# Budgeteer.ing — Budget together. Spend smart.

> Budget together. Spend smart. (iPhone/iPad app by Barry Mortenson.)

- Source: https://appshunter.io/ios/app/budgeteering/id6772408261 (this page in markdown: same URL + `.md`)
- Developer: [Barry Mortenson](https://appshunter.io/developer/6772408263)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.2 · 69 MB
- Languages: American English
- Released: 2026-06-29
- Data updated: 2026-10-28

## What is Budgeteer.ing?

Budgeteer is modern envelope budgeting for families. Give every dollar a job, watch the balances move as you spend, and decide where overspending rolls forward. The math, the imports, and the categorization happen on their own.

Plan, add, import, reconcile. Four steps you'll repeat each week, each one faster than a spreadsheet.

PLAN. ENVELOPE BUDGETING, DONE RIGHT.
• Zero-based budgeting: every dollar is assigned before it's spent
• Overspend stays in the category that caused it, not your whole budget
• Savings targets with progress bars and target dates
• Projected payoff dates for credit cards and savings goals
• Copy last month with one click so your fixed bills stay fixed

ADD. LESS TYPING, LESS GUESSING.
• Snap a photo of a receipt and the payee, amount, date, and a suggested category land in a transaction
• The category you usually pick at a payee is already suggested
• Split one transaction across categories right from the row

IMPORT. YOUR WAY.
• Connect your bank and new transactions show up automatically
• Or skip bank sync and manually import transactions from a file
• New imports come in with categories already suggested from your past behavior

RECONCILE. MATCH YOUR STATEMENT IN SECONDS.
• Mark what's cleared, fix what's off, and tell Budgeteer the balance the bank shows
• A running balance sits on every row so you can spot the one transaction that's wrong without leaving the page
• Get suggestions to find mis-matched transactions for easy reconciliation

AI THAT EARNS ITS KEEP
Not a chatbot bolted to the corner. AI woven into the moments you'd otherwise be typing, guessing, or copying numbers between tabs.
• Reads your receipts
• Suggests categories from how you've spent at that payee before
• Surfaces anomalies when a subscription jumps or a charge looks unusual
• Clusters duplicate payees (AMZN Mktp, Amazon.com, AMZ*ECOMMERCE) into one
• Projects when you'll hit a savings goal or pay off a card at your current pace
• Writes a short, plain-language monthly recap. Real insights, not just charts.

EVERYONE IN THE HOUSEHOLD
Everyone gets their own login while working from the same shared budget.

https://budgeteer.ing/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $13.99 | per month |
| Annual | $99.99 | per year |


## Is Budgeteer.ing safe?

Not enough ratings yet to assess Budgeteer.ing.

## Is Budgeteer.ing legit?

Budgeteer.ing has limited verification signals. The AppsHunter Legitimacy Score for Budgeteer.ing is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.5.28 — 2026-10-27

The app icon now shows a badge with the number of transactions waiting to be imported, and a new Notifications option in Settings lets you turn on alerts if you skipped them earlier. Overspending in a month with nothing budgeted is now carried forward correctly

### 1.5.20 — 2026-10-12

New users now get a welcome walkthrough to pick their budget categories and turn on Face ID lock, and Budgeteer reminds you to renew a bank connection before it expires. This update also makes importing and matching transactions more reliable, fixes amount entry on the keypad, uses your own time zone for "today," and improves payee renaming.

### 1.5.9 — 2026-09-29

Newly linked bank accounts now start their first sync automatically, and changing an existing transaction into a transfer now links it to the other account correctly.

### 1.5.4 — 2026-09-25

You can now connect Budgeteer to your AI assistant and ask questions about your budget, spending and accounts. The connection is read-only. On the Budget screen, the amount keypad has a new +/- button so a category can be set to a negative amount, and pull-to-refresh no longer shifts the page.

### 1.4.26 — 2026-09-17

Fixes a blank Accounts tab on iOS and keeps balances, the register, and your account list in sync in real time across devices. Also adds bulk "Create Schedule" from the account register and moves the expense/income toggle below the amount field for faster transaction entry.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-28.*