# Budgets — Be Empowered > Personal finance app for budgeting, transaction tracking, and savings goals. (iPhone/iPad app by Derek Wene.) - Source: https://appshunter.io/ios/app/budgets/id1465949773 (this page in markdown: same URL + `.md`) - Developer: [Derek Wene](https://appshunter.io/developer/1465949772) - Category: Finance - Price: Free - Rating: 5.00/5 from 10 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 7 MB - Languages: American English - Released: 2019-09-26 - Data updated: 2026-09-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/budgets/id1465949773/reviews.md ## What is Budgets? Build a monthly plan from activity that’s already happening. Budgets connects your bank and credit card accounts, organizes posted transactions, and helps you compare actual spending with your plan. Prefer to start manually? Add custom accounts and build your own budget. START WITH REAL SPENDING Connect accounts and let Budgets create a starting plan from posted income and spending. Review every suggestion before it becomes part of your budget. SPOT RECURRING INCOME AND BILLS When enough transaction history is available, Budgets can identify recurring paychecks, rent, utilities, subscriptions, insurance, and other regular activity. MAKE THE PLAN YOURS Adjust amounts and categories to reflect how you actually live. As new transactions arrive, see how spending compares with the plan you made. Budgets shows the facts and leaves the choices to you. Connected accounts are read-only. Budgets never moves your money. ## Key features - Setup budgets quickly - Sync with bank accounts - Track budget balances - Transfer balance between budgets - Access on mobile and web - Secure data encryption ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/budgets/id1465949773/reviews.md ### 5/5 — Great budgeting tool *2020-06-02* I’ve used several other free or low cost budgeting apps for 5+ years. Budgets has been a REFRESHING tool. Transactions are simple to sort. Money can be quickly moved from line item to another. Syncing (probably my biggest frustration) has been far smoother than other tools. I’ve been in it for a little more than a month, and I definitely recommend! ### 5/5 — So convenient! *2020-03-04* I’ve been searching for years for a way to track my spending and plan out my financial life. Budgets was the perfect solution to that problem - in just a few minutes I was able to set up my preferences and budgets, link my bank and credit info to track my spending for me, and see progress at any point during the month! This app is awesome. ### 5/5 — Hands down best app ever! *2019-10-08* This app is AMAZING! I would give it 5 stars any day. The support is amazing. There support is so responsive it sometimes makes me feel like they are easier to talk to then my roommates. It changed my life. It changed the way I see credit card chips. My only complaint is the app is too clean. Maybe the app could use a few ad words to spice it up. ### 5/5 — Helped me turn my finances around *2019-10-07* Before Budgets, I was manually going into my bank account each week and comparing it to an Excel sheet i created. This took a lot of time and extra math trying to figure out where my money was going each week ( and why sometimes my numbers didn’t match up ). After i started using Budgets, the time it took to review my finances became exponentially quicker, plus it’s really fun to sort the transactions into the individual budgets. The onboarding requires you to have a holistic view of your expenses and income, but once you complete it, the experience is seamless. I’ve recommended this app to countless people already! ### 5/5 — Great budgeting app! *2019-10-07* This is a great app that is super helpful in getting ahold on your finances. It’s very easy to use and helps you plan what you want to do with your money and see how you are doing. Would highly recommend! ## Frequently asked questions about Budgets ### How do I set up budgets in Budgets? You can set up budgets in Budgets by selecting budgeting categories that fit your life. The app allows for quick setup, and you can adjust budgets as needed. It's designed to get you started in just a few minutes. ### Does Budgets sync with my bank accounts? Yes, Budgets can automatically sync your transactions by adding your financial accounts. This allows you to quickly sort your transactions into your budgets. ### How does Budgets help me stay out of debt? Budgets provides tools to help you stay in the green by planning your money and sorting transactions. By staying within your set budgets, you can avoid debt and achieve your savings goals. ### Is my data secure with Budgets? Yes, your data is encrypted with the latest security techniques to ensure it is secure. The app prioritizes the protection of your financial information. ### Can I access Budgets on different devices? Yes, Budgets can be accessed as a phone app or through the web. This allows you to manage your budgets whether you are at home or on the go. ### What happens if I overspend in a budget with Budgets? If you accidentally overspend in a budget, Budgets allows you to easily transfer some of your balance from another budget. This helps you manage unexpected spending changes. ### How often is Budgets updated? Budgets was last updated on April 17, 2020, with version 1.2. The developer indicates they are continuously working on adding new features. ### Does Budgets have ads? No, Budgets does not contain advertisements. The app is free to use and does not display ads to its users. ## Version history (last 4 releases) ### 2.0 — 2026-08-25 Budgets has been rebuilt with a completely redesigned experience. - A new dashboard makes it easier to understand your spending pace, upcoming expenses, and items that need attention. - New recurring transaction support helps you anticipate rent, utilities, subscriptions, insurance, and other regular expenses. - Redesigned transaction and account screens make financial activity easier to review. - Improved navigation and clearer budgeting workflows throughout the app. - Numerous reliability, performance, and accessibility improvements. ### 1.2 — 2020-04-17 Fixed issue with documentation links opening in the app, instead of opening a new web browser tab. ### 1.1 — 2019-10-19 Fixed push notifications ### 1.0 — 2019-09-26 No release notes. ## Apps similar to Budgets | App | Rating | Price | Category | | --- | --- | --- | --- | | [uBudget: Finance Planner](https://appshunter.io/ios/app/ubudget-finance-planner/id1464366693) | 4.8 (16) | Free | Finance | | [HomeBudget Lite (w/ Sync)](https://appshunter.io/ios/app/homebudget-lite-w-sync/id307620907) | 3.3 (27) | Free | Finance | | [Budgety: Simplify Your Budget](https://appshunter.io/ios/app/budgety-simplify-your-budget/id1561860915) | 3.0 (2) | Free | Finance | | [Budget: Master Your Finances](https://appshunter.io/ios/app/budget-master-your-finances/id1544237801) | 4.3 (68) | Free | Finance | | [Best Budget for iPad](https://appshunter.io/ios/app/best-budget-for-ipad/id586152112) | 3.7 (28) | Free | Finance | | [CalendarBudget: Budget Planner](https://appshunter.io/ios/app/calendarbudget-budget-planner/id1437594497) | 3.9 (39) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*