# Budget.AI — Smart Spending

> Budget.AI — Smart Spending (iPhone/iPad app by Kgabo Sephesu.)

- Source: https://appshunter.io/ios/app/budgetai-smart-spending/id6801029712 (this page in markdown: same URL + `.md`)
- Developer: [Kgabo Sephesu](https://appshunter.io/developer/6796660749)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 15.0 · 31 MB
- Languages: American English
- Released: 2026-09-10
- Data updated: 2026-10-25

## What is Budget.AI?

Budgeting app that helps you manage daily transactions so that you can stay within budget. Terms of use - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/. Privacy URL: https://kgabo707.github.io/budget-ai-legal/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| budget.AI Plus | $1.99 | per month |
| budget.AI Pro | $4.99 | per month |


## Is Budget.AI safe?

Not enough ratings yet to assess Budget.AI.

## Is Budget.AI legit?

Budget.AI — Smart Spending has limited verification signals. The AppsHunter Legitimacy Score for Budget.AI is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 0.5 — 2026-10-15

Spending trends, backfilling and reminders that actually reach you.

NEW: SPENDING TRENDS
- Bar or line charts of your spending over 30 days, 3 months or 12 months
- Week-by-week overlays: lay each month's weeks on top of each other to see if you overspend early in the month or in certain seasons
- A donut chart of where your money goes, with how each category changed compared to last month
- A flow chart that follows your categories across your last three budget cycles

NEW: CATCH UP ON MISSED DAYS
- Log a spend against any past day: Today, Yesterday or pick a date
- Moved the wrong day? Change an entry's date from your history
- Plus: import missed spending from bank-app screenshots. Pick a few screenshots, review what was found, and save. Likely duplicates are flagged for you

REMINDERS THAT WORK
- Real push notifications to remind you to log your spending
- Choose how often to be nudged during the day, with quiet hours that respect your sleep
- Payment reminders that remember which payments you've made
- Debt payoff help, including a plan that shows the fastest way to be debt-free

Plus and Pro plans unlock the full set of charts, unlimited payment reminders and debts, and screenshot import. Free users get 30-day trends, daily reminders, quick add, 3 payment reminders and 1 debt.

Bug fixes and performance improvements.

### 0.4 — 2026-09-19

Added Plus and Pro subscription plans, trip budget planning, and bank SMS import.

### 0.35 — 2026-09-13

Payment for Pro and Plus subscriptions and SMS copy for transactions

### 0.3 — 2026-09-12

Select input and display currency as  well as paste sms for app to extract transaction details such as item name and transaction amount.

### 1.0 — 2026-09-10

No release notes.

## Apps similar to Budget.AI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PhBudget](https://appshunter.io/ios/app/phbudget/id6475798432) | 5.0 (1) | Free | Finance |
| [Budget Hero: AI Budget Planner](https://appshunter.io/ios/app/budget-hero-ai-budget-planner/id6745253661) | — | Free | Finance |
| [Budget - Quickly Add Budget](https://appshunter.io/ios/app/budget-quickly-add-budget/id1341299090) | — | Free | Finance |
| [Budget AI: Spending tracker](https://appshunter.io/ios/app/budget-ai-spending-tracker/id6743176303) | 1.0 (1) | Free | Finance |
| [52 Weeks Challenge](https://appshunter.io/ios/app/52-weeks-challenge/id1451466488) | — | Free | Finance |
| [Finwise - Money Management](https://appshunter.io/ios/app/finwise-money-management/id6547847798) | — | Free | Finance |

## Related topics

[smart spending](https://appshunter.io/ios/topics/smart-spending)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*