# Business Smart Banking SK > Secure mobile banking for managing accounts, payments, and cards. (iPhone/iPad app by UniCredit Bank Slovakia a.s. powered by Asseco.) - Source: https://appshunter.io/ios/app/business-smart-banking-sk/id1484924349 (this page in markdown: same URL + `.md`) - Developer: [UniCredit Bank Slovakia a.s. powered by Asseco](https://appshunter.io/developer/441496700) - Category: Finance, Business - Price: Free - Rating: 4.31/5 from 16 App Store ratings · 54 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 468 MB - Languages: English, Slovak - Released: 2019-12-06 - Data updated: 2026-08-12 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/business-smart-banking-sk/id1484924349/reviews.md ## What is Business Smart Banking SK? With Business Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID. Business Smart Banking also includes a Smart Key, which generates a one-time login and login codes for BusinessNet. But the application can do many more things! - Learn about what’s going on in your account after you turn on the Push Notification. - Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. - You can also make a payment by scanning a QR code (QR payment). -In BusinessNet you can use the Payment templates and stored Beneficiaries in the Smart Banking application. - Get an instant overview of currency rates. - Account statements, statements for credit cards and other documents can be found in Documents. - Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? Install the application and ask a banker at UniCredit Bank for activation. ## Key features - Enter and manage payments - Create and edit standing orders - Pay credit cards - Activate and manage debit cards - Secure login with PIN, fingerprint, or Face ID - Temporary card blocking/unblocking - QR code payments - View currency rates ## Recent user reviews (10 of 54) All indexed reviews: https://appshunter.io/ios/app/business-smart-banking-sk/id1484924349/reviews.md ### 2/5 — Smart? Asi nie *2026-07-29, version 26.1.3103* App je pouzitelna, ale velmi vela veci jej chyba. Prva vec pletie sa sukromny a firemny ucet hoci su na to dve rozne aplikacie. Casto musim potvrdit firemnu platbu s firemneho uctu cez sukromnu apku. Nefunguju spolahlivo pushovane spravy. Bolo to lepsie, ale teraz to nefunguje (iphone). Neda sa nastavit limit (denny, tyzdenny) cez app na firemnom ucte. Na sukromnom to myslim ze ide. No a ten nazov. Ked hladam apku cez nazov Unicredit, alebo banka, apku mi nenajde. Lebo sa voka Smart. Tak ako dalsich X aplikacii ktore mam v telefone a ktore sa tiez volaju smart. Myslim ze toto vobec nie je smart. ### 1/5 — Mazanie negativnych recenzii OPAKOVANE! *2026-05-03, version 26.1.3103* Este stale chcete tvrdit ze NEGATIVNE recenzie NEMAZETE??? A kde je teda moja posledna recenzia v ktorej som sa vyjadril ze rusim ucet?? Rovnako zmizli aj recenzie od inych uzivatelov ktori Vasu aplikaciu oznacili 1 * a vyjadrili nespokojnost!? Este ze mam screenshoty obrazovky s tymi to recenziami keby doslo k pochybam!☝🏻 A ano,zrusil som ho presne z toho dovodu ze ste NEUROBILI ani jeden jediny posun k lepsiemu za 6 rokov co som klientom UNCB aj ked som to na pobocke bynky opakovane hlasil!!Mne uz napomocni byt nemusite,ale citajte si tie negativne recenzie a budete vediet co mludi trapi a co mate opravit predtym nez im dojde trpezlivost tak ako mne a odidu z UNCB tiez!Hanbite sa😡 ### 1/5 — Celé zle *2026-04-22, version 26.1.3103* Neprehľadná, prekomplikovaná, najhoršia aplikácia u banky akú som kedy používal … ### 1/5 — Môj názor. *2026-01-30, version 25.6.27* Nepáči sa mi. Vidno že šetrili na peniazoch pre vyvoj apky. Jednoducha, a ničím vynimočná. Manipulacia je s nou je taká zvlaštná. Nesedí mi tá apka. ### 1/5 — Recenzia *2025-11-21, version 25.6.27* Nic horsie ako aplikaciu unicredit na business ucet som nevidela! ### 4/5 — Trvaly platobny prikaz *2025-09-18, version 5.50.49* Nechapem preco sa neda vytvorit z platby trvaly prikaz a opacne, preco sa neda odpovedat platbou, preco sa neda zopakovat platbu z TPP… preco nevidim uvery a ich data… ako to funguje v inych IB resp. ### 1/5 — Recenzia *2025-08-21, version 5.50.49* Najhoršia aplikácia zo všetkých aké som kedy mala. ### 1/5 — QR platby *2025-08-13, version 5.50.49* QR platby nefunkcne. Opakovane po naskenovani kodu je prazdny platobny prikaz. V porovnani s inymi bankami vyrazne horsia aplikacia ### 1/5 — Face id *2025-08-01, version 5.50.49* Aplikácia po spustení .. a po opätovnom otvorení nevyžaduje face id ani po niekoľkých hodinách ### 1/5 — Michal *2025-07-14, version 5.50.49* Tato aplikacie je nestabila, raz nefunguje podpisovanie platieb, inkedy apka bezdvovodne prestane fungovat a na doporucenie ich technika je ju potrebne odhlasit a bohuzial v mojom pripade za kazdym navstivit pobocku aby mi ju zas iniciovali. Z tohto dovodu budem najblizsie riesit zmenu banky, z apkou george od slsp to nejde aboslutne zrovnavat. ## Frequently asked questions about Business Smart Banking SK ### How secure is Business Smart Banking SK? Business Smart Banking SK prioritizes security with PIN, fingerprint, or Face ID protection for application access and payment signatures. It also includes a Smart Key for one-time login and login codes for BusinessNet, ensuring a secure banking experience. ### What types of transactions can I perform with Business Smart Banking SK? You can enter payments, create and edit standing orders, pay credit cards, and make payments by scanning QR codes. The app also allows you to activate debit cards and access payment templates and stored beneficiaries from BusinessNet. ### Can I manage my credit and debit cards with Business Smart Banking SK? Yes, you can activate debit cards and temporarily block or unblock lost credit or debit cards for free directly within the app. This provides quick control over your card security. ### How do I get account statements and other documents? Account statements, statements for credit cards, and other important documents are readily available within the 'Documents' section of the Business Smart Banking SK application. ### Does Business Smart Banking SK offer real-time account updates? Yes, you can stay informed about your account activity by enabling Push Notifications. This feature provides instant alerts for what's going on in your account. ### How do I activate Business Smart Banking SK? To activate the application, you need to install it first. Then, you must visit a UniCredit Bank branch and ask a banker for the activation process. ### Can I find ATMs and bank branches using Business Smart Banking SK? Yes, the application includes a feature to quickly find ATMs and UniCredit Bank branches. This makes it convenient to locate banking facilities when you need them. ### What devices is Business Smart Banking SK compatible with? Business Smart Banking SK is available for iPhone and iPod devices. The latest version is 26.1.31, and it was last updated on February 25, 2026. ## Version history (last 5 releases) ### 26.1.3103 — 2026-04-16 What have we prepared for you in the new version? - We have made a series of improvements ### 26.1.31 — 2026-02-25 What have we prepared for you in the new version? - SEPA instant payments with future date - SEPA instant standing orders - We have made a series of improvements ### 25.6.27 — 2025-10-10 What have we prepared for you in the new version? • Verification of payee for SEPA payments (legal obligation to protect clients) • SEPA instant payment limit change • We have made a series of improvements ### 5.50.49 — 2025-06-11 What´s new in the update? We have redesigned the look and feel of the information displayed on all main screens.The modern, sleek design of the new version is clearer, more visually appealing and easier to use. Key features and information continue to appear on all screens as you have been used to. ### 5.41.48 — 2025-01-29 In the new version we have prepared for you: • Instant SEPA payments in EUR. • We have made a series of improvements. ## Apps similar to Business Smart Banking SK | App | Rating | Price | Category | | --- | --- | --- | --- | | [CSOB SmartToken](https://appshunter.io/ios/app/csob-smarttoken/id1477450487) | 4.8 (119) | Free | Finance | | [VÚB Mobile Banking](https://appshunter.io/ios/app/vub-mobile-banking/id738364348) | 4.8 (192) | Free | Finance | | [George Slovensko](https://appshunter.io/ios/app/george-slovensko/id1293724112) | 4.8 (907) | Free | Finance | | [Business Smart Banking](https://appshunter.io/ios/app/business-smart-banking/id1483944913) | 4.6 (13) | Free | Finance | | [Fio Smartbanking SK](https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340) | 3.7 (12) | Free | Finance | | [Čítačka](https://appshunter.io/ios/app/citacka/id527137143) | 4.9 (53) | Free | Finance | ## More apps by UniCredit Bank Slovakia a.s. powered by Asseco - [Smart Banking Slovakia](https://appshunter.io/ios/app/smart-banking-slovakia/id441496696) All apps by UniCredit Bank Slovakia a.s. powered by Asseco: https://appshunter.io/developer/441496700 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-12.*