3-day free trial for Pro.
- New CSV export for transactions so you can save and use your data elsewhere.
- Bug fixes and performance improvements.

### 1.0.2 — 2025-10-13

Bug fixes and minor improvements for a smoother, more reliable experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*