# BudgetXP+: Personal Finance — Track Spending. Save More.

> Personal finance tracker for iOS with budgeting, transaction logging, and iCloud sync. (iPhone/iPad app by Alexander Rohr.)

- Source: https://appshunter.io/ios/app/budgetxp-plus-personal-finance/id6802175358 (this page in markdown: same URL + `.md`)
- Developer: [Alexander Rohr](https://appshunter.io/developer/6802175360)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.5 · 2 MB
- Languages: American English
- Released: 2026-10-14
- Data updated: 2026-11-12
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/budgetxp-plus-personal-finance/id6802175358/reviews.md

## What is BudgetXP+?

BudgetXP+ is a personal finance app for iPhone and iPad. Track your accounts, set budgets, log transactions, and see where your money goes, all in one place and all synced over iCloud.

ACCOUNTS AND TRANSACTIONS
Manage checking, savings, credit cards, loans, money market, and CD accounts. Log transactions in seconds with autocomplete descriptions, category tagging, and a smart duplicate detector. Snap a photo of a receipt and the merchant and total fill in for you.

BUDGETS AT A GLANCE
Set a monthly spending limit for any category and watch color-coded progress cards on your Snapshot, updated the moment you add a transaction.

SPENDING REPORTS
See exactly where your money goes with a category breakdown by week, month, or three months, plus your running net worth.

BILLS AND PAYCHECKS ON AUTOPILOT
Set up recurring bills and scheduled income once, and get a reminder when they are due. Due items wait at the top of the account with a Post button, so one tap records them and the schedule moves on. On iPad, a badge in the sidebar shows how many are due for each account.

BUILT FOR IPHONE AND IPAD
Full iPad support with a sidebar of accounts beside your transactions. Automatic light and dark mode. Customizable categories with an icon picker. Search any description or amount, filter by account, and export your full history to CSV any time.

PRIVATE BY DESIGN
Lock the app with Face ID, Touch ID, or your device passcode. There is no account to create and no BudgetXP+ server. Your data lives in your own private iCloud, and BudgetXP+ never sees it. No ads, no tracking.

ALSO ON MAC
BudgetXP+ Desktop is available separately on the Mac App Store. Your accounts and transactions sync automatically, so you can log a purchase on your phone and reconcile, import a bank CSV, and dig into reports on your Mac.

FREE TO TRY, UNLOCK FOREVER
Free for up to 3 accounts and 50 transactions. BudgetXP+ Pro is a one-time in-app purchase that unlocks unlimited accounts and transactions. There is no subscription.

Privacy Policy: https://rohrsoftware.dev/budgetxp/privacy/
Terms of Use: https://rohrsoftware.dev/budgetxp/terms/

## Key features

- Account and transaction tracking
- Customizable budgeting
- Spending reports and net worth view
- Recurring transaction management
- Receipt photo capture
- iCloud sync
- Face ID/Touch ID security

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| English (U.S.) | $0.99 | one-time |


## Is BudgetXP+ safe?

Not enough ratings yet to assess BudgetXP+.

## Is BudgetXP+ legit?

BudgetXP+: Personal Finance appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for BudgetXP+ is 65 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/budgetxp-plus-personal-finance/id6802175358/reviews.md

### 5/5 — Great app!

*2026-08-27*

This is the best!  
Very concise and only the info you really need to track your finances. I will be upgrading after I've entered all my accts!

## Frequently asked questions about BudgetXP+

### What are the limitations of the free version of BudgetXP+?

The free tier of BudgetXP+ allows you to manage up to 3 accounts and log a maximum of 50 transactions. For unlimited usage, users can upgrade to BudgetXP+ Pro.

### How much does BudgetXP+ Pro cost?

BudgetXP+ Pro is available as a one-time purchase, meaning there is no recurring subscription fee. The exact price is not specified in the provided data, but it offers unlimited accounts and transactions.

### Is BudgetXP+ secure?

Yes, BudgetXP+ prioritizes security by allowing users to lock the app with Face ID, Touch ID, or a device passcode. All data is stored privately within your iCloud account, not on third-party servers.

### What devices does BudgetXP+ support?

BudgetXP+ is designed for iPhone and iPad, offering full iPad Split View support. A separate BudgetXP+ Desktop version is also available on the Mac App Store, with automatic iCloud syncing.

### How often is BudgetXP+ updated?

The app was last updated on October 3, 2026, indicating a recent update. The latest version is 1.5.

### Can I export my transaction history from BudgetXP+?

Yes, you can export your full transaction history to a CSV file at any time directly from the app. This feature is also enhanced on the Mac version for deeper reporting and imports.

### Does BudgetXP+ have ads?

No, BudgetXP+ does not contain advertisements. The app is free to use with optional in-app purchases for premium features.

### What is the age rating for BudgetXP+?

BudgetXP+ has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 1.6 — 2026-10-10

- On iPad, the account sidebar now shows a badge with how many recurring bills and paychecks are due for each account.
- Due Today now sits above your transactions for the selected account, so the Post buttons are always in view.
- Every recurring bill and paycheck now belongs to an account. Older ones without an account are assigned when you edit them, and deleting an account also removes its recurring items.
- Bug fixes and polish.

### 1.5 — 2026-10-03

Bug Fixes

### 1.3.0 — 2026-09-18

BudgetXP+ now syncs with BudgetXP+ Desktop on Mac. Your accounts, transactions, and budgets stay in perfect step across your iPhone, iPad, and Mac automatically via iCloud (no setup required).

Also in this update: bug fixes and performance improvements.

### 1.1.0 — 2026-09-09

iPad Experience
• Full split-view layout on iPad — accounts sidebar with transaction detail side by side, just like a desktop app
• Monthly budget progress cards displayed along the bottom of the dashboard
• Custom tab bar at the bottom of the screen for easy one-handed navigation
• Larger pie chart on the Spending tab with the legend displayed beside it

Account Detail
• Recurring bills due today now appear at the top of each account's transaction list with one-tap Post
• Compact account header on iPad landscape gives more room to your transaction list
• Add Transaction button always visible in the toolbar

### 1.0.1 — 2026-08-28

-Dark mode improvements
-Icon alignment
-Camera and recurring transactions added to account details page.

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## More apps by Alexander Rohr

- [Fox Dash: Wild Adventures](https://appshunter.io/ios/app/fox-dash-wild-adventures/id6808320477)
- [MealBound](https://appshunter.io/ios/app/mealbound/id6813143038)
- [Meduo](https://appshunter.io/ios/app/meduo/id6815359075)

All apps by Alexander Rohr: https://appshunter.io/developer/6802175360

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-12.*