# BudGIT AI - Offline Budget App — AI-Powered. 100% Private.

> AI-Powered. 100% Private. (iPhone/iPad app by Gary Chris Lacdang.)

- Source: https://appshunter.io/ios/app/budgit-ai-offline-budget-app/id6760745058 (this page in markdown: same URL + `.md`)
- Developer: [Gary Chris Lacdang](https://appshunter.io/developer/1839488041)
- Category: Finance, Productivity
- Price: $2.99
- Age rating: 4+
- Requires: iOS 15.6 · 101 MB
- Languages: English
- Released: 2026-03-24
- Data updated: 2026-07-16
- User reviews in markdown: https://appshunter.io/ios/app/budgit-ai-offline-budget-app/id6760745058/reviews.md

## What is BudGIT AI?

BudGIT AI is the budget tracker built for people who want to know exactly where their money goes — without giving their financial data to anyone.

KNOW YOUR MONEY EVERY DAY
• Remaining balance, daily spend limit, and budget progress at a glance
• Color-coded category cards warn you before you overspend — green, yellow, red
• Net worth across all your accounts updated in real time
• Recent transactions always front and center

LOG EXPENSES FAST
• Tap + to log any expense or income in seconds 
• Mark any expense as recurring — rent, bills, subscriptions — log once and it repeats
• Attach a receipt photo directly to any transaction
• Autocomplete merchant names from your history

SCAN RECEIPTS & USE YOUR VOICE
• Point your camera at a receipt and AI fills in the merchant, amount, and category automatically
• Say "Spent ₱250 on lunch" and it's logged — speech processed entirely on your device
• Chat with an AI assistant about your spending and get personalized insights
• All AI runs on your device — nothing sent to any server, ever

TRACK BILLS SO NOTHING SLIPS THROUGH
• Every recurring bill in one place with its next due date
• Color-coded urgency: due this week, next week, or later
• Toggle bills as paid or unpaid manually
• Reminders 1, 2, or 3 days before anything is due

LEND & BORROW WITHOUT LOSING TRACK
• Log money you lend to friends or borrow from others — individually or as a group
• Choose lump-sum or installment repayment with weekly, biweekly, or monthly schedules
• See exactly how much has been paid and how much remains at a glance
• Automatic overdue detection so nothing falls through the cracks
• Reminders before each due date so you never have to awkwardly follow up

SAVINGS GOALS THAT FEEL ACHIEVABLE
• Set a target amount and date — the app tells you exactly how much to save monthly
• Watch your progress grow toward 25%, 50%, 75%, 100% milestones
• Add contributions anytime, pause goals without deleting them
• Completed goals archived so you can look back and feel proud

POWERFUL ANALYTICS
• Income vs. expense charts, category breakdowns, and calendar heatmap
• Spending forecast — see your projected end-of-month total before it happens
• Month-over-month comparisons with % change per category
• Top biggest transactions so nothing sneaks up on you
• Export full reports as PDF or CSV — your data belongs to you

MULTI-ACCOUNT SUPPORT
• Add checking, savings, cash, and e-wallet and credit card accounts
• Transfer between accounts without affecting your budget
• All balances update the moment you log

PRIVACY BY DESIGN
• 100% offline — works without internet after initial setup
• No account, no email, no sign-up required
• No ads, no tracking, no cloud sync — ever
• Optional Face ID, fingerprint, or PIN app lock
• Encrypted password-protected backups
• Your data is fully portable — export anytime, never locked in

One-time purchase. No subscriptions. Own it forever.


## Version history (last 5 releases)

### 1.8.2 — 2026-04-17

- [NEW] Credit card system

### 1.7.0 — 2026-03-27

- [NEW] Detailed tutorial system with guided tooltips across all screens

### 1.6.1 — 2026-03-25

- [NEW] Edit your monthly budget anytime
- [NEW] Added report bugs and feedback section
- [FIX] Transaction time preserved when adding receipt

### 1.6.0 — 2026-03-25

- [New Feature] Lend/Borrow Tracking

### 1.5.1 — 2026-03-24

No release notes.

## More apps by Gary Chris Lacdang

- [Ultimate LET Reviewer](https://appshunter.io/ios/app/ultimate-let-reviewer/id6754217405)
- [PinasBIX](https://appshunter.io/ios/app/pinasbix/id6759330436)
- [Conquer The Board Exam](https://appshunter.io/ios/app/conquer-the-board-exam/id6770008619)

All apps by Gary Chris Lacdang: https://appshunter.io/developer/1839488041

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-16.*