# Budgeto: Money & Budget — Private money, fully yours

> Private money, fully yours (iPhone/iPad app by Yuvaraj Shanmugam.)

- Source: https://appshunter.io/ios/app/budgeto-money-and-budget/id6775558536 (this page in markdown: same URL + `.md`)
- Developer: [Yuvaraj Shanmugam](https://appshunter.io/developer/1896715203)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 17.6 · 14 MB
- Languages: American English
- Released: 2026-06-10
- Data updated: 2026-08-02
- User reviews in markdown: https://appshunter.io/ios/app/budgeto-money-and-budget/id6775558536/reviews.md

## What is Budgeto?

Budgeto is a complete personal finance app — track spending, manage budgets, watch your investments, and see your true net worth, all in one clean, private app.

EVERYDAY MONEY • Log expenses and income in seconds, with smart categories • Scan receipts with your camera — amount, date, and category fill in automatically • Set monthly budgets by category and see exactly where you stand • Recurring transactions (rent, salary, subscriptions) post themselves — no manual re-entry • Split bills with friends and groups, and track who owes what

THE BIG PICTURE • Net Worth: every account and investment combined, converted to your currency automatically • Net Savings: see how much you've actually saved over time, separate from investment growth • Analytics: spending trends, category breakdowns, and month-over-month comparisons • Monthly statements you can export and share as a PDF

INVESTMENTS & SAVINGS • Track stocks and holdings across multiple currencies, converted live • Savings goals with visual progress toward each target • EPF tracking for retirement savings • Built-in calculators for SIP, EMI, and goal planning

BUILT FOR DAILY USE • Home screen widgets for net worth, balance, and recent activity • Apple Watch app for logging expenses on the go • A private, on-device AI assistant to answer questions about your spending • Full support for multiple currencies

PRIVATE BY DESIGN Your data lives in your own private iCloud account — not on our servers, not shared with anyone, no ad trackers, no analytics SDKs. Budgeto simply isn't built to see your financial data.

Whether you want a simple spending log or a full financial command center, Budgeto adapts to how you actually manage money.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://soundyuvi.github.io/financeapp/privacy.html


## Version history (last 2 releases)

### 1.1 — 2026-07-29

Welcome to Budgeto! Track spending, manage budgets, watch your investments,
and see your full net worth — all in one private, easy-to-use app.

### 1.0 — 2026-06-11

No release notes.

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## More apps by Yuvaraj Shanmugam

- [Thirukkural – Tamil Wisdom](https://appshunter.io/ios/app/thirukkural-tamil-wisdom/id6770095018)
- [நாற்பது - Tamil Wisdom](https://appshunter.io/ios/app/tamil-wisdom/id6783924997)

All apps by Yuvaraj Shanmugam: https://appshunter.io/developer/1896715203

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*