# budgetSum: Bills & Payments — Bill Reminder & Instalments

> Personal finance app for bill tracking, expense logging, and budgeting. (iPhone/iPad app by Harpreet Kumar.)

- Source: https://appshunter.io/ios/app/budgetsum-bills-and-payments/id6759767689 (this page in markdown: same URL + `.md`)
- Developer: [Harpreet Kumar](https://appshunter.io/developer/1880561617)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 41 MB
- Languages: American English
- Released: 2026-03-13
- Data updated: 2026-09-01
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/budgetsum-bills-and-payments/id6759767689/reviews.md

## What is budgetSum?

Tired of missing bill payments or losing track of what you owe? budgetSum combines bill reminders, instalment tracking, expense logging and budgeting in one place — so you always know
  what's due, what's paid, and where your money is going.

  PERFECT FOR ANYONE WITH BILLS, LOANS OR MONTHLY PAYMENTS

  BILL TRACKER & REMINDERS
  • Track all your monthly bills in one place
  • Set due-date reminders so you never miss a payment
  • Mark bills as paid and review your full payment history
  • Get a summary alert when bills are overdue, with the total amount open
  • Supports rent, utilities, insurance, subscriptions & more

  INSTALMENT & LOAN TRACKER
  • Track instalment payments for loans, electronics & financing plans
  • See your remaining balance and total paid at a glance
  • Get notified before each payment is due
  • Log every payment with notes and dates

  SCAN & SPEAK — LOG EXPENSES IN SECONDS
  • Scan receipts with AI: amount, category and date are filled in automatically
  • Works with photos and PDF invoices
  • Add expenses by voice — say "5 euro at the bakery" and you're done
  • 5 free AI scans every month, unlimited with Pro

  EXPENSE TRACKER
  • Log daily expenses quickly with category, amount & notes
  • Set up recurring expenses that repeat weekly or monthly
  • Search and filter your full spending history
  • Attach receipt photos for record-keeping
  • Export your expenses as CSV anytime (Pro)

  BUDGET PLANNER
  • Set monthly budgets per spending category
  • Get alerts before you exceed your limit
  • Visual progress bars show your budget status at a glance

  SMART SPENDING INSIGHTS
  • Beautiful charts show exactly where your money goes
  • Daily, weekly & monthly spending trends
  • AI-powered insights highlight patterns and savings opportunities
  • A weekly summary keeps you on track without opening the app

  HOUSEHOLD & FAMILY SHARING
  • Invite your partner or family with a simple code
  • Track household bills and spending together
  • See who paid what and settle up fairly
  • Couple and Family plans share Pro with every member
  • Perfect for couples, families and flatmates

  MONEY ACCOUNTS
  • Track bank accounts, cash and wallets in one view
  • See your total balance at a glance
  • Link expenses and salaries to specific accounts

  PRO FEATURES
  • Unlimited AI receipt scans and voice entries
  • Unlimited custom categories
  • Advanced analytics & in-depth insights
  • CSV export
  • Priority support

  budgetSum is available in 8 languages: English, German, French, Spanish, Italian, Polish, Turkish and Ukrainian. Your data is stored securely and you can export or delete it at any time.

  Download budgetSum — stop missing payments, start saving smarter.
 Terms of Use (EULA): https://budgetsum.app/terms
  Privacy Policy: https://budgetsum.app/privacy

## Key features

- Bill tracking and reminders
- Instalment and loan tracking
- AI receipt scanning for expenses
- Expense logging with voice input
- Monthly budget planning
- Spending insights and charts
- Household and family sharing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $2.99 | per month |
| Couple Annual | $44.99 | per year |
| Family Monthly | $6.99 | per month |
| Pro Annual | $24.99 | per year |
| Family Annual | $69.99 | per year |
| Couple Monthly | $3.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/budgetsum-bills-and-payments/id6759767689/reviews.md

### 5/5 — Perfekte App

*2026-05-24*

Super nützlich 🚀

### 5/5 — Effortless Expense Tracking

*2026-03-19*

Quickly scan receipts, organize spending, and manage household budgets with ease

## Frequently asked questions about budgetSum

### What is budgetSum?

budgetSum is a personal finance app designed to help you track bills, manage loans, log expenses, and create budgets. It offers features like due-date reminders, AI receipt scanning, and spending insights to help you manage your money.

### How does budgetSum help with bills?

budgetSum allows you to track all your monthly bills in one place and set due-date reminders so you never miss a payment. You can mark bills as paid, review your payment history, and receive alerts for overdue bills.

### Can budgetSum track loans and instalments?

Yes, budgetSum can track instalment payments for loans, electronics, and financing plans. It shows your remaining balance and total paid at a glance, and notifies you before each payment is due.

### How does the AI receipt scanning work in budgetSum?

budgetSum uses AI to scan receipts from photos or PDFs, automatically filling in the amount, category, and date. You get 5 free AI scans every month, with unlimited scans available in the Pro version.

### What are the Pro features in budgetSum?

Pro features include unlimited AI receipt scans and voice entries, unlimited custom categories, advanced analytics, in-depth insights, CSV export, and priority support. These are available through various subscription plans.

### Does budgetSum offer family sharing?

Yes, budgetSum supports household and family sharing. You can invite your partner or family members to track bills and spending together, with specific Couple and Family plans available.

### What are the subscription options for budgetSum?

budgetSum offers monthly and annual subscription plans for Pro, Couple, and Family tiers, all starting with a 7-day free trial. Prices range from $2.99/month for Pro to $44.99/year for Couple plans.

### Is budgetSum available on multiple devices?

budgetSum is available for iPhone, iPad, and iPod. The app is rated for ages 4+ and supports 8 languages, including English, German, French, and Spanish.

## Version history (last 4 releases)

### 3.0 — 2026-06-18

A big update to make budgetSum faster, clearer and more reliable:

  NEW
  • Planned tab — bills, instalments and recurring expenses, all in one place
  • Works offline — your data stays visible without a connection
  • Export your expenses as CSV (Pro)
  • Weekly spending summary and smarter reminders for due bills
  • FAQ and "Restore purchases" in Help — Pro recovery in one tap

  IMPROVED
  • Redesigned subscription screen with clearer pricing
  • AI insights now live inside Insights, next to your charts
  • Friendlier error screens with one-tap retry

  FIXED
  • Voice input sometimes not capturing speech
  • Receipt scan limits counted incorrectly
  • Household members not seeing their shared Pro plan
  • Copying the household invite code

  Questions or feedback? Settings → Help & Feedback — we read everything.

### 2.2 — 2026-03-19

- In-App Guide: Learn how every feature works with a swipeable tutorial and contextual tips throughout the app
  - Shopping List Reuse: Tap a completed shopping list to reactivate it and shop again
  - Customizable Tab Bar: Choose which 3 tabs appear in your bottom navigation
  - More Generous Free Tier: Higher limits for budgets, bills, installments, and shopping lists
  - 8 Languages: Full support for English, German, French, Spanish, Italian, Polish, Turkish, and Ukrainian
  - Dark Mode Improvements: Fixed styling across all screens for a consistent dark mode experience
  - Bug fixes and performance improvements

### 2.1 — 2026-03-17

Completely new design — fresh, modern and clear. New user interface for faster navigation. Improved performance and stability. Optimized display on all devices.

### 1.0 — 2026-03-13

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*