# BYOSW — Minimalist Bill Splitting > Minimalist Bill Splitting (iPhone/iPad app by Fang Cheng HUNG.) - Source: https://appshunter.io/ios/app/byosw/id6766182774 (this page in markdown: same URL + `.md`) - Developer: [Fang Cheng HUNG](https://appshunter.io/developer/1896227537) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 15.1 · 42 MB - Languages: American English - Released: 2026-05-17 - Data updated: 2026-07-23 - User reviews in markdown: https://appshunter.io/ios/app/byosw/id6766182774/reviews.md ## What is BYOSW? byosw is built for the times you spend money with other people — group trips, shared rent and utilities, dinners with friends, gifts for someone, family expenses. It tracks who paid, who owes whom, and settles with the fewest transfers. 【Sound familiar?】 • Eight friends took turns paying on a trip, and now nobody can untangle the currencies. • Roommates split utilities, but the bill is different every month and someone always feels shortchanged. • Dinner for six, but two skipped the appetizers and one didn't drink — splitting evenly isn't fair. • A group gift where everyone chipped in different amounts. • You spotted a friend a cab fare three months ago and forgot. byosw handles all of these. 【How it fits real life】 • Travel: Create a "Tokyo Trip" group, log expenses as they happen. At the end, byosw tells you who should transfer what to whom — usually two or three transfers settle the whole trip. • Roommates: Create an "Apartment" group, split utilities by your preferred ratio (room size, headcount, or usage), and clear it month-end with one tap. • Dinners: Open the app at the table, enter amounts and pick who joined — people who didn't come don't pay. Shared appetizers and individual drinks both work cleanly. • Reimbursements: The Friends tab aggregates debts across all your groups, so you see at a glance who owes you and who you owe. • Multi-currency: Yen for souvenirs, TWD for the hotel, USD for the taxi — auto-converted to your preferred currency. 【Why byosw】 byosw covers every step of splitting expenses in one place: • Four split methods: equal, exact, percentage, shares • Live multi-currency conversion • Smart settlement (minimum transfers to clear all debts) • Real-time push notifications, activity history, friend system • Three sign-in methods, three languages, light/dark themes Settle the money, then go enjoy each other's company. 【Privacy】 byosw does not collect your precise location, and does not sell or rent your data to third parties. Receipt images stay on your device only and are never uploaded to our servers. Full privacy policy: https://byosw.fcreps.com/privacy/ 【Account Deletion】 Delete your account anytime via "Account → Danger zone → Delete account" within the app. Personal data is removed immediately. 【Support】 Questions or feedback: support@fcreps.com ## Version history (last 5 releases) ### 1.6 — 2026-07-12 This update introduces receipt scanning and a refined new look: • Scan receipts to split bills: Snap a photo and we'll recognize each item and price automatically. Assign items to members line by line, with taxes and service charges split proportionally. You can review and re-edit every assignment after applying. • Five new premium color themes: Petrol Blue, Forest Green, Aubergine, Cognac, and Burgundy — plus smoother dark-mode switching. • A more polished experience: gentle animations, skeleton loading screens, and haptic feedback throughout. • Redesigned "Add Expense" screen with an easier, tap-friendly member selector. • Infinite scroll for activity history and unread badges for friend invitations. • Amounts now respect each currency's precision for more accurate multi-currency splitting. • Various settlement flow and stability improvements. ### 1.5 — 2026-07-04 This update brings several fixes and improvements: - Fixed the "Add" (+) button occasionally appearing in the wrong place or not showing up; it now stays reliably in the bottom-right corner. - Group balances are now consistent between the group list and the group detail view, and fully settled amounts no longer linger. - Fixed an issue where a custom profile photo could be reverted; your chosen photo is now kept correctly. - Improved display on large-screen devices such as tablets and foldables. - Other stability and polish improvements. ### 1.4 — 2026-06-29 What's New • Settlement plans now lock automatically: add an expense and see a stable "who owes whom" right away—someone else paying no longer reshuffles who you owe. • Amounts are always shown precisely, fixing small values (e.g. 0.5) being rounded up. • Added validation for group names and descriptions to prevent blank or overly long entries. • Various iOS display and stability fixes. ### 1.3 — 2026-06-25 What's new: • More intuitive settlements: paying no longer reshuffles who you owe — the plan stays stable and predictable • Auto-updating plan: adding or editing an expense recalculates who owes whom automatically • Precise amounts: fixed small balances (e.g. 0.5) being rounded up — balances now show exact values • New help guide: a "How to use" page in Settings walks through the six core flows • Group name validation: name length and whitespace are checked when creating a group • Smoother settlement tab: background updates no longer cause flickering ### 1.2 — 2026-06-02 • More reliable settlement: fixed cases where multi-person and simplified settlements were incorrectly blocked from confirming. • Editable group description: every member can now edit the group description. • Steadier avatars: signing back in no longer overwrites your custom profile photo. • Smoother sign-in: the keyboard no longer covers input fields on the login, sign-up, and password reset screens. • Leave-group safeguard: if a group still has unsettled balances, you'll be reminded to settle up first. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*