# BYOND by BSI — #SemuaJadiMudah

> Sharia-compliant digital banking for accounts, payments, investments, and financing. (iPhone/iPad app by PT Bank Syariah Indonesia, Tbk.)

- Source: https://appshunter.io/ios/app/byond-by-bsi/id6444697752 (this page in markdown: same URL + `.md`)
- Developer: [PT Bank Syariah Indonesia, Tbk](https://appshunter.io/developer/927331651)
- Category: Finance, Business
- Price: Free
- Rating: 4.20/5 from 19 App Store ratings · 16 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 470 MB
- Languages: American English, Indonesian
- Released: 2024-11-01
- Data updated: 2026-08-18
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews.md

## What is BYOND by BSI?

Selamat datang di BYOND by BSI! Aplikasi perbankan digital syariah terbesar di
Indonesia. Saatnya bikin #SemuaJadiMudah aktivitas perbankanmu.

Fleksibilitas Tanpa Batas
BYOND by BSI hadir untuk meningkatkan aktivitas perbankanmu jadi lebih mudah. Mau
buka rekening bisa tanpa keluar rumah dan bisa aktivasi akun BSI hanya melalui aplikasi
BYOND.

Bertransaksi Makin Lengkap & Mudah
Terintegrasi dengan banyak partner sehingga aktivitas bayar dan beli beragam
kebutuhan langsung dari satu aplikasi. Mau transaksi QRIS, token PLN, biaya
pendidikan, top up E-Wallet, dan banyak lagi, #SemuaJadiMudah hanya untuk kamu.

Persiapkan Hari Esok, Mulai Hari Ini!
Rencanakan masa depan lebih pasti dengan beragam aset investasi di BYOND.
Manfaatkan investasi emas, SBSN, Deposito, dan berbagai fitur investasi syariah
lainnya.
 
Wujudkan Impianmu Bareng BYOND!
Punya impian? Segera wujudkan dengan produk pembiayaan yang semakin variatif.
Ajukan pembiayaan untuk berbagai kebutuhan dan keinginanmu. Mulai dari cicil emas,
gadai emas, Mitraguna Berkah Online, hingga kendaraan impian di BSI OTO.

Dekatkan Diri Penuh Makna
BYOND by BSI hadir untuk mempermudah ibadahmu dengan fitur islaminya. Berdonasi,
infaq, bayar zakat, pengingat waktu shalat, baca Qur’an, hingga ibadah ke Tanah Suci,
#SemuaJadiMudah dilakukan di BYOND.

Saatnya bikin #SemuaJadiMudah bersama BYOND by BSI. Download sekarang!

## Key features

- Open accounts remotely
- QRIS and bill payments
- E-wallet top-ups
- Gold, SBSN, and deposit investments
- Financing for various needs
- Donations, zakat, and prayer reminders
- Quran reader

## Recent user reviews (10 of 16)

All indexed reviews: https://appshunter.io/ios/app/byond-by-bsi/id6444697752/reviews.md

### 5/5 — byond

*2026-02-18*

sumpah guys kalian wajib banget download byond by bsi ini karena dijamin deh kalian gabakal nyesel gunain fitur fitur nya, yuk cobain

**Developer response:** Assalamualaikum Bapak Riz24al, terima kasih atas apresiasi yang diberikan. Kami akan terus melakukan peningkatan layanan agar dapat memberikan pelayanan yang terbaik. Apabila membutuhkan informasi maka dapat menghubungi BSI Call 14040 atau melalui email resmi BSI di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum -Zayn

### 5/5 — Title

*2026-02-13*

Menu yang tersedia tersusun jelas sehingga saya tidak kesulitan mencari layanan tertentu.

**Developer response:** Assalamualaikum Bapak iqbalherdian, terima kasih atas apresiasi yang diberikan pada layanan kami. Semoga berkah dan dilancarkan dalam bertransaksi menggunakan BYOND by BSI. Apabila terdapat saran dapat disampaikan melalui email resmi kami di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum - Vani

### 5/5 — transfer, bayar, to up lebih efisien

*2026-02-12*

Layanan perbankan syariah praktis dan inovatif.

**Developer response:** Assalamualaikum Bapak/Ibu LISSMAAAA, terima kasih atas apresiasi yang diberikan pada layanan kami. Semoga berkah dan dilancarkan dalam bertransaksi menggunakan BYOND by BSI. Apabila terdapat saran dapat disampaikan melalui email resmi kami di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum - Vani

### 5/5 — Byond by BSI terbaikkk

*2026-02-10*

transaksi lebih mudah dan terjamin top banget deh aplikasi ini terbaikkk !! bagus juga buat keseharian

**Developer response:** Assalamualaikum Ibu Quiensha. Terima kasih atas tanggapan yang diberikan. Bank Syariah Indonesia akan terus memberikan pelayanan yang terbaik dan terus berinovasi demi pengembangan serta kemajuan untuk kedepannya. Jika membutuhkan informasi dapat menghubungi Email resmi kami di contactus@bankbsi.co.id Terima kasih. Wassalamualaikum -Siska

### 1/5 — Aktivasi lokasi harus tidak perlu

*2026-01-01, version 1.2.1*

Baru saja pakai app ini, tiap kalai mau sign in selalu harus aktivasi lokasi gps. sungguh ini tidak nyaman dan aman bagi pengguna.

### 5/5 — tentang aplikasi ini

*2025-12-27*

aplikasi ini sangat berguna untuk melakukan transaksi online maupun offline

**Developer response:** Assalamualaikum Ibu Ersamlyd, terima kasih atas apresiasi yang diberikan kepada kami. Apabila ada saran atau informasi lainnya maka dapat disampaikan melalui layanan BSI Call 14040 atau melalui email resmi kami di contactus@bankbsi.co.id Terima kasih, Wassalamualaikum -Dirham

### 5/5 — Beyon By bsi sangat memuaskan

*2025-12-04*

Semua jadi mudah 
Transaksi aman mudah

**Developer response:** Assalamualaikum Ibu Ica, terima kasih atas apresiasinya. Bank Syariah Indonesia akan terus berupaya memberikan yang terbaik bagi nasabahnya. Apabila ada kritik dan saran lainnya dapat disampaikan melalui email resmi kami di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum -Fadly

### 5/5 — About Apk

*2025-12-01*

Hello everyone. Saya mau share sebagai pengguna Byond. Awalnya saya pikir mungkin rumit mengelola apk ini. Ternyata justru malah sangat terbantu, direkomendasikan oleh rekan bisnis saya.

**Developer response:** Assalamualaikum Bapak/Ibu liviiene, terima kasih atas apresiasi yang diberikan kepada kami, Selamat menikmati fitur menarik yang ada dan semoga berkah bertransaksi bersama BSI. Apabila ada kritik dan saran lainnya dapat disampaikan melalui email resmi kami di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum -Tama

### 1/5 — Buruk

*2025-10-10*

Gal rekomen

**Developer response:** Assalamualaikum Bapak Aryapratama, mohon maaf atas ketidaknyamanannya. Mengenai keluhan dan kendala yang dialami, mohon berkenan untuk menghubungi layanan BSI Call 14040 atau melalui email resmi BSI di contactus@bankbsi.co.id. Terima kasih, Wassalamualaikum -Edo

### 1/5 — suka eror

*2025-09-04*

fitur sudah oke
tp mash suka terkendala eror

**Developer response:** Terima kasih atas kepercayaan Kakak terhadap Bank Syariah Indonesia. Kami mohon maaf atas segala kekurangan yang ada. Masukan dari Kakak sangat berarti untuk perbaikan kami. Jika Kakak masih mengalami kendala, dapat menghubungi kami melalui BSI Call 14040 atau contactus@bankbsi.co.id.

## Frequently asked questions about BYOND by BSI

### What is BYOND by BSI?

BYOND by BSI is Indonesia's largest Sharia-compliant digital banking application. It allows users to manage their finances, make payments, invest, and access various Islamic features.

### Is BYOND by BSI free to use?

Yes, BYOND by BSI is a free application. There are no upfront costs to download or use its core banking and financial services.

### What types of investments are available on BYOND by BSI?

BYOND by BSI offers a range of Sharia-compliant investment options, including gold, SBSN (Sukuk Negara Ritel), and deposits. Users can plan their future with these diverse assets.

### Can I apply for financing through BYOND by BSI?

Yes, you can apply for various financing products through BYOND by BSI to fulfill your dreams. This includes options like gold loans, vehicle financing (BSI OTO), and more.

### What Islamic features does BYOND by BSI offer?

BYOND by BSI simplifies Islamic practices with features for donations, infaq, zakat payments, prayer time reminders, Quran reading, and Hajj/Umrah pilgrimage planning.

### How secure is BYOND by BSI?

As a digital banking application, BYOND by BSI is designed with security in mind to protect user data and transactions. Specific security measures are implemented to ensure a safe banking experience.

### On which devices can I use BYOND by BSI?

BYOND by BSI is currently supported on iPhones and iPods. Users with these devices can access its full range of features.

### How often is BYOND by BSI updated?

The latest version of BYOND by BSI is 1.2.3, last updated on February 22, 2026. Updates typically include new features, performance improvements, and bug fixes.

## Version history (last 5 releases)

### 1.3.1 — 2026-08-12

Update BYOND by BSI to the latest version!
 
Open a Savings Account, Hajj Savings Account, and Gold Savings Account when opening your first account in BYOND by BSI.
 
You now have more ways to pay QRIS with BSI Hasanah KKI Card.
 
Want to earn rewards? Join BYOND Affiliate now! Invite your friends to use BYOND by BSI and earn rewards.
 
Enjoy a smoother experience for your financial, social, and spiritual activities.
 
Update your BYOND by BSI now to make #SemuaJadiMudah

### 1.3.0 — 2026-07-06

Update BYOND by BSI to the latest version!
 
Activating your Hasanah Card is now easier and more convenient. Access bill payments, card information, and transaction history in one dashboard.
Pawn your nearly paid-off Gold Installment for additional funds.
You can plan hajj savings more effectively with Scheduled Hajj Savings. 
Enjoy a smoother experience for your financial, social, and spiritual activities.

Update your BYOND by BSI now to make #SemuaJadiMudah

### 1.2.3 — 2026-02-22

Let's update BYOND by BSI to the latest version!
 
In this version, enjoy enhanced security and overall improvements designed to support your daily financial, social, and spiritual activities.
 
Update your BYOND by BSI now to make everything easy! #SemuaJadiMudah

### 1.2.2 — 2026-02-06

Let's update BYOND by BSI to the latest version!

In this version, enjoy enhanced security and overall improvements designed to support your 
daily financial, social, and spiritual activities.

Update your BYOND by BSI app now to make everything easy! #SemuaJadiMudah!

### 1.2.1 — 2025-11-07

Let's update your BYOND by BSI to the latest version!
 
Explore the new Bank Emas menu for investment, installments & pawn in one click.
 
You can also buy airplane & train tickets on BYOND Lyfe anytime, anywhere.
 
Start investing in Reksa Dana Syariah, from open, buy, and sell directly in-app.
 
Enjoy a safer, smoother transaction experience that accompanies your daily financial, social, and spiritual activities.
 
Update now to make everything easy! #SemuaJadiMudah

## Apps similar to BYOND by BSI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [MotionTrade](https://appshunter.io/ios/app/motiontrade/id1134482436) | 4.1 (8) | Free | Finance |
| [POSPAY](https://appshunter.io/ios/app/pospay/id1542001621) | 1.7 (11) | Free | Finance |
| [BIONS](https://appshunter.io/ios/app/bions/id6736508566) | 1.8 (5) | Free | Finance |
| [BIONS Mobile](https://appshunter.io/ios/app/bions-mobile/id1469177051) | 2.9 (17) | Free | Finance |
| [IndoGold - Investasi Emas Aman](https://appshunter.io/ios/app/indogold-investasi-emas-aman/id513376092) | 1.0 (1) | Free | Finance |
| [Lakuemas](https://appshunter.io/ios/app/lakuemas/id1401130641) | 4.9 (11) | Free | Finance |

## More apps by PT Bank Syariah Indonesia, Tbk

- [BSI Mobile](https://appshunter.io/ios/app/bsi-mobile/id1410072458)

All apps by PT Bank Syariah Indonesia, Tbk: https://appshunter.io/developer/927331651

## Related topics

[byond by bsi](https://appshunter.io/ios/topics/byond-by-bsi) · [byond](https://appshunter.io/ios/topics/byond) · [moni catatan keuangan otomatis](https://appshunter.io/ios/topics/moni-catatan-keuangan-otomatis) · [wijayapay](https://appshunter.io/ios/topics/wijayapay) · [rhb  tradesmart id syariah](https://appshunter.io/ios/topics/rhb-tradesmart-id-syariah) · [undangan digital al khidmah](https://appshunter.io/ios/topics/undangan-digital-al-khidmah) · [pt andalan lestari digital](https://appshunter.io/ios/topics/pt-andalan-lestari-digital) · [jdih kemenhub ri](https://appshunter.io/ios/topics/jdih-kemenhub-ri) · [ojekk](https://appshunter.io/ios/topics/ojekk) · [smart al izzah](https://appshunter.io/ios/topics/smart-al-izzah) · [wakaf selangor](https://appshunter.io/ios/topics/wakaf-selangor) · [pusdatin kementerian kesehatan ri](https://appshunter.io/ios/topics/pusdatin-kementerian-kesehatan-ri) · [al matsurat dzikir pagi petang](https://appshunter.io/ios/topics/al-matsurat-dzikir-pagi-petang) · [qrupi orang tua](https://appshunter.io/ios/topics/qrupi-orang-tua) · [baitussalam](https://appshunter.io/ios/topics/baitussalam)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*