# BudgetPilot - Smart Finance — Budget, Track & Save Money > AI-powered personal finance manager for budgeting, tracking, and saving. (iPhone/iPad app by Guilherme Correia Fagundes.) - Source: https://appshunter.io/ios/app/budgetpilot-smart-finance/id6761488639 (this page in markdown: same URL + `.md`) - Developer: [Guilherme Correia Fagundes](https://appshunter.io/developer/1889919422) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 63 MB - Languages: American English - Released: 2026-04-17 - Data updated: 2026-09-01 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/budgetpilot-smart-finance/id6761488639/reviews.md ## What is BudgetPilot? BudgetPilot is the AI-powered finance app that warns you before you overspend and finds money you didn't know you had with predictive alerts, AI savings insights, a spending pace graph, bill countdowns, and cash flow forecasting. ZERO-DOLLAR BUDGETING Assign every dollar a purpose across expenses, savings, and investments. Switch between Planned, Spent, and Remaining views. AI FINANCIAL COACH Ask anything about your money. Powered by Claude AI with access to your budget data. MARGIN FINDER AI finds personalized savings opportunities each month. Every suggestion shows the exact merchants and amounts involved. RECEIPT SCANNER & QUICK ADD Snap a receipt and AI reads the merchant, items, and total automatically. Or type naturally: "Spent $45 at Costco" and it's done. CONNECT YOUR BANK Link accounts via Plaid. Imports and categorizes transactions with AI. Supports bank accounts, credit cards, loans, and investments. SPENDING PACE GRAPH Real-time chart compares actual spending against your ideal pace, with free-to-spend amount front and center. PREDICTIVE SPENDING ALERTS AI warns you before you overspend: "You've used 80% of Dining with 12 days left." BILL COUNTDOWN Track upcoming bills, payment status, and reminders. CASH FLOW FORECASTING Project your balance 30, 60, or 90 days ahead. Spot shortfalls before they happen. TRANSACTION SPLITTING Split transactions across categories with one tap. NET WORTH TRACKER Track your total net worth across all accounts. AI MONTHLY SUMMARY Personalized monthly insights and recommendations. SMART CATEGORIZATION AI categorizes transactions and learns from your corrections. SUBSCRIPTION TRACKER Detect recurring charges, see total monthly cost, and flag unused subscriptions. DEBT PAYOFF PLANNER Compare snowball vs. avalanche side by side. See your debt-free date and interest savings. FINANCIAL CALCULATORS Compound interest, loan, mortgage, paycheck, retirement, and emergency fund calculators. SHARED FAMILY BUDGETS Share one budget with your partner and stay on the same financial page. MONEY RADAR Flags unusual charges, duplicate transactions, and subscription price increases. SAVINGS CHALLENGES Guided savings challenges with progress tracking. EXPORT & TAX PREP Monthly or annual reports. Export as CSV for spreadsheets or tax preparation. DARK MODE & BIOMETRICS Full dark theme. Face ID, Touch ID, Sign in with Apple, and Sign in with Google supported. SUBSCRIPTION — BUDGETPILOT PREMIUM BudgetPilot Premium unlocks every feature listed above. Choose your plan: Monthly — free for 3 months, then $8.99/month Annual — $19.99 for your first year (founder price, 50%+ off monthly), then $49.99/year Premium includes: AI Financial Coach with unlimited chat Margin Finder with AI-powered savings opportunities and exact merchants and amounts Unlimited bank account connections via Plaid Automatic transaction import and smart categorization Receipt scanner with AI extraction Predictive overspend alerts and bill countdowns 30/60/90-day cash flow forecasting Net worth tracking across all accounts Shared budgets for couples AI monthly summary reports Subscription tracker, debt payoff planner, and financial calculators CSV export for tax preparation Face ID and Touch ID security Monthly is free for 3 months, then $8.99/month. Annual is $19.99 for the first year, then $49.99/year. Payment is charged to your Apple ID when your subscription begins. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period at the price listed above. Manage or cancel anytime in your App Store account. Any unused portion of the free trial is forfeited when you subscribe. Prices are in USD; local equivalents are shown at purchase. Download BudgetPilot and control your money. Terms of Use: https://correiavirtus.com/#terms Privacy Policy: https://correiavirtus.com/#privacy ## Key features - AI-powered spending alerts - Personalized savings insights - Receipt scanning with AI extraction - Bank account linking and transaction categorization - Cash flow forecasting - Debt payoff planner - Bill countdowns ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | BudgetPilot Premium | $8.99 | per month | | Annual | $49.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/budgetpilot-smart-finance/id6761488639/reviews.md ### 5/5 — The best budget app on the market! *2026-05-08* The budgeting and spending tools make it easy to see where your money is going in real time, which helps you make smarter day-to-day decisions instead of realizing too late that you overspent. It creates awareness around spending patterns in a way that feels practical and motivating rather than overwhelming. One of the coolest features is the shared savings and spending challenges with your partner. Instead of budgeting feeling restrictive or stressful, it turns financial goals into something collaborative and engaging. Having accountability, shared goals, and small challenges together really helps create healthier spending behaviors over time. ### 5/5 — Fantastic *2026-04-17* This is an incredibly user friendly app that has multiple features to help my wife and I budget more efficiently ## Frequently asked questions about BudgetPilot ### What is BudgetPilot Premium? BudgetPilot Premium unlocks all features, including unlimited AI financial coaching, margin finder with specific merchant suggestions, unlimited bank connections, and automatic transaction import. It offers a 3-month free trial for the monthly plan. ### How much does BudgetPilot cost? The app is free to download and use with core features. BudgetPilot Premium is available via subscription, with a monthly plan at $8.99 (after a 3-month free trial) and an annual plan at $49.99 for the first year, then $49.99/year. ### Is BudgetPilot secure? Yes, BudgetPilot supports biometric authentication like Face ID and Touch ID for secure access. It also allows sign-in via Apple and Google for added convenience and security. ### Can I share my budget with others on BudgetPilot? Yes, BudgetPilot supports shared family budgets, allowing you to share one budget with your partner and stay aligned on your financial goals. ### How does BudgetPilot help me save money? The app uses AI to find personalized savings opportunities through its Margin Finder feature, suggesting exact merchants and amounts. It also offers guided savings challenges to help you reach your goals. ### What kind of financial calculators are included in BudgetPilot? BudgetPilot includes a variety of financial calculators, such as those for compound interest, loans, mortgages, paychecks, retirement planning, and emergency funds. ### How often is BudgetPilot updated? The app was last updated on July 1, 2026, indicating regular maintenance and feature additions. The current version is 1.2.4. ### Does BudgetPilot have ads? No, BudgetPilot does not contain advertisements. The app is free to use with core features, and premium features are accessed through a subscription. ## Version history (last 5 releases) ### 1.3.0 — 2026-08-28 A new look, and a more honest one. • Brand-new BudgetPilot icon — same mission, sharper wings • Smarter notifications: every alert now states facts about YOUR money (real balances, real bills, real pace) — no generic advice • A gentle nudge to connect your bank if you haven't yet — your budget builds itself from real transactions • Reliability improvements across subscriptions and alerts Questions or ideas? Reply to any of our emails — a human reads every one. ### 1.2.4 — 2026-07-01 Smarter 30-day cash-flow forecast and cleaner navigation. ### 1.2.3 — 2026-06-12 A bold Budget tab redesign plus a new way to see everything: • Redesigned Budget tab — new summary card with a live progress ring, richer category cards, and gradient progress bars • Income tracking now shows exactly what's been deposited and what's still on the way, with a received-vs-expected progress bar • New: All Transactions — a fast, searchable feed of every transaction across every month (More tab) • Category pages got sharper: unified summary card and a clearer 12-month spending chart • Edge-to-edge design — more room for your money on every screen • New subscribers now get their first 3 months of Premium free • Bug fixes and performance improvements ### 1.2.1 — 2026-06-09 What's new in 1.2.1: • SMARTER SAVINGS — Margin Finder and the proactive assistant now research your actual spending and surface specific money-saving swaps with real numbers, tuned to your area. • SHARPER FORECAST — The 30-day cash-flow projection is more accurate, with realistic paycheck timing and spending patterns. • REORDER YOUR ACCOUNTS — Drag to arrange your accounts exactly how you like them. • POLISH — Smoother typing on every screen, clearer navigation, and a batch of fixes for a faster, cleaner experience. Questions or ideas? budgetpilot@correiavirtus.com ### 1.1.1 — 2026-05-12 A meaningful refresh focused on clarity, accuracy, and a more premium look. INCOME, DONE RIGHT • Real employer and bank logos for income sources • Cashback, rewards, and transfers no longer inflate income • New premium income card design TRENDS YOU CAN TRUST • Smarter “typical month” calculations using a 6-month median • Plain-English comparisons instead of confusing percentages • New explainer showing how numbers are calculated CASH FLOW FORECAST • Tap and drag the 30-day chart to see projected balances by day 50/30/20 BREAKDOWN • See Needs / Wants / Savings with recommended targets side-by-side NAVIGATION • Back buttons now return to the correct screen • Easier access to the Income screen NET WORTH ACCURACY • More accurate comparisons when tracking history is limited UNDER THE HOOD • Cleaner totals and better consistency across the app Thank you for using BudgetPilot. ## More apps by Guilherme Correia Fagundes - [Virtus: Gestão de Patrimônio](https://appshunter.io/ios/app/virtus-gestao-de-patrimonio/id6781425287) All apps by Guilherme Correia Fagundes: https://appshunter.io/developer/1889919422 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*