# bunq — Mobile banking made easy

> Mobile banking app for personal and business finance management, investing, and crypto. (iPhone/iPad app by bunq.)

- Source: https://appshunter.io/ios/app/bunq/id1021178150 (this page in markdown: same URL + `.md`)
- Developer: [bunq](https://appshunter.io/developer/1021178149)
- Category: Finance, Social Networking
- Price: Free
- Rating: 4.40/5 from 1,309 App Store ratings · 258 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 432 MB
- Languages: American English, Arabic, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Estonian, Finnish and 27 more
- Released: 2016-02-12
- Data updated: 2026-08-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/bunq/id1021178150/reviews.md

## What is bunq?

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• 1 Digital Card with Apple Pay support
• Scheduled Payments and AutoAccept for requests
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access
• Add loyalty cards for quick access
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Digital Cards included
• Personalized budgeting insights and income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% Discount on stock trading fees
• Student offer: pay €0/month

Business features:
• Add up to 3 employees
• Company Cards (debit or credit) and Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide Travel Insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data 
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the DGS..

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

## Key features

- Multiple bank accounts
- Card management
- Savings accounts and term deposits
- Stock and ETF investing
- Cryptocurrency trading
- Contactless payment acceptance
- Worldwide travel insurance

## What do users think of bunq?

Overall sentiment: negative

**Pros**

- 🚀 Instant payments
- 💡 Innovative features
- 👍 Easy to use
- 🌍 Great for expats
- 🔒 Secure banking

**Cons**

- 🐛 Buggy app
- 🕰️ Slow customer support
- 💰 Expensive fees
- 🤖 Unhelpful AI chatbot
- 🔒 Account freezing issues

**Commonly reported bugs**

- App crashes on login
- Incorrect transaction recording
- Verification issues

**Most requested features**

- Bring back previous app design
- Improve account management features
- Provide phone-based customer support

## Recent user reviews (10 of 258)

All indexed reviews: https://appshunter.io/ios/app/bunq/id1021178150/reviews.md

### 5/5 — Great bank

*2026-08-15, version 31.16.0*

Great customer service

### 5/5 — Really easy to use

*2026-08-07, version 31.15.0*

I have tried to join so many online banks since moving abroad and they are all so complex and we couldn’t manage to find one that was easy to join. This bank was really quick and simple to set up. Works with Apple Pay. Me and my boyfriend both now use this bank as our main bank accounts. We love it.

### 1/5 — How to switch off the wheel?

*2026-08-03, version 31.14.0*

I understand it’s a hook, a persuasive technology and blah-blah-blah
But for me it’s just an annoying feature that I can’t turn off

### 5/5 — Top Bank super Preis Leistung

*2026-08-01*

Ich bin seit bald 6 Jahren Kunde nutze jeden Tag das BUNQ Elite Abo für 18,99 und ja der Preis ist teurer als bei Sparkassen Volksbanken oder sonstigen billig Banken aber ich bekomme bei BUNQ für mein Geld ständig neue Services dazu. Aber ich habe auch jetzt schon für mein Geld sehr viel Services und Funktionen wie 25 unterkonten digitale einmal Karten bis zu 25 Stück eine Roll cvc was die Sicherheit verstärkt bei online Zahlungen  dann habe ich für 99€ meine Metal Card als Einmalzahlung für 4 Jahre das ist auch ok ich habe IBAN’s für Frankreich Deutschland Irland Niederlande Spanien Italien Belgien und ich denke es werden noch mehr dazu kommen in der Zukunft dann habe ich kostenfreie währungskonten für sehr viele Währungen ohne Kosten wo ich Geld sparen kann z.b bei Zahlungen in CHF da ich Nähe Schweiz Wohne also im Gegensatz zu N26 Sparkasse Volksbank usw ist BUNQ top

**Developer response:** Hey Fabian! Thank you for taking the time to leave such a positive review 🌈

### 5/5 — Beste Bank

*2026-07-16, version 31.12.0*

Ich bin sehr Frieden mit Bung

### 5/5 — Much better than Wise or Revolut

*2026-07-09, version 31.10.0*

Bunq actually lets their customers do normal banking and spending activities, unlike Wise and Revolut, who hassle you constantly. Highly recommend.

### 5/5 — perfekt

*2026-07-02*

Ich bin mit bunq sehr zufrieden. Die Kontoeröffnung ging schnell und unkompliziert, und die App ist modern, übersichtlich und einfach zu bedienen. Überweisungen werden zuverlässig ausgeführt, Push-Benachrichtigungen kommen sofort und ich habe jederzeit einen guten Überblick über meine Finanzen.

Besonders gefallen mir die innovativen Funktionen wie mehrere IBANs, Unterkonten und die Möglichkeit, das Konto flexibel an die eigenen Bedürfnisse anzupassen. Auch die Karteneinstellungen lassen sich direkt in der App verwalten, was den Alltag deutlich erleichtert.

Der Kundenservice war in meinen Fällen freundlich, kompetent und hat meine Anliegen zügig gelöst. Insgesamt bietet bunq eine moderne, zuverlässige und benutzerfreundliche Banking-Erfahrung. Ich kann die Bank jedem empfehlen, der Wert auf Innovation, Flexibilität und eine intuitive App legt. Klare 5 von 5 Sternen!

**Developer response:** Hey! Thank you for such a detailed and kind review. It's great to hear that everything from account setup to customer service has been hitting the mark for you. We'll keep working hard to deserve that clear 5 out of 5 🌈

### 5/5 — Romeo

*2026-06-29, version 31.9.0*

Superb !

### 5/5 — Juste incontournable !

*2026-06-22*

Cette banque en ligne fait le sans faute. 

Client depuis plusieurs années de Revolut et habitué de leur efficacité je suis désormais client de Bunq !

Non seulement je retrouve l’efficacité et l’esthétique de l’application IOS, le temps réel des mouvements d’opérations… 

Mais surtout Bunq propose une fonctionnalité extraordinaire : les SOUS COMPTES !

Ainsi je dispose jusqu’à 25 sous comptes possédant chacun leur propre IBAN en FR ( ou autres)

Les cartes virtuelles proposent des codes CVC dynamiques ( qui changent toutes les 5 mn)

Avec ces deux fonctionnalités j’ai cloisonné les créanciers !

Fini le stress lorsque vous recevez un mail de votre créancier qui vous explique que tel opérateur téléphonique ou tel autre créancier a divulgué vos données personnelles, IBAN compris).

Il suffit de détruire le compte et d’en générer un nouveau !  
Ainsi les pirates et escrocs se retrouvent avec des données inutilisables !

Bravo et merci a toute l’équipe Bunq !

**Developer response:** Hi Bruno 👋 Thank you for taking the time to leave such a detailed review. We love that you're making the most of sub-accounts and dynamic CVC codes to stay in control of your data. That's exactly the kind of freedom and peace of mind we want every user to have, and hearing how you've put these features to work is fantastic. Thank you for making the switch and for being part of the bunq community. We're so happy to have you with us!

### 5/5 — Top Bank für Privat und Business – Nachhaltig & Zuverlässig!

*2026-06-15*

Ich nutze Bunq mittlerweile sowohl privat als auch für mein Unternehmen und bin absolut zufrieden. Alles läuft reibungslos und komplett ohne Probleme.

Besonders hervorheben möchte ich den Support: Der Erstkontakt läuft zwar über eine KI, aber falls diese mal nicht weiterweiß, wird man umgehend an einen echten Mitarbeiter weitergeleitet. Ich musste bisher noch nie länger als 5 Stunden auf eine Antwort warten – für eine Online-Bank ein Spitzenwert!

Da mir Umwelt- und Klimaschutz mit meinem Unternehmen extrem wichtig sind, war Bunq für mich die bewusste und explizite Wahl. Wer eine moderne, grüne und funktionierende Bank sucht, ist hier genau richtig. Absolute Empfehlung!

**Developer response:** Hey 👋 Thank you so much for this amazing review, it truly means the world to us! We're beyond happy to hear that bunq is working smoothly for you both privately and for your company. And a special thanks for highlighting our support team, we've worked hard to blend fast AI help with real human care, so it's wonderful to know that combo is hitting the mark for you. 🙌 It also makes us incredibly proud to be your choice as a green bank. Building a more sustainable future is at the heart of what we do, so knowing that resonates with you and your company means a lot 🌱 Thanks for being part of the bunq community 🌈

## Frequently asked questions about bunq

### What is bunq?

bunq is a mobile banking app that allows users to open accounts, manage finances, invest in stocks and ETFs, and trade cryptocurrencies. It offers various plans tailored to different needs, from basic banking to international lifestyles and business requirements.

### What are the key features of bunq?

Key features include managing multiple bank accounts and cards, opening savings accounts and term deposits, investing in stocks and ETFs, buying and selling cryptocurrencies, and accepting contactless payments. It also offers budgeting tools, travel insurance, and 24/7 support.

### How much does bunq cost?

bunq offers a free plan with essential banking features. Paid plans like bunq Core, Pro, and Elite offer progressively more features such as additional accounts, physical cards, enhanced budgeting tools, and international benefits, with pricing starting at €3.99/month. There is also a student offer for €0/month.

### Is bunq available on different devices?

Yes, bunq is a mobile banking app, implying it is available on smartphones and tablets. It supports features like Apple Pay for digital cards.

### What are the common use cases for bunq?

Common use cases include managing personal finances, budgeting, saving money, investing in stocks and cryptocurrencies, conducting international transactions, and handling business banking needs like accepting payments and integrating with bookkeeping tools.

## Version history (last 5 releases)

### 31.18.0 — 2026-08-27

What's new
• Request official signed documents, like a bank reference, directly from your account and receive them automatically.
• Pay online with Wero from your Business Account.
• See the merchant's logo on your Wero e-commerce payments, so you can tell at a glance where a payment was made.

What's fixed
• Expired payment requests keep their original creation date, so you can always see when you first sent them.
• Search your Recent Transactions by Paid, Received, or Requested — including requests still waiting to be paid.

### 31.17.0 — 2026-08-20

What's new:

• Review all payment details — account, merchant, and amount — directly on the card payment confirmation screen before approving.
• Know exactly which device is requesting access before approving a web login via QR code.

### 31.16.0 — 2026-08-13

What's new:

• You'll now receive a notification 90 days before your ID expires, giving you plenty of time to upload a new one.

What's fixed:

• You can now open Shared Payment Requests paid by multiple people to see everyone who contributed.
• The Wheel of Fortune now shows a better overview of your prizes
• Support notifications would sometimes show a random face. Now you see who you were talking to!

### 31.15.0 — 2026-08-06

Here's what's new:

• Raise your daily limit instantly when a card payment is declined, without having to go to Settings.
• A cleaner, more balanced layout makes every screen easier to read.
• A bunch of other small fixes and improvements to upgrade your overall experience.

### 31.14.0 — 2026-07-31

Here's what's new:

• See your Wheel of Fortune prizes and what you could win next, clearer than before.
• Complete your purchases every time — no more frozen checkouts.
• A bunch of other small fixes and improvements to upgrade your overall experience.

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| --- | --- | --- | --- |
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## More apps by bunq

- [bunq for Watch](https://appshunter.io/ios/app/bunq-for-watch/id1495345586)

All apps by bunq: https://appshunter.io/developer/1021178149

## Related topics

[bunq](https://appshunter.io/ios/topics/bunq) · [bunq bank](https://appshunter.io/ios/topics/bunq-bank) · [bunq software](https://appshunter.io/ios/topics/bunq-software) · [n26](https://appshunter.io/ios/topics/n26) · [knab bankieren](https://appshunter.io/ios/topics/knab-bankieren) · [knab](https://appshunter.io/ios/topics/knab)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
