# BudgetBear: Savings Tracker — Sinking Funds & Goal Planner

> Sinking Funds & Goal Planner (iPhone/iPad app by Nils Anspach.)

- Source: https://appshunter.io/ios/app/budgetbear-savings-tracker/id6759972859 (this page in markdown: same URL + `.md`)
- Developer: [Nils Anspach](https://appshunter.io/developer/1820435872)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 8 MB
- Languages: British English, German (Germany)
- Released: 2026-10-08
- Data updated: 2026-10-15

## What is BudgetBear?

The private savings tracker that tells you when you can afford each purchase.

Turn your wishlist into a clear timeline. BudgetBear takes the guesswork out of goal tracking by calculating the earliest date you can afford each item on your list. By combining your priorities with your planned payments, BudgetBear turns your savings plan into concrete purchase dates, so you always know when your next target becomes affordable.

BudgetBear is your private purchase date calculator. Add your goals and their prices, prioritize what you want to buy first, and plan your deposits or withdrawals. BudgetBear then calculates when each goal becomes affordable.

KNOW EXACTLY WHEN YOU CAN BUY

Take full control of your long-term spending and savings goals with a system built around clarity:
• Priority-Based Wishlists: Add target items (goals) with estimated prices and drag them into your exact order of preference.
• Dynamic Timeline Calculation: Watch your purchase dates update instantly when you adjust prices, add deposits, or reorder goals.
• Flexible Cash Flow: Add single deposits to fill budgets or log withdrawals if you decide to reallocate money elsewhere.
• Scheduled Payments: Set up recurring, finite deposit or withdrawal schedules (e.g., every 2nd Tuesday or on payday) to keep your timeline automated.

KEY FEATURES FOR YOUR SAVINGS GOALS

• Priority Savings Projects: Group related goals into dedicated projects for travel, electronics, household upgrades, or emergency reserves.
• Smart Allocation: Funds are automatically directed toward your highest-priority goal until it is fully funded before rolling over to the next.
• Simple & Minimalist: A clean, distraction-free interface built for quick entry without fluff or complex menu structures.
• Finite Recurring Schedules: Set start dates, end dates, and intervals for recurring contributions without complex rules.

PRIVACY BY DESIGN

100% local. 100% private. 100% yours.

BudgetBear stores all your financial data exclusively on your device. No custom accounts, no third-party servers, no trackers, and no cloud sign-ups. Your goals and budget details never leave your device.

VERSATILE SAVINGS USE CASES

• Sinking Funds: Allocate money for known future expenses like insurance bills, holiday shopping, or vehicle maintenance.
• Priority Wishlists: Organize the items you want to buy next and see how much faster a new deposit brings your purchase date closer.
• Major Purchases: Break down large purchases into manageable recurring contributions and watch your timeline shorten over time.

BUDGETBEAR PRO

• Free Tier: Manage up to 3 projects with all core priority and timeline features included.
• Pro Upgrade: Unlock unlimited projects to track every aspect of your financial goals.

Download BudgetBear today — the minimalist, private way to organize your wishlist and calculate your purchase dates!

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro Upgrade | $3.99 | one-time |


## Is BudgetBear safe?

Not enough ratings yet to assess BudgetBear.

## Is BudgetBear legit?

BudgetBear: Savings Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for BudgetBear is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-10-09

No release notes.

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## More apps by Nils Anspach

- [Checkomat: Private Checklists](https://appshunter.io/ios/app/checkomat-private-checklists/id6747260188)
- [Settleasy: Expense Splitter](https://appshunter.io/ios/app/settleasy-expense-splitter/id6747769253)

All apps by Nils Anspach: https://appshunter.io/developer/1820435872

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-15.*