# Buxx: Offline Money Tracker — Private Money & Budget Tracker > Private Money & Budget Tracker (iPhone/iPad app by WT AFRIQUE LIMITED.) - Source: https://appshunter.io/ios/app/buxx-offline-money-tracker/id6763427270 (this page in markdown: same URL + `.md`) - Developer: [WT AFRIQUE LIMITED](https://appshunter.io/developer/1889289927) - Category: Productivity, Finance - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 71 MB - Languages: American English - Released: 2026-04-30 - Data updated: 2026-06-01 - User reviews in markdown: https://appshunter.io/ios/app/buxx-offline-money-tracker/id6763427270/reviews.md ## What is Buxx? Buxx is a deeply private, local-first personal finance tracker designed to keep your financial data exactly where it belongs—on your device. There are no accounts to create, no servers watching your data, and no invasive cloud syncing. Just a beautifully crafted tool to help you master your money. KEY FEATURES • Comprehensive Tracking: Manage multiple accounts and log every transaction seamlessly in one place. • Custom Budgets: Set budgets across different categories and visually track your spending progress. • Recurring Transactions: Schedule your regular income and expenses just once, and let Buxx handle the automatic synchronization. • Multi-Currency Support: Traveling or living abroad? Handle your finances across different currencies effortlessly. • Uncompromising Security: Protect your most sensitive information with a custom PIN and biometric unlock (Face ID / Touch ID). • Encrypted Backups: Secure your data with passphrase-protected exports. Restore your records anytime you need. • Milestones & Badges: Stay motivated by hitting savings and tracking goals, unlocking exclusive badges along the way. • Advanced Notifications: Fully customize your alerts, from daily reminders to scheduled transaction nudges. • Complete Privacy: Buxx operates entirely offline. Your data is yours, period. POWERFUL MONEY MANAGEMENT • Multi-Account Tracking: Ditch the spreadsheets. Log every transaction, from daily coffee to monthly rent, across all your accounts in one seamless ledger. • Smart Budget Planner: Create custom budgets for groceries, dining, or subscriptions and visually track your spending limits to avoid overspending. • Schedule & Automate: Set up recurring income and bills once. Buxx schedules them automatically so you never lose track of a payment. TRAVEL & GOALS • Multi-Currency Support: A perfect expense tracker for travellers and expats. Handle finances across different currencies effortlessly. • Milestones & Badges: Stay motivated by hitting savings targets and tracking goals. Unlock exclusive badges as you build healthier money habits. • Custom Reminders: Fully personalize your notification nudges—from daily spending check-ins to upcoming bill alerts. YOUR DATA, YOUR DEVICE • Uncompromising Security: No online accounts. No cloud syncing. Protect your sensitive ledger with a custom PIN and biometric unlock (Face ID / Touch ID). • Encrypted Local Backups: Export your data using a passphrase-protected file. Restore your records anytime, on your terms. • 100% Offline First: Buxx operates without an internet connection. We can’t see, sell, or lose your data because we don’t have it. Download Buxx and start building better financial habits today—no sign-up required. Take back your financial privacy and build better habits today with Buxx. ## Version history (last 5 releases) ### 1.0.6 — 2026-05-19 Performance Optimizations — Faster finance snapshot loading and currency summation through concurrent processing, plus optimized database seeding with batch inserts. Lidl Receipt Parsing — Added support for parsing Lidl receipts in the receipt reader. UI Flow Enhancements — Updated the transaction and budget UI flows for a smoother experience. Consolidated Monthly Budget Overview — The Budgets screen now features a unified view of your total monthly spending vs. your total budget limit, providing an immediate snapshot of your financial health. Enhanced Receipt Reader — Significant improvements to receipt scanning, including support for discounts (negative values), smarter line-item detection, and more accurate date extraction (supporting 2-digit years). Automatic Payee Intelligence — Merchants identified in receipt scans are now automatically added to your payee list when saving a transaction, making future logging even faster. Export Report as PDF — Generate a beautifully styled, branded PDF of your full financial report and share it directly from the Reports screen. Includes all charts, breakdowns, budget variance, and subscription data. Financial Advisory in PDF — Every exported report includes personalised expense analysis (unnecessary spend, impulse-day detection, easy cuts), 7 rules to avoid impulsive spending, and 5 automatable saving strategies. Expense Analysis Insights — The app now analyses your spending to identify discretionary categories, days with unusually high transaction frequency, and small recurring expenses that are easy to cut. Expanded Budget Categories — Significantly expanded default category tree covering Household Supplies, Family Care, Technology, Debt, Retirement, Savings, and Miscellaneous — based on real-world budgeting frameworks. Account Reconciliation — Compare your recorded account balance with bank statements and quickly spot variance. Debt Payoff Planner — Model debt payoff timelines using Snowball or Avalanche strategies with interest projections. CSV Sample Download — Users can now download a ready-to-import sample CSV directly from the app. Milestones & Badges — Track your financial achievements with an unlockable milestone system, visible in the More section. Encrypted Backup & Restore — Export and import your data with passphrase-protected encrypted backups, keeping your finances safe and portable. Notification & Reminder Controls — Customise which alerts you receive and when, including recurring transaction reminders. Improved Settings — Reorganised currency, automation, and data management settings for a cleaner experience. Permissions & Store Compliance Improvements — Removed unused Android permissions, removed unnecessary iOS microphone permission declarations, and clarified camera/photo permission messaging for receipt capture. Core Features Accounts & Transactions — Manage multiple accounts across currencies with a full transaction history. Budgets — Set spending budgets by category and track progress with visual indicators. Recurring Transactions — Schedule repeating income and expenses with automatic synchronisation. SMS Auto-Import (Android only) — Automatically detect and import transactions from bank SMS messages. Security — Protect your data with PIN lock and biometric (Face ID / fingerprint) unlock. Payees & Categories — Organise transactions with custom payees and categories. Dark Mode — Full support for light and dark themes, following your system preference. Privacy Buxx is fully local-first. Your financial data never leaves your device unless you explicitly export a backup. No account, no server, no tracking. Feedback Found a bug or have a suggestion? Reach out via the app or visit wealthtech.africa. Buxx is developed by WealthTech Africa. ### 1.0.5 — 2026-05-18 Buxx is a local-first personal finance tracker that keeps all your financial data private and on your device — no account required, no cloud sync. Highlights Consolidated Monthly Budget Overview — The Budgets screen now features a unified view of your total monthly spending vs. your total budget limit, providing an immediate snapshot of your financial health. Enhanced Receipt Reader — Significant improvements to receipt scanning, including support for discounts (negative values), smarter line-item detection, and more accurate date extraction (supporting 2-digit years). Automatic Payee Intelligence — Merchants identified in receipt scans are now automatically added to your payee list when saving a transaction, making future logging even faster. Export Report as PDF — Generate a beautifully styled, branded PDF of your full financial report and share it directly from the Reports screen. Includes all charts, breakdowns, budget variance, and subscription data. Financial Advisory in PDF — Every exported report includes personalised expense analysis (unnecessary spend, impulse-day detection, easy cuts), 7 rules to avoid impulsive spending, and 5 automatable saving strategies. Expense Analysis Insights — The app now analyses your spending to identify discretionary categories, days with unusually high transaction frequency, and small recurring expenses that are easy to cut. Expanded Budget Categories — Significantly expanded default category tree covering Household Supplies, Family Care, Technology, Debt, Retirement, Savings, and Miscellaneous — based on real-world budgeting frameworks. Account Reconciliation — Compare your recorded account balance with bank statements and quickly spot variance. Debt Payoff Planner — Model debt payoff timelines using Snowball or Avalanche strategies with interest projections. CSV Sample Download — Users can now download a ready-to-import sample CSV directly from the app. Milestones & Badges — Track your financial achievements with an unlockable milestone system, visible in the More section. Encrypted Backup & Restore — Export and import your data with passphrase-protected encrypted backups, keeping your finances safe and portable. Notification & Reminder Controls — Customise which alerts you receive and when, including recurring transaction reminders. Improved Settings — Reorganised currency, automation, and data management settings for a cleaner experience. Permissions & Store Compliance Improvements — Removed unnecessary iOS microphone permission declarations, and clarified camera/photo permission messaging for receipt capture. ### 1.0.2 — 2026-05-11 We added shopping lists and Investment accounts! NGX and NASDAQ portfolios – absolutely free and fully local. Your data, your way. Buxx is a private, local-first personal finance app that keeps your data on your device. No accounts. No forced cloud sync. No tracking. Build better money habits with powerful tools designed for real life budgeting. WHAT YOU CAN DO IN BUXX Track accounts and transactions Manage cash, bank accounts, and cards in one place with clean transaction history and quick edits. Plan and control your budgets Create category budgets and monitor progress with clear variance views. Get budget threshold alerts as spending reaches key levels. Automate recurring money flows Schedule salaries, bills, and subscriptions once and let Buxx keep your timeline in sync. Export polished PDF reports Generate branded, presentation-ready PDF financial reports with monthly totals, net worth trends, budget variance, subscription insights, and practical saving guidance. Reconcile balances and plan debt payoff Compare account balances against statements, then model debt payoff with Snowball or Avalanche strategies. Manage smarter shopping lists Create shopping lists with quantities, estimated and confirmed prices, optional price caps, and recurrence. Use grocery budget guidance and export lists as PDF or CSV for sharing. Keep everything secure Use PIN and biometrics (Face ID / Touch ID). Export encrypted backups with passphrase protection for safe restore. PRIVACY FIRST Buxx is built around local-first finance. Your records stay on your phone unless you explicitly export them. Made by WealthTech Africa https://wealthtech.africa ### 1.0.1 — 2026-05-03 Fresher. Faster. Still 100% Yours. We polished the app’s performance and squashed a few bugs to keep your private money manager running smoothly. Your data never leaves your device—that hasn’t changed. If you love Buxx, leave us a review! ### 1.0 — 2026-04-30 No release notes. ## More apps by WT AFRIQUE LIMITED - [Weaver: Simulate & Grow Wealth](https://appshunter.io/ios/app/weaver-simulate-and-grow-wealth/id6761391028) All apps by WT AFRIQUE LIMITED: https://appshunter.io/developer/1889289927 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*