# Budgeting App - Spend Tracker — Money Manager & Budget Planner

> Personal finance manager for budgeting, expense tracking, and financial goal setting. (iPhone/iPad app by The Budgeting Company.)

- Source: https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435 (this page in markdown: same URL + `.md`)
- Developer: [The Budgeting Company](https://appshunter.io/developer/1818945575)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.70/5 from 75 App Store ratings · 19 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 62 MB
- Languages: American English
- Released: 2022-08-10
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews.md

## What is Budgeting App?

The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard.

When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes.

- Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track.
- Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save.
- Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live.
- Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund.
- Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise.
- Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters.
- Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency.
- Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design.
- Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are.

Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick.

Download The Budgeting App and start budgeting with intention today.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

[:mav: 5.9.3]

## Key features

- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro (Annual) | $26.49 | per year |
| Pro Sync (Annual) | $89.99 | per year |
| Pro Sync (Monthly) | $9.99 | per month |
| Lifetime Bank Sync Add-On (Monthly) | $5.99 | per month |
| Pro (Monthly) | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| The Budgeting App Pro Lifetime | $59.90 | one-time |
| The Budgeting App Pro Lifetime | $33.99 | one-time |


## Recent user reviews (10 of 19)

All indexed reviews: https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435/reviews.md

### 1/5 — No more lifetime license?

*2026-06-03*

How disappointing? Must everything be a subscription lol?

**Developer response:** Totally hear you. Good news, we've actually brought back a lifetime option for Pro (just not Pro Sync, which needs an ongoing subscription to cover bank connection costs). Check it out in the app.

### 5/5 — Not a bot, this app is amazing.

*2026-04-23*

I have tried a million horrible budgeting apps that’s either A) don’t do what I need (like keeping track of payments, being easy to use AND keeping track of paying off loans) OR B) they cost a ridiculous amount of money. 

This app is amazing. Even if you do buy the pro version (which I did after happily using the free version for a bit) it’s not going to break your wallet. 

(Which is really the point of a BUDGETING APP) 

Anywho, get this app. It’s the best if you like thing to be smooth and well maintained.

### 4/5 — Amazing, Needs widgets

*2026-02-08*

Amazing app all around… you can do so much with it, and even more with the pro version! 
I just wish it supported widgets on Iphone! it would be cool to view my spending directly from my homescreen instead of having to open the app. 
Just a suggestion though! thanks for providing a great app.

### 5/5 — Great app

*2026-01-31*

In Canada. Love it so far and I love the interface, how it looks. Very user friendly. Makes budgeting fun

### 4/5 — Good. Not great.

*2026-01-26*

I like the simplicity and the challenges. I don’t like that it won’t roll over what you have left from a previous period.

### 2/5 — I don’t get this app

*2025-10-19*

Where my transactions supposed to be coming from? It also feels weird like a Nokia app slow and unnatural

### 5/5 — Finally!

*2025-09-14*

Minimalistic UI, worthwhile features without having to pay first, easy to navigate, and not overwhelming. I upgraded, but the free version gives you a lot too! The layout is nice and simple and just my vibe without additional clutter. Easy to use 👌

### 5/5 — Great app

*2025-09-09*

Takes some time to set up, but once done very easy to use!

### 5/5 — Thank you - the best budget app

*2025-08-24*

I’ve tried a number of budgeting apps and this is the one that is the Goldilocks solution for me. Let’s hope it remains free!

### 4/5 — Fortnightly Budgeting 😍

*2025-07-22*

This is the first app that I have found that actually does fortnightly budgeting. Have been really trying to find an app that I can plan my paychecks out rather than it being by the month as I find it to be easier/ more effective for me. This app actually lets me do that with a calendar view as well. This app was definitely hard to find, but glad I did.

Some things that would make this even better would be having a widget with the calendar view that’s in app and being able to scroll through future pay periods just a little little bit more efficiently.

## Frequently asked questions about Budgeting App

### What is the Budgeting App's primary function?

The Budgeting App serves as a comprehensive budget planner and daily expense tracker. It simplifies personal finance management by allowing users to monitor spending, create budgets, and track financial goals.

### Can I use the Budgeting App on multiple devices?

Yes, the Budgeting App supports device syncing, allowing you to seamlessly transition between your iPhone, iPad, or iPod. Your budget and spending data will remain up-to-date across all your linked devices.

### How does the Budgeting App handle recurring expenses?

The app features a recurring transactions function that automatically manages regular payments such as subscriptions to services like Netflix or health insurance. This helps in accurately forecasting your expenses.

### What kind of analytics does the Budgeting App provide?

The Budgeting App offers insightful analytics to help you understand your spending habits better. These detailed reports can inform your decisions regarding credit card usage and the management of your emergency fund.

### Does the Budgeting App offer different subscription tiers?

Yes, the Budgeting App offers a Pro subscription with monthly ($2.99/P1M) and annual ($26.49/P1Y) plans. These plans likely unlock additional features or remove limitations compared to the free version.

### What is the age rating for the Budgeting App?

The Budgeting App has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is generally appropriate for children and adults.

### How often is the Budgeting App updated?

The Budgeting App was last updated on March 30, 2026, with version 6.0.4. This indicates a recent update, suggesting ongoing development and support for the application.

### Can I link my bank accounts to the Budgeting App?

Yes, users in Australia can link their bank accounts to the Budgeting App for automatic transaction syncing. This feature streamlines expense tracking by importing data directly from your financial institutions.

## Version history (last 5 releases)

### 7.0.6 — 2026-08-26

- Add transfer widget
- (Pro Sync) Needs vs Wants analytics card
- Various bug and crash fixes

### 7.0.5 — 2026-08-22

- Various bug and crash fixes

### 7.0.4 — 2026-08-15

- Add transaction widget
- New book and account colours, tracker icons
- Various bug and crash fixes

### 7.0.3 — 2026-08-12

- Add transaction widget
- New book and account colours, tracker icons
- Get started challenges
- Various bug and crash fixes

### 7.0.0 — 2026-08-06

- Add transaction widget
- Get started challenges
- Levels, XP & gamification
- Various bug and crash fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
