# Budgetly - Envelope Budget — Cash stuffing, 100% private

> Cash stuffing, 100% private (iPhone/iPad app by Mitaanshu Agarwal.)

- Source: https://appshunter.io/ios/app/budgetly-envelope-budget/id6772518878 (this page in markdown: same URL + `.md`)
- Developer: [Mitaanshu Agarwal](https://appshunter.io/developer/1896724075)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 3 MB
- Languages: American English
- Released: 2026-06-06
- Data updated: 2026-08-18
- User reviews in markdown: https://appshunter.io/ios/app/budgetly-envelope-budget/id6772518878/reviews.md

## What is Budgetly?

The budget you can actually keep: assign your money, log a spend in two taps, and glance at what's safe to spend — right on your Home Screen. No bank login, nothing to sync or break, and you can pay once instead of subscribing.

Budgetly is envelope budgeting (digital cash stuffing) that stays 100% on your device. No account. No bank connection. Nothing for a server outage to lose.

HOW IT WORKS
- Give every dollar a job: assign your monthly money across envelopes.
- Log spending in seconds — type it, say it with Siri, or scan a paper receipt on-device.
- Glance at your Safe-to-Spend number on the Home Screen widget without opening the app.
- Close the month, roll unspent money forward, and keep the streak going.

WHAT'S INSIDE
- Envelope budgeting with rollover, drag-to-reorder, and archiving
- Safe-to-Spend widget for your Home Screen (free) and Lock Screen (Pro)
- A weekly reset reminder and near-limit alerts, all scheduled on your device
- Siri quick-add: "Add $12 to Coffee" — always with a confirm step
- On-device receipt scanning: the total arrives as an editable guess, and images never leave your phone
- Smart category suggestions — you confirm every one
- Zero-based monthly planning with live "Left to assign"
- 12-month trends, category breakdowns, and top-spend charts
- CSV import from other budget apps, and CSV export any time — your data is yours

PRIVATE BY ARCHITECTURE
Your envelopes and transactions live on your device, covered by your normal iPhone backup. Budgetly has no server that sees your money. Nothing to breach, nothing to reconnect, nothing to break.

FAIR PRICING
Free forever: 3 envelopes, manual tracking, and the Home-Screen widget. Budgetly Pro unlocks unlimited envelopes, receipt scanning, CSV tools, and all widget styles — monthly, yearly, or a single one-time purchase. No pressure, cancel anytime.

Terms of Use: https://budgetly.keenshift.ai/terms
Privacy Policy: https://budgetly.keenshift.ai/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Budgetly Pro Monthly | $2.99 | per month |
| Budgetly Pro Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Budgetly Pro Lifetime | $59.99 | one-time |



## Version history (last 3 releases)

### 1.1.0 — 2026-07-29

See your Safe-to-Spend without opening the app: a new Home-Screen widget shows exactly what's left across your everyday envelopes — bills excluded, red when an envelope is over, always in step with the app. (Lock-Screen widget for Pro, with numbers hidden unless you opt in.)

Also new:
- Siri quick-add: "Add $12 to Coffee" — with a confirm step before anything is saved.
- The Sunday Reset: one calm weekly reminder that lands on the Plan screen with your rollover ready. Near-limit alerts warn you at 90%, at most once a day, per-envelope opt-out.
- Lifetime unlock: pay once, yours forever — for people who would rather not subscribe.
- Onboarding now asks roughly how much you budget and assigns it across your starting envelopes, so your first glance is your own number.
- Mark envelopes as bills so Safe-to-Spend only counts money that's actually free to spend.
- Our web home moved to budgetly.keenshift.ai.

### 1.0.1 — 2026-06-10

Cleaner, calmer, and fully readable in dark mode.

• Dark mode fixed — every screen is now crisp and legible.
• Redesigned the budgeting walkthrough and a clearer Pro screen.
• Subscription prices now always match the App Store, with a clear yearly saving.
• A nicer moment when you upgrade to Pro.

Thanks for budgeting with Budgetly!

### 1.0 — 2026-06-06

No release notes.

## Apps similar to Budgetly

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budgetly - Expense Tracker](https://appshunter.io/ios/app/budgetly-expense-tracker/id6702018660) | — | Free | Finance |
| [Budget App - Tracky](https://appshunter.io/ios/app/budget-app-tracky/id6756795403) | 5.0 (2) | Free | Finance |
| [Budget App , Expense Tracker](https://appshunter.io/ios/app/budget-app-expense-tracker/id6737490477) | — | Free | Finance |
| [Budget App: Money Manager](https://appshunter.io/ios/app/budget-app-money-manager/id6758856602) | — | Free | Finance |
| [Savings Tracker - Savekit](https://appshunter.io/ios/app/savings-tracker-savekit/id6742649513) | — | Free | Finance |
| [Ai Expense Tracker - Boxit Ai](https://appshunter.io/ios/app/ai-expense-tracker-boxit-ai/id6773946709) | — | Free | Finance |

## More apps by Mitaanshu Agarwal

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- [Falah: Salah Tracker & Adhan](https://appshunter.io/ios/app/falah-salah-tracker-and-adhan/id6770318208)
- [Berean: Bible Study Sources](https://appshunter.io/ios/app/berean-bible-study-sources/id6770318820)
- [MealLuma: AI Calorie Scanner](https://appshunter.io/ios/app/mealluma-ai-calorie-scanner/id6771332217)

All apps by Mitaanshu Agarwal: https://appshunter.io/developer/1896724075

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*