# Business Smart Banking > Secure mobile banking for business accounts with payment and card management. (iPhone/iPad app by UniCredit Bank Czech Republic and Slovakia, a.s..) - Source: https://appshunter.io/ios/app/business-smart-banking/id1483944913 (this page in markdown: same URL + `.md`) - Developer: [UniCredit Bank Czech Republic and Slovakia, a.s.](https://appshunter.io/developer/468057021) - Category: Finance, Business - Price: Free - Rating: 4.62/5 from 13 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 453 MB - Languages: Czech, English - Released: 2019-12-06 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/business-smart-banking/id1483944913/reviews.md ## What is Business Smart Banking? With Business Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID. Business Smart Banking also includes a Smart Key, which generates a one-time login and login codes for BusinessNet. But the application can do many more things! • Learn about what’s going on in your account after you turn on the Push Notification. • Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app. • You can also make a payment by scanning a QR code (QR payment). • In BusinessNet you can use the Payment templates and stored Beneficiaries in the Smart Banking application. • Get an instant overview of currency rates. • Account statements, statements for credit cards and other documents can be found in Documents. • Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application. How to activate the app? Install the application and ask a banker at UniCredit Bank for activation. ## Key features - Enter payments - Create standing orders - Pay credit cards - Activate debit cards - Block/unblock cards - QR code payments - Currency rate overview ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/business-smart-banking/id1483944913/reviews.md ### 1/5 — New version *2024-05-18, version 5.38.9951* I absolutely loved the old version of this app. I’d like to think it’s just change I find difficult, but it’s the new version of this app. It seems to have become more unnecessary complicated and slower with things just not really functioning well… which is all just life I guess… except the old version was fantastic! ### 1/5 — Tragedie *2022-05-03, version 3.20.0.101* Uzivatelsky naprosto neprivetiva aplikace s omezenymi moznostmi resit to co skutecne aktualne potrebujete. Horsi bankovni appku jsem jeste neobsluhoval a to je to prosim “Business”?! V kombinaci s naprosto neschopnou “business” telefonickou podporou, ktera vas maximalne posle za vasim bankerem do kamenne pobocky, protoze oni mohou maximalne zablokovat vasi ztracenou kartu je to naprosto vrazebna kombinace, ktera me malem dohnala k silenstvi a hlavne do naruce jine velke banky, kde vse funguje naprosto briskne a proklientsky. Takze vlastne DEKUJI !!! ### 1/5 — 🤦‍♂️ *2021-08-19* App activation is absolutelly horrible ## Frequently asked questions about Business Smart Banking ### How secure is Business Smart Banking? Business Smart Banking employs robust security measures, including PIN, fingerprint, and Face ID for application access and payment signatures. It also features a Smart Key for one-time login and access codes to BusinessNet. ### What types of transactions can I perform with Business Smart Banking? You can enter payments, create and edit standing orders, pay credit cards, and make payments via QR codes. The app also allows for the use of payment templates and stored beneficiaries from BusinessNet. ### Can I manage my cards through Business Smart Banking? Yes, you can activate debit cards and temporarily block or unblock credit and debit cards for free directly within the app if they are lost or stolen. ### How do I activate Business Smart Banking? To activate the application, you need to install it and then request activation from a banker at UniCredit Bank. Specific instructions will be provided by the bank. ### Does Business Smart Banking offer real-time account updates? Yes, you can stay informed about your account activity by enabling Push Notifications. This feature provides alerts for what's going on in your account. ### Where can I find account statements and other documents? Account statements, credit card statements, and other important documents are accessible within the 'Documents' section of the Business Smart Banking application. ### Does Business Smart Banking have ads? No, Business Smart Banking does not contain advertisements. The application is designed to provide a clean and focused banking experience. ### What devices is Business Smart Banking available on? Business Smart Banking is currently supported on iPhone and iPod devices, as indicated by the provided platform compatibility data. ## Version history (last 5 releases) ### 26.1.3103 — 2026-04-10 What have we prepared for you in the new version? • We have made a series of improvements ### 26.1.31 — 2026-02-25 What have we prepared for you in the new version? • We have made a series of improvements ### 25.6.27 — 2025-10-13 What have we prepared for you in the new version? • Verification of payee for SEPA payments (legal obligation to protect clients) • SEPA instant payment limit change • We have made a series of improvements ### 5.50.49 — 2025-06-11 What´s new in the update? We have redesigned the look and feel of the information displayed on all main screens.The modern, sleek design of the new version is clearer, more visually appealing and easier to use. Key features and information continue to appear on all screens as you have been used to. ### 5.41.48 — 2025-01-29 In the new version we have prepared for you: • Instant SEPA payments in EUR. • We have made a series of improvements. ## Apps similar to Business Smart Banking | App | Rating | Price | Category | | --- | --- | --- | --- | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Savita](https://appshunter.io/ios/app/savita/id1664110660) | 4.0 (32) | Free | Finance | ## More apps by UniCredit Bank Czech Republic and Slovakia, a.s. - [Smart Banking](https://appshunter.io/ios/app/smart-banking/id468057018) All apps by UniCredit Bank Czech Republic and Slovakia, a.s.: https://appshunter.io/developer/468057021 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*