# BudgetOS — AI Budget Agent for Families > AI Budget Agent for Families (iPhone/iPad app by Muditha Rajapaksha.) - Source: https://appshunter.io/ios/app/budgetos/id6787775928 (this page in markdown: same URL + `.md`) - Developer: [Muditha Rajapaksha](https://appshunter.io/developer/6787775930) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 61 MB - Languages: American English - Released: 2026-08-08 - Data updated: 2026-09-22 - User reviews in markdown: https://appshunter.io/ios/app/budgetos/id6787775928/reviews.md ## What is BudgetOS? Budget OS — Finance on autopilot. AI Finance, Budget & Expense Tracker Budget OS is an AI-powered personal finance, expense tracker, budgeting app, receipt scanner, and money manager designed to help you take full control of your financial life with automation and intelligence. Built for individuals, families, and freelancers, Budget OS replaces outdated trackers and manual spreadsheets with a smart AI finance assistant. It automatically understands your money, categorizes transactions, scans receipts, and provides real-time financial insights through a simple chat interface. It is not just a money tracker—it is your personal AI financial advisor. AI-POWERED FINANCE ASSISTANT Transform how you interact with your finances. Budget OS automates everything so you don't have to: AI-powered expense tracking & categorization Automatic receipt scanning & data extraction Real-time budget monitoring & intelligent analysis Conversational finance chat interface Simply ask questions like: "How much did I spend on food this month?" "What are my biggest expenses?" "Can I save more this month?" Budget OS responds instantly with clear, actionable insights! SMART RECEIPT SCANNER & AUTOMATION Instantly convert paper or digital receipts into structured data. Just snap a photo, and Budget OS will: Extract the merchant, amount, date, and line items Automatically categorize the expense and link it to your budget Eliminate manual data entry entirely Perfect for groceries, business expenses, bills, dining, and shopping. ADVANCED EXPENSE TRACKING & MANAGEMENT Get full visibility into your cash flow. Track daily, weekly, and monthly spending effortlessly. Unlike basic apps, Budget OS uses AI to explain your financial habits in plain language: "You spent 30% more on dining this month." "You saved more compared to last month!" SMART BUDGET PLANNER Take control of your spending and reach your savings goals faster. Create personal, family, travel, or category-based budgets (e.g., food, transport, bills). Monitor income vs. expenses in real time. Get AI-driven alerts before you overspend. Stay disciplined without the hassle of manual tracking. FAMILY & SHARED FINANCES Achieve financial clarity together. Budget OS lets you: Share budgets across family members Track shared household expenses in real time Manage joint bills and subscriptions collaboratively Maintain complete transparency in shared spending CHAT-BASED FINANCIAL INTELLIGENCE Skip the complicated dashboards and reports. Chat directly with your money! Ask about spending patterns, request summaries, or get savings recommendations from an AI advisor available 24/7. SECURE & PRIVATE Your privacy is our priority. Budget OS features: Secure financial data storage Encrypted transactions Strict user-controlled data access No unauthorized data sharing WHY CHOOSE BUDGET OS? Fully automated, fully AI-powered, and built around a chat-first assistant. Budget OS eliminates the manual work of traditional money management and replaces it with true financial intelligence. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usebudgetos.com/privacy.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | BudgetOS Pro Monthly | $2.99 | per month | | BudgetOS Pro Annual | $19.99 | per year | ## Version history (last 2 releases) ### 1.0.3 — 2026-08-11 Introducing SplitBuddy! Sharing expenses just got a whole lot easier. With our new SplitBuddy feature, you can now effortlessly split bills, shared expenses, and group purchases right inside BudgetOS. • Instantly split receipts and dining bills with friends or family. • Keep track of who paid what and who owes whom. • Seamlessly integrated with your Fin Chat AI—just tell it how you want to split the cost (e.g., "Split that 1,800 dinner with Sam, he paid half"). We’ve also squashed a few bugs and made under-the-hood performance improvements to keep your AI financial advisor running smoothly. ### 1.0.2 — 2026-08-08 No release notes. ## Apps similar to BudgetOS | App | Rating | Price | Category | | --- | --- | --- | --- | | [GTN Trade](https://appshunter.io/ios/app/gtn-trade/id6759133588) | — | Free | Finance | | [GTN Pulse Asia](https://appshunter.io/ios/app/gtn-pulse-asia/id6755165465) | — | Free | Finance | | [GTN Asia](https://appshunter.io/ios/app/gtn-asia/id1609929825) | 5.0 (1) | Free | Finance | | [Budget App , Expense Tracker](https://appshunter.io/ios/app/budget-app-expense-tracker/id6737490477) | — | Free | Finance | | [eTrade Global](https://appshunter.io/ios/app/etrade-global/id6476977863) | — | Free | Finance | | [taxadvisor](https://appshunter.io/ios/app/taxadvisor/id1375321090) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-22.*