# BudgetGen: AI Budget Planner — Know what's safe to spend > Know what's safe to spend (iPhone/iPad app by Austin Pennyfeather.) - Source: https://appshunter.io/ios/app/budgetgen-ai-budget-planner/id6813267704 (this page in markdown: same URL + `.md`) - Developer: [Austin Pennyfeather](https://appshunter.io/developer/1785763573) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 12+ - Requires: iOS 15.0 · 105 MB - Languages: American English - Released: 2026-10-12 - Data updated: 2026-10-31 ## What is BudgetGen? Know what's safe to spend before payday. Tell BudgetGen what you earn and spend, in plain words. It works out what's safe to spend, and answers any question about your money. JUST ASK Ask the way you'd ask a friend who's good with money: "How much can I spend until payday?" "Can I afford a $60 dinner on Friday?" "Where does my money go?" Every figure is worked out from your own pay, bills and balances. SAFE TO SPEND, EVERY DAY BudgetGen knows your bills before they hit. It sets them aside and shows what's really yours to spend until your next payday. BILLS, WITH A REMINDER See what's due before payday. Get a heads-up the day before each bill, and a warning if you're heading short. BUDGETS THAT FIT YOUR PAY Set a limit for each category and see how it's going. Ask for a suggested budget, and BudgetGen fits one to what you're actually paid. GOALS WITH A PLAN Saving for a trip or a rainy day? See what to put aside each payday to get there on time. SNAP A RECEIPT Take a photo and it's read for you. Check it, then save it with one tap. Or add spending by tapping +, or just tell the chat. YOUR ACCOUNTS IN ONE PLACE Bank accounts, credit cards, loans and investments: what you have, what you owe, and how much credit is left on a card. PLAN TOGETHER Invite your partner and share the same bills, the same budgets, the same picture. One subscription covers you both. NO BANK LOGIN BudgetGen doesn't connect to your bank. Setting up takes about two minutes: your pay, your rent and bills, and what's in your account. PRIVATE BY DESIGN Your plan is used only to run BudgetGen for you. It's never sold, there are no ads, and you can delete it anytime. BudgetGen works in English, in your own currency: Canadian and US dollars, pounds, euros and many more. SUBSCRIPTION BudgetGen needs a subscription. One subscription covers you and your partner. Yearly: $49.99 a year, with a 7-day free trial for new subscribers Monthly: $9.99 a month These are the prices in the United States and Canada, each in its own dollars. Prices in other countries vary; the App Store shows yours. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. Your subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Manage or cancel it in your iPhone's Settings, under your name, then Subscriptions. Fair limits apply to the questions you can ask each day and the receipts you can send each month. BudgetGen is a tool for understanding your own money. It is not financial advice, and it never moves your money. AI answers can be wrong, so BudgetGen works out every figure itself and asks you to confirm before any change is saved. Privacy Policy: https://budgetgen.app/privacy Terms of Use: https://budgetgen.app/terms ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | BudgetGen Yearly | $49.99 | per year | | BudgetGen Monthly | $9.99 | per month | ## Is BudgetGen safe? Not enough ratings yet to assess BudgetGen. ## Is BudgetGen legit? BudgetGen: AI Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for BudgetGen is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 3 releases) ### 1.2.0 — 2026-10-27 SUBSCRIPTIONS, ALL IN ONE PLACE • Connect your bank and BudgetGen finds your subscriptions for you: streaming, music, apps, gyms and memberships, with what they cost you each month. • Typing your numbers in? Add your own from a list of popular services in a few taps. • Find them under Finances → Subscriptions, or just ask in the chat: "What do I subscribe to?" • New ones and price changes are flagged, so nothing sneaks up on you. KNOW BEFORE IT RENEWS • Get a reminder before a monthly or yearly subscription renews. Choose 1 week, 2 days or 1 day ahead in Settings → Reminders. HOW TO CANCEL • Tap any subscription for the steps to cancel it and a link to the right page. BudgetGen never sees your logins and doesn't cancel anything for you; it just shows you the way. • Already cancelled one? Tap "I cancelled it" and we'll stop counting it. If it charges you again, we'll let you know. WIDGETS • Add BudgetGen to your Home Screen to see what's safe to spend at a glance, with a bar that fills toward payday. • A Lock Screen widget too. It shows your amount only if you turn that on. A FASTER CHAT • The suggestions in an empty chat now answer instantly. • If a question takes longer, BudgetGen tells you it's still working. CONNECTING YOUR BANK, MADE EASIER • Before you start, we tell you which login to have ready: the one for your bank's own app or website. • Clearer messages if your bank turns down a login or asks you to try again later, and a fresh start when you tap Try again. • Prefer not to connect? You can enter your numbers yourself instead, anytime. ALSO • Each budget category now has its own icon. • An Add button on every Finances tab. • "Paycheck" for those who say paycheck, "paycheque" for those who say paycheque. • Bug fixes and small improvements. ### 1.1.0 — 2026-10-20 Connect your bank You can now connect your bank, in the US or Canada, through Plaid. BudgetGen reads your accounts, balances and transactions, finds your pay and bills, and keeps what's safe to spend up to date for you. It can only read: it can't move money. Disconnect any time in Settings > Connected banks. Heads-ups that matter With a bank connected, BudgetGen lets you know when your pay arrives, when a bill goes up or hasn't shown as paid, and if you're heading short before payday. Tap one and the chat opens with the question ready to ask. Also new • Merchant logos on your transactions and bills. • Plan together: banks either of you connects are shown to both of you. • Logging a payment that looks like one of your bills? BudgetGen asks whether it's that bill's payment, so it's only counted once. • Ask why a budget is over and BudgetGen explains what it counted. • Easier to read with larger text sizes. Prefer to type it in? Everything works as before. You can connect a bank later: once it has been read, your typed accounts, pay, bills and expenses are replaced by the bank's, and your budgets and goals stay. ### 1.0 — 2026-10-12 No release notes. ## More apps by Austin Pennyfeather - [Quoting Life (QL)](https://appshunter.io/ios/app/quoting-life-ql/id6748720196) - [Bellevo: Beauty for Customers](https://appshunter.io/ios/app/bellevo-beauty-for-customers/id6755319516) - [Bellevo: Beauty for Business](https://appshunter.io/ios/app/bellevo-beauty-for-business/id6755851994) - [FirstSpar: Work Conversations](https://appshunter.io/ios/app/firstspar-work-conversations/id6803308812) All apps by Austin Pennyfeather: https://appshunter.io/developer/1785763573 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*