# BudgetLabs: Money Manager — Your AI-Powered Budget App

> AI-powered personal finance manager with smart import and receipt scanning. (iPhone/iPad app by Hollow Holdings LLC.)

- Source: https://appshunter.io/ios/app/budgetlabs-money-manager/id6758921280 (this page in markdown: same URL + `.md`)
- Developer: [Hollow Holdings LLC](https://appshunter.io/developer/1857322658)
- Category: Productivity, Lifestyle, Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 16.6 · 31 MB
- Languages: English
- Released: 2026-04-26
- Data updated: 2026-06-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budgetlabs-money-manager/id6758921280/reviews.md

## What is BudgetLabs?

Take control of every dollar with AI-powered budgeting that bends to how you actually spend.

Hank — your AI assistant — answers questions and adds transactions in plain English. Smart Import turns bank statements (paste, PDF, or email) into clean transactions instantly. Receipt scanning captures expenses with a snap.

WHAT MAKES BUDGETLABS DIFFERENT

Amortize annual bills.
Spread one-time expenses like car insurance, registration, or holiday gifts across the months they actually affect. No more "January is broke" surprises. Built in — no sinking-fund workaround required.

Borrow from future months.
Overspent on groceries this month? Pull from next month and keep going. Real budgets bend instead of breaking. So does this one.

Zero-based budgeting, no dogma.
Every dollar gets a job — but you decide the rules. Income, expenses, savings, debt — all planned at the start of the month so nothing slips through.

THE LAB — A WORKSHOP FOR YOUR MONEY

- Insights: net worth, cash flow, spending trends, forecast — all in one view
- Scenarios: try a change before committing. "What if I cut dining by $150 and moved it to debt?" See the math instantly.
- Challenges: 30-day spend caps, debt-paydown sprints, save-$500 goals
- Goals: track what you're saving for with live trajectory charts
- Terminal: type commands instead of clicking — for power users

FAIR PRICING

Free plan covers full budgeting, the Lab, transactions, and debt and asset tracking.

Pro is $1.99/month or $19.99/year. Unlocks higher AI limits and unlimited Smart Import. Receipt scanning is unlimited on both plans.

No ads. No upsells. No VC-fueled price hikes down the road.

PRIVATE BY DESIGN

AES-256 encryption at rest. Face ID / Touch ID biometric lock. Multi-factor authentication. We never sell your data — there's no business model that depends on it.

BUILT WITH THE COMMUNITY

BudgetLabs is founder-led. Real user feedback drives every roadmap decision. High-impact requests typically ship within a week.

EVERYWHERE YOU NEED IT

Works on iPhone, iPad, and the web. Your budget stays in sync across all your devices. Subscribe once on web, get Pro on iOS automatically.

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Privacy Policy: https://www.budgetlabs.io/privacy
Terms of Use: https://www.budgetlabs.io/terms

## Key features

- AI-powered budgeting assistant
- Smart transaction import (paste, PDF, email)
- Receipt scanning for expenses
- Amortize annual bills and spread expenses
- Zero-based budgeting with flexible rules
- Financial insights and scenario planning
- Goal tracking with trajectory charts

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| BudgetLabs Pro | $1.99 | per month |
| BudgetLabs Pro | $19.99 | per year |



## Frequently asked questions about BudgetLabs

### What is BudgetLabs?

BudgetLabs is an AI-powered budgeting app designed to help users manage their money effectively. It offers features like an AI assistant, smart transaction importing, and receipt scanning to simplify financial tracking and planning.

### What are the pricing options for BudgetLabs?

BudgetLabs offers a free plan with core budgeting features, debt, and asset tracking. A Pro plan is available for $1.99/month or $19.99/year, unlocking higher AI limits and unlimited Smart Import.

### Does BudgetLabs have ads?

No, BudgetLabs is ad-free. The app explicitly states 'No ads. No upsells.' to provide an uninterrupted user experience.

### What devices does BudgetLabs support?

BudgetLabs is available on iPhone, iPad, and the web. Your budget syncs across all your devices, and a single web subscription automatically grants Pro access on iOS.

### How does BudgetLabs handle annual bills?

BudgetLabs allows you to amortize annual bills, spreading their cost across the months they actually affect. This feature is built-in, eliminating the need for workarounds and preventing unexpected financial shortfalls.

### Can I try BudgetLabs Pro before subscribing?

The provided data does not specify a trial period for BudgetLabs Pro. However, a robust free plan is available, offering full budgeting capabilities and tracking features.

### How often is BudgetLabs updated?

BudgetLabs is built with community feedback driving its roadmap, with high-impact requests typically shipping within a week. The app was last updated on 2026-05-11.

### Is BudgetLabs safe for my financial data?

BudgetLabs prioritizes privacy with AES-256 encryption at rest, biometric lock (Face ID/Touch ID), and multi-factor authentication. They state they never sell user data.

## Version history (last 2 releases)

### 1.1 — 2026-05-11

A few things I shipped this round:

- Goals — a new tab in the Lab for tracking what you're saving for. Live trajectory charts so you can see whether you're on pace.
- Smart Import got significantly more flexible: drop in a PDF bank statement, drag in an email from your bank, and BudgetLabs extracts clean transactions. The source automatically attaches to each transaction as a receipt — useful for audit later.
- Polish on the cashflow strip, login flow, and MFA back-button behavior.

Every change here came from a user asking for it. Keep the requests coming — I read all of them.

— Chris

### 1.0 — 2026-04-27

No release notes.

## More apps by Hollow Holdings LLC

- [Trail Pro Intel](https://appshunter.io/ios/app/trail-pro-intel/id6755938726)

All apps by Hollow Holdings LLC: https://appshunter.io/developer/1857322658

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*
