# BusyKid — Money Management for Kids

> Financial education app for kids and teens with chore tracking and investing. (iPhone/iPad app by BusyKid, Inc..)

- Source: https://appshunter.io/ios/app/busykid/id1474508509 (this page in markdown: same URL + `.md`)
- Developer: [BusyKid, Inc.](https://appshunter.io/developer/1041028579)
- Category: Finance, Education
- Price: Free
- Rating: 3.40/5 from 1,504 App Store ratings · 125 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 102 MB
- Languages: American English
- Released: 2019-11-08
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/busykid/id1474508509/reviews.md

## What is BusyKid?

With BusyKid, kids and teens can now learn important money management skills through our easy-to-use app and BusyKid Visa® Prepaid Card.

Due to the lack of financial education in most schools, our app has just about everything any child (5 to 17 years old) could ever need to help build the important money skills they’ll need to be successful adults. From the palm of their hands they can make real-life money decisions with parents serving as a safety net.

Teens and kids can earn, save†, donate to charities† or spend on a personalized prepaid card. They can even use the funds to learn to invest* in real stocks. Hand-on experience is the best way for kids to learn, and with parents approving all money transactions leaving the app, it’s safer than giving them actual money.

Chores and allowance tracker:
Kids can earn an allowance by doing chores based on age and schedule. There are hundreds of chore/allowance combinations available but a parent can also add their own. In addition, the app’s chores and allowance tracker helps kids build important character traits like accountability, dependability, time management and teamwork. Enjoy our easy setup and real-time push notifications on chores and money transactions.

Teach Easy Investing:
Included in every BusyKid account! No upgrades needed! Teach your kids/teens how to invest from an early age and their potential can be limitless. Think college funds, first car, a home, and more. These valuable skills could help guide them through adulthood and create financial strength you can’t get with a bank alone. Learn to invest on our app and your assets are safe with our integrated investing platform, backed by Apex Clearing Corporation. Families can invest together, and within, just a few clicks make an investment for as little as $10 a transaction (and say goodbye to commissions).

BusyPay†:
Instead of wasting money on gift cards that could get lost, stolen or leave unused funds, use BusyPay and load money directly to a BusyKid child account. By sharing a BusyPay QR code friends and family can add money to an account for birthdays, holidays, or working for a neighbor. Even use this exclusive feature to BusyKid to send money to others using BusyKid.

Being Charitable:
BusyKid promotes a balance financial lifestyle and that includes being charitable. Donating is important for more reasons than the tax implications. Our app has more than 60 local and national charities built in to help make sharing easy.

Safety First:
We use the latest SSL encryption technology, and funds inside the app (child’s accounts) are FDIC Insured. The app and cards require individual PINs for use, and we strongly encourage all PINs be different. Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards.

The BusyKid Visa Prepaid Card is issued by Pathward®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. All cardholder funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. Cliq® is the exclusive and authorized Servicer of the BusyKid VISA Prepaid Card.

*BusyKid's provision of access to securities products and brokerage services are offered by Apex Clearing Corporation. Apex Clearing Corporation is an SEC registered broker dealer, a member of FINRA and SIPC, and is licensed in 53 states and territories. FINRA BrokerCheck reports for Apex Clearing Corporation are available at: http://www.finra.org/brokercheck.

† - Optional feature is a BusyKid product.

## Key features

- Chore and allowance tracker
- Learn to invest in real stocks
- Personalized prepaid Visa card
- Save, spend, and donate funds
- Real-time transaction alerts
- Charitable giving options

## What do users think of BusyKid?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use app
- 🚀 Great tool to teach kids about money management
- 💡 Ability to split earnings into save, spend, and donate
- 👍 Helpful for motivating kids to do chores
- 💡 Stock investment feature for kids

**Cons**

- 🐛 Technical issues with card not working or being declined
- 🔒 Concerns about privacy and security of personal information
- 💰 Fees for declined transactions or closing accounts
- 🔍 Lack of transparency in account balances and transactions
- 🔍 Difficult to cancel or close accounts

**Commonly reported bugs**

- Chores duplicating or disappearing
- Delayed or missing fund transfers
- Investing feature not functioning properly
- Account verification issues

**Most requested features**

- Add ability to mark chores as incomplete
- Improve chore scheduling and rotation between multiple kids
- Provide more customization options for chores and allowances
- Integrate with other financial apps and services
- Improve customer support and response times

## Recent user reviews (10 of 125)

All indexed reviews: https://appshunter.io/ios/app/busykid/id1474508509/reviews.md

### 5/5 — Easily Accessible

*2026-05-27, version 3.33.01*

I’ve been using this app for years now to help my teenage son save and invest. And what I love most, is the ease of using this app. I have no complaints so far. Everything is easily accessible. You can move money around, buy stocks, donate to charities, send money directly to the debit card. What more could you ask for?

### 5/5 — here comes the money

*2026-04-23, version 3.33.01*

I’m an 11 year old child who uses this, and it’s great! The payment and bonus system are great, and has good security, organization, and practice. (Although I don’t feel comfortable handing out my email in public reviews)

On the flip side, there is a MAJOR problem. When you request to move your money to spend, or load your card, if it isn’t approved, the money is stuck in between and can’t be transferred until it was approved. I have lost a lot of money this way.

Something I would suggest is adding a request list for parents in the app, so they can go and look at requests and approve them without having to dig into messages.

Overall, good app.

### 1/5 — Looks cheap

*2026-03-07, version 3.33.01*

It's kinda cheap looking and when you buy things it doesent really describe the object so your just left wondering "what did I spend this on?" or "are they stealing money?" because you can't see what you bought.

### 5/5 — Great customer service and the app motivates the kiddos!

*2026-02-27, version 3.33.01*

Big shout out to Cindy in customer service for assisting with some address change questions. Kids love marking off their chores and the app is super customizable!

### 4/5 — Ugj

*2025-12-06, version 3.33.01*

It is a little confusing and I accidentally set myself up as the parent, is there a way to undo that?

### 1/5 — Scammy

*2025-11-20, version 3.33.01*

Absolutely awful. Works ok unless you want to get money out of the account. Stock trades failed to execute. Terrible customer service. Can’t get cash out except in multiples of $100. Stay away!

### 4/5 — Love this app, I want a desktop version

*2025-10-27, version 3.32.05*

I really like the ease of BusyKid to help my kids manage their money, but I have not been able to teach them to do it themselves because I can only access it on a phone. I’m not giving my kids a phone, so please make a version of the app they can access on their Chromebook’s

### 2/5 — Use Something Else

*2025-10-14, version 3.32.05*

Good idea, with poor execution and supporting technology.  The system is rigid, the transfers are slow, their binning and accounting system is not intuitive.  

For example, I had circa 100 dollars in my child’s account, but couldn’t load my child’s card because a scheduled payment had not been made.  So, essentially they held the 100.00 ransomed in the app.  This one small example of many. 

After about 45 days of trying to make this app work for my family, I closed the account.  Even closing the account was not transparent and clear …the amount scheduled for refund is less than the amounts I transferred in.

### 1/5 — Doesn’t work for investing

*2025-09-28, version 3.32.05*

Tried several times to setup investing and just loads forever.  App is just so clunky.

### 4/5 — Idk

*2025-09-12, version 3.32.05*

It’s good app but pLEASE PUT A WAY TO SEE THE CARD INFORMATION !!!

## Frequently asked questions about BusyKid

### What does the BusyKid app do?

The BusyKid app is designed to teach children and teens essential money management skills. It allows them to earn money through chores, save, donate to charities, spend using a prepaid card, and even learn to invest in real stocks. Parents can oversee and approve all financial transactions within the app.

### What are the key features of BusyKid?

Key features include a chore and allowance tracker where parents can set up custom chores and allowances. The app also offers an integrated platform to teach kids about investing in real stocks with as little as $10 per transaction. Additionally, users can donate to charities and manage funds on a personalized BusyKid Visa Prepaid Card.

### How much does BusyKid cost?

Based on the provided information, the BusyKid app is available for free. There are no mentioned costs for using the core features of the app, including the chore tracker, investing education, and charitable giving options.

### Is BusyKid safe for my child?

Yes, BusyKid prioritizes safety with features like parent approval for all money transactions and SSL encryption. Funds within the child's account are FDIC Insured, and the app and cards require individual PINs. Sensitive information is stored by partners compliant with Payment Card Industry Data Security Standards.

### Who is the BusyKid app for?

The app is intended for children and teenagers between the ages of 5 and 17 who are looking to learn about managing money. It's also for parents who want to provide their children with practical financial education and a safe environment to make real-life money decisions.

## Version history (last 5 releases)

### 3.35.03 — 2026-08-26

Minor bug fixes and feature improvements

### 3.34.05 — 2026-06-19

Bug fixes and feature improvements

### 3.33.01 — 2025-11-13

Bug fixes and feature improvements

### 3.32.05 — 2025-03-04

Bug fixes and feature improvements

### 3.32.03 — 2025-01-13

Minor updates and bug fixes

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## More apps by BusyKid, Inc.

- [Panhandle First: Learn & Earn](https://appshunter.io/ios/app/panhandle-first-learn-and-earn/id6481401911)
- [First Bank Hampton NextGen](https://appshunter.io/ios/app/first-bank-hampton-nextgen/id6738139705)

All apps by BusyKid, Inc.: https://appshunter.io/developer/1041028579

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*