# Bulbank Mobile

> Mobile banking app for managing accounts, transfers, payments, and banking products. (iPhone/iPad app by UniCredit Bulbank.)

- Source: https://appshunter.io/ios/app/bulbank-mobile/id475724779 (this page in markdown: same URL + `.md`)
- Developer: [UniCredit Bulbank](https://appshunter.io/developer/475724782)
- Category: Finance, Business
- Price: Free
- Rating: 4.63/5 from 1,498 App Store ratings · 74 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.8 · 857 MB
- Languages: Bulgarian, English
- Released: 2011-11-01
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/bulbank-mobile/id475724779/reviews.md

## What is Bulbank Mobile?

С Булбанк Мобайл банкирането е на върха на пръстите ти!
Знаем, че искаш да имаш време за важните неща, затова създадохме мобилното банкиране на УниКредит Булбанк специално за теб. За да направи работата ти с банката бърза, удобна и по всяко време.
Все още не използваш финансовите ни услуги? Стани клиент на УниКредит Булбанк изцяло дигитално в няколко лесни стъпки през мобилното приложение Булбанк Мобайл. Откриваш сметка само със селфи, подписваш документите дигитално и получаваш банковата си карта с напълно безплатна доставка, до удобен за теб адрес.
 
С мобилното банкиране Булбанк Мобайл:
• Извършваш, както местни така и международни преводи по всяко време
• Правиш превод по мобилен номер, без да е необходимо да имаш информация за IBAN и банка на получателя
• Проверяваш и плащаш битови сметки и местни данъци и такси
• Проследяваш разходите си и движенията по твоите сметки
• Имаш достъп до изцяло персонализиран анализ на твоите разходи и приходи в над 15 категории
• Извършваш сигурни плащания в интернет с 3D динамична парола
• Управляваш активно банковите си продукти – от дебитна карта и разплащателна сметка до инвестиции и кредити
• Заявяваш банкови продукти изцяло дигитално, без посещение на банков филиал – потребителски кредит, дигитална дебитна карта, депозит и още много други
• Заключваш и отключваш картите си по всяко време
• Разсрочваш покупките си с UniCredit Shopping Card
• Използваш М-токен като бърз и сигурен начин за достъп до твоето онлайн банкиране - Булбанк Онлайн
 
И не само това! Влез в страницата на мобилното приложение и разгледай всички функционалности или директно изтегли приложението и виж колко лесно се случва всичко.



With Bulbank Mobile, banking is at your fingertips!
We know you want to have time for the things that matter, which is why we created UniCredit Bulbank Mobile Banking especially for you. To make your banking experience fast, convenient and available 24/7.
Not using our financial services yet? Become a customer of UniCredit Bulbank fully digitally in a few easy steps via Bulbank Mobile. You can open an account with just a selfie, sign the documents digitally and receive your bank card with completely free delivery, to your convenient address.
 
With Bulbank Mobile you can:
• Make both local and international transfers anytime
• Make a transfer to a mobile number without a need to have the IBAN and bank information of the recipient
• Check and pay utility bills and local taxes and fees
• Track your spendings and account movements
• You have access to a fully personalized analysis of your spending and incomes pattern in over 15 categories
• Make secure payments online with a 3D dynamic password
• Actively manage your banking products, from debit card and current account to investments and loans
• Apply and request for banking products entirely digitally, without visiting a bank branch - consumer credit, digital debit card, deposit and much more
• Lock and unlock your cards at any time
• Defer your purchases into installments with UniCredit Shopping Card
• Use M-token as a fast and secure way to access your online banking - Bulbank Online
 
And not only that! Check out mobile app website page and explore all the features, or download the app directly and see how easy everything is.

## Key features

- Local and international transfers
- Mobile number transfers
- Utility bill and tax payments
- Expense and account movement tracking
- Personalized spending analysis
- Secure online payments
- Digital banking product applications
- Card locking and unlocking

## What do users think of Bulbank Mobile?

Overall sentiment: neutral

**Pros**

- 🚀 Works great
- 🚀 Useful banking services
- 👍 Nice and easy to use
- 👍 Intuitive and convenient
- 👍 Quality app
- 👍 Running perfect

**Cons**

- 🔔 Too many messages and notifications
- 🐛 Unreliable support
- 🐛 Not showing liabilities after office hours
- ⏱️ Slow app
- 🐛 Crashes and bugs
- 🔑 Difficult 3D password process
- 🌐 No international communication available
- 🌐 Difficult to connect from outside Bulgaria
- 🌐 No option to send new card abroad

**Commonly reported bugs**

- Notification sound not working
- PIN screen not working
- Account not opening after face verification
- Verification code not sent
- Outdated balance display
- Slow loading and crashes

**Most requested features**

- Option to delete unwanted bills
- Organize transactions into categories
- Faster transaction updates
- Notification sound option
- Master PIN creation link

## Recent user reviews (10 of 74)

All indexed reviews: https://appshunter.io/ios/app/bulbank-mobile/id475724779/reviews.md

### 1/5 — Лошо обслужване

*2026-06-02, version 5.1.0*

Използвам тази банк защото няма друг избор. За всяка услуга има такса. Дор веднъж, когато се опитах да направя банков превод от чужбина, ми наложиха такса дори когато не приеха сумата. Не препоръчвам на никого

### 5/5 — Best bank in Bulgaria

*2026-05-23, version 5.1.0*

As a Canadian banker I appreciate the service of the crew, the app is very well designed! Very innovative! Keep up the good work!

### 2/5 — Terribly dated interface...

*2026-05-16, version 5.1.0*

The app's interface harkens back to the iOS 8 era. There is no support for Dark Mode, no support for Liquid Glass or its new sleek keyboard. It is downright ugly at this point and it is inexcusable to fail to update the GUI for such a long time. 
Which is a shame, because otherwise the app has a great potential and is plenty functional 
Please update the GUI to the new iOS 26 Liquid Glass standard and I will change my review accordingly.

### 1/5 — Full with bugs

*2026-05-05, version 5.1.0*

It’s not working at all.You can’t pay your bills,can’t make transactions.After every update it’s getting worse and worse.Perfectly responds to the level of service in the branch

### 5/5 — Благодаря

*2026-04-08, version 5.0.1*

Супер сте

### 5/5 — Bulbank mobile review

*2026-04-04, version 5.0.1*

Brilliant, I love it, says it all!

### 5/5 — Works great

*2025-10-15, version 4.5.0*

Great app, works perfect . The colleagues have done an amazing job

### 1/5 — Too many messages

*2025-07-09, version 4.3.0*

Too many messages and notifications

### 1/5 — Long time bank customer

*2025-05-17, version 4.2.0*

The new version is absolutely crab! Unreliable support! Not recommended at all!

### 5/5 — Great Mobile App

*2024-12-07, version 3.22.0*

Nice and easy to use mobile app. Very useful banking services made for you to manage your money just from your mobile phone.

## Frequently asked questions about Bulbank Mobile

### What can I do with Bulbank Mobile?

Bulbank Mobile allows you to perform local and international transfers, pay utility bills and taxes, track your spending with detailed analysis, and manage your banking products like cards, accounts, investments, and loans. You can also apply for new banking products digitally and make secure online payments.

### How can I become a customer with this app?

You can become a customer of UniCredit Bulbank entirely digitally through the Bulbank Mobile app. The process involves opening an account with a selfie, signing documents digitally, and receiving your bank card with free delivery to your chosen address.

### Is the app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities.

### What are the security features of Bulbank Mobile?

The app offers secure online payments using a 3D dynamic password. Additionally, you can use the M-token as a fast and secure way to access your online banking. You can also lock and unlock your cards at any time for added security.

### Can I manage all my banking products through the app?

Yes, you can actively manage a wide range of your banking products, including debit cards, current accounts, investments, and loans. The app also allows you to apply for new products like consumer credit, digital debit cards, and deposits digitally.

## Version history (last 5 releases)

### 5.2.0 — 2026-06-24

Открий новите подобрения и се наслади на още по‑лесно банкиране: 
• Моята Пенсия - нова секция в меню „Повече“ с директен достъп до партиди в УПФ, ДПФ и ППФ в ПОД „Алианц България“; 
• Данък МПС в „Моят Автомобил“ - проверявай наличие на данък за автомобила си, заедно с информация за застраховка, винетка и технически преглед; 
• Управление на дневни лимити по бизнес карти с възможност за увеличение до 2 пъти над стандартния; 
• Визуални подобрения за по‑добра достъпност и потребителско изживяване.
 

Discover the latest improvements and enjoy easier banking: 
• My Pension - a new section in “More” menu with direct access to your accounts in UPF, VPF and PPF with Allianz Bulgaria. 
• Vehicle Tax in “My Car” - check if vehicle tax is due for your car and view insurance, vignette and technical inspection details. 
• Business Card Daily Limit Management - increase daily limits up to 2x the standard limit. 
• Visual improvements to enhance accessibility and user experience.

### 5.1.0 — 2026-04-17

Открий новите подобрения и се наслади на още по-лесно банкиране!
	•	Изцяло нов процес за кредитна карта - заявяване без документи и посещения, с персонален лимит и 1 г. без такса.
	•	Лесно погасяване на задължения по кредитна карта – с нов бутон „Погаси“ под всяка кредитна карта.
	•	Автоматично добавяне на стокови кредити в Булбанк Мобайл, на следващия ден след усвояване.
	•	Застраховка „Моят дом“ - защита на имущество с нова дигитална застраховка.
	•	Подобрения по визуализацията на личния банкер.


Discover the latest improvements and enjoy even easier banking!
	•	Entirely new credit card digital process – apply without documents or branch visits.
	•	Easy credit card repayments – new “Repay” button under each credit card to settle dues quickly.
	•	Automatic POS loans visualization in Bulbank Mobile on a day after disbursement.
	•	“My Home” insurance – protect property with new digital insurance.
	•	Personal banker improvements.

### 5.0.1 — 2026-03-02

Допълнителни подобрения и оптимизации в приложението.
 

Additional improvements and optimizations.

### 5.0.0 — 2025-12-31

Открий новите подобрения и се наслади на още по-лесно банкиране!

• Водещата валута вече е евро.
• Разделихме  “Преводи” и “Плащания” в две основни менюта - намери точно това, което ти трябва с един поглед.
• Нова платежна форма - динамична и адаптивна. Сама разпознава всеки тип превод за теб.
• “Анализи”, където можеш да контролираш твоите финанси, вече можеш да откриеш в меню “Повече”.



Discover the new improvements and enjoy even easier banking!

• Euro is now the leading currency.
• We’ve split “Transfers” and “Payments” into two main menus – find exactly what you need at a glance.
• A new payment form – dynamic and adaptive. It automatically recognizes every type of transfer for you.
• “Analytics”, where you can control your finances, is now in the “More” menu.

### 4.6.1 — 2025-11-19

В последната версия на Булбанк Мобайл ще откриеш следните функционалности и подобрения:

• Нова услуга „Ваучер за храна“ в Булбанк Мобайл, позволяваща добавяне на ваучерна карта, издадена от „Кауфланд Сървис“, следене на актуален баланс, статус на картата и движения.
• Нова функционалност за сигурно идентифициране на клиенти (физически лица) при обаждане в Центъра за контакт с клиенти, чрез получаване на код в Булбанк Мобайл. 
• Подобрения в приложението и работоспособността.
• Отстранен бъг.



In the latest version of Bulbank Mobile you can find functionalities and improvements like:

• New "Food Voucher" feature in Bulbank Mobile, allowing you to add a food voucher card issued by Kaufland Service. Track its balance, check status, and monitor every transaction.
• New functionality for secure individual customer identification when calling the Call Center by receiving a code in Bulbank Mobile. 
• Usability and performance improvements.
• Bug fix.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*