# BudgetGPA — The education expense tracker. > Student-focused expense tracker with financial education and privacy features. (iPhone/iPad app by ataul gani.) - Source: https://appshunter.io/ios/app/budgetgpa/id6761089270 (this page in markdown: same URL + `.md`) - Developer: [ataul gani](https://appshunter.io/developer/1887735248) - Category: Finance - Price: Free - Rating: 4.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 4 MB - Languages: American English - Released: 2026-07-31 - Data updated: 2026-09-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/budgetgpa/id6761089270/reviews.md ## What is BudgetGPA? BudgetGPA — Smart budgeting designed for college students. Track every dollar, plan your semesters, earn your Financial GPA, and discover your spending personality — all on your device with zero accounts required. FEATURES: • Track expenses and income with 12 student-focused categories • Weekly Challenge with streak tracking to build better habits • Financial GPA (0.0–4.0) grades your budget adherence each semester • Spending DNA Quiz reveals your money personality • Scholarship ROI Calculator shows your $/hr from applications • Peer Benchmarks compare your spending to national student averages • Semester cost planning with actual vs planned tracking • Income Stream Builder with Financial Independence meter • Smart merchant detection auto-categorizes your spending • Split transactions across multiple categories • Recurring transaction automation • Home screen widget • Dark mode support PSYCHOLOGY-DRIVEN DESIGN: Built on behavioral science research. Contextual nudges, identity-based motivation, and gamification help you build lasting financial habits — not just track numbers. PRIVACY FIRST: All data stays on your device. No accounts, no cloud sync, no tracking. Delete the app = delete all data. Built for students, by students. ## Key features - Expense and income tracking - Financial GPA calculation - Spending personality quiz - Scholarship ROI calculator - Peer spending benchmarks - Semester cost planning - On-device data privacy ## Frequently asked questions about BudgetGPA ### What is BudgetGPA? BudgetGPA is a smart budgeting app designed specifically for college students. It helps you track expenses, plan your semesters, and understand your spending habits through features like a Financial GPA and a Spending DNA Quiz. ### Is BudgetGPA free to use? Yes, BudgetGPA is available for free. There are no in-app purchases or advertisements, making it a completely free tool for students to manage their finances. ### Does BudgetGPA have ads? No, BudgetGPA is ad-free. The app is designed to provide a clean and uninterrupted experience for users focused on managing their finances. ### What devices does BudgetGPA support? BudgetGPA is available on iPhone and iPad. It is designed to work seamlessly on Apple's mobile and tablet platforms. ### How does BudgetGPA ensure user privacy? BudgetGPA prioritizes privacy by keeping all your data on your device. There are no accounts, cloud sync, or tracking involved, ensuring your financial information remains private. ### How often is BudgetGPA updated? The latest version of BudgetGPA is 1.1(48), which was last updated on August 25, 2026. Updates are released to improve functionality and add new features. ### What is the Financial GPA in BudgetGPA? The Financial GPA is a feature that grades your budget adherence on a scale of 0.0 to 4.0 each semester. It helps you understand how well you are sticking to your financial plan. ### Can BudgetGPA help with scholarships? Yes, BudgetGPA includes a Scholarship ROI Calculator that shows your earnings per hour from scholarship applications, helping you assess the value of your efforts. ## Version history (last 2 releases) ### 1.1(48) — 2026-08-25 Choose your currency BudgetGPA now speaks your money. Pick from 22 currencies (USD, EUR, GBP, INR, JPY, and more) during setup or in Settings — every amount across the app, and your widget, updates instantly. Financial GPA, front and center Your semester Financial GPA now appears right on your home screen and in a brand-new home-screen widget, so you can see how you're tracking at a glance. Tuition payment plans Paying tuition in installments? You can now log partial payments, split the balance into monthly installments, or mark it paid in full — with only what you've actually paid counting toward your budget. Faster semester setup Set your semester costs by sliding, or tap the pencil to type an exact amount — no more fiddly typing for every category. Cash-flow trends The Insights tab now shows your income-vs-spending trend over 3, 6, or 12 months. Polish Tap anywhere on a card to expand or collapse it Cleaner dashboard (the month is shown once, not on every stat) Smoother onboarding and lots of small fixes Thanks for using BudgetGPA — happy budgeting! ### 1.0 — 2026-07-31 No release notes. ## Apps similar to BudgetGPA | App | Rating | Price | Category | | --- | --- | --- | --- | | [Budget Buddy: Swarthmore](https://appshunter.io/ios/app/budget-buddy-swarthmore/id6752654405) | 4.6 (7) | Free | Finance | | [Money Management - Budget](https://appshunter.io/ios/app/money-management-budget/id6766565294) | — | Free | Finance | | [sonaliexchange](https://appshunter.io/ios/app/sonaliexchange/id1515219738) | 2.7 (53) | Free | Finance | | [Saraf Screening](https://appshunter.io/ios/app/saraf-screening/id6466640075) | 3.8 (4) | Free | Finance | | [Musaffa: Halal Investing App](https://appshunter.io/ios/app/musaffa-halal-investing-app/id1614624968) | 4.8 (340) | Free | Finance | | [Budget: expense tracker, money](https://appshunter.io/ios/app/budget-expense-tracker-money/id1584657093) | 4.9 (149) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*