# C&F Mobile Banking

> Secure mobile banking for C&F Bank accounts with balance, activity, transfers, and bill pay. (iPhone/iPad app by C&F Bank.)

- Source: https://appshunter.io/ios/app/c-and-f-mobile-banking/id512546302 (this page in markdown: same URL + `.md`)
- Developer: [C&F Bank](https://appshunter.io/developer/512546305)
- Category: Finance
- Price: Free
- Rating: 4.81/5 from 2,795 App Store ratings · 36 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 127 MB
- Languages: English
- Released: 2012-04-02
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/c-and-f-mobile-banking/id512546302/reviews.md

## What is C&F Mobile Banking?

C&F Mobile Banking is fast, convenient and an easy way to access your C&F Bank accounts, anywhere, anytime; and best of all it is FREE*! With all the security you would expect from online banking and much of the functionality you’ll need from day to day, C&F Mobile Banking is the ultimate banking solution for when you’re on the move.

There are three ways to utilize C&F Mobile Banking: Text Banking, Mobile Web, and Mobile Apps.  These services provide secure access to your C&F Bank accounts allowing you to view account balances, review recent activity, and receive balance alerts.

With Mobile Web and Mobile Apps, you can also transfer funds, pay bills and find the nearest C&F Bank branch or ATM
 
*Regular account charges will apply. Your wireless carrier may charge you depending on your service plan.

## Key features

- View account balances
- Review recent activity
- Transfer funds
- Pay bills
- Find branches and ATMs
- Balance alerts

## What do users think of C&F Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy access and secure
- 👍 Excellent customer service
- 👍 Reliable and competent service
- 👍 Convenient mobile banking

**Cons**

- 🐛 Randomly locks users out
- 🐛 Frequent crashes and freezes
- 🐛 Login issues and password resets
- 🐛 Unreliable app functionality

**Commonly reported bugs**

- App won't load or log in
- Touch ID/Face ID not working
- Account balance not updating

**Most requested features**

- Add ability to update account information
- Integrate Zelle payment service
- Improve multitasking support
- Add iPhone 5 screen support

## Recent user reviews (10 of 36)

All indexed reviews: https://appshunter.io/ios/app/c-and-f-mobile-banking/id512546302/reviews.md

### 4/5 — Having trouble with app also

*2026-08-14, version 25.2.100*

I really love the availability of accessibility of the app. 
Update this morning, I did delete the app and then reload the app and try logging in again and that did seem to work so whatever the issue was it seems to have resolved itself thank you so much But I would have to agree. I have had some difficulty especially over the last four weeks. Login through the app it keeps coming back with an issue. However, I can login on the website just fine.

### 5/5 — Bank officers

*2026-05-19, version 25.2.100*

I love being on a first name basis, when I need to go into the bank, it’s like seeing good friends.

### 5/5 — Randomly locks you out

*2025-02-15, version 24.2.60*

This app will randomly lock you out from online access.  You have to call the bank about every other month to get your account unlocked.  They seem to have no desire to update the system.

### 5/5 — Wanda Clarke

*2024-12-19, version 24.1.70*

I love the mobile ap and the bank

### 1/5 — App Not Functioning Properly

*2024-10-11, version 24.1.70*

I’ve been using the Citizens and Farmers (C&F) banking app for quite some time now, and unfortunately, for the past several months, the app has consistently failed to function properly. As a customer who relies on online banking for daily transactions, this has been incredibly frustrating.

First and foremost, the app frequently crashes or freezes, preventing me from completing basic tasks such as checking my account balance, transferring funds, or depositing checks. On several occasions, I’ve been unable to log in, receiving vague error messages with no clear solution. This unreliability has left me anxious, especially when trying to manage my finances on the go.

What’s even more disappointing is the lack of communication and timely updates from the bank regarding these issues. Despite reaching out to customer support multiple times, the problems persist with no clear resolution or timeline for improvements. A banking app should be convenient and reliable, but this one has consistently fallen short of both expectations.

For a company like Citizens and Farmers Bank, it’s critical to have a functioning and dependable app. In today’s digital age, customers need the assurance that they can access their accounts anytime, anywhere, without constant disruptions. Until these issues are resolved, I can’t confidently recommend this app to others.

### 5/5 — Easy access and secure

*2024-08-12, version 24.1.70*

Love the customer service both inside the bank from their associates and on the app!

### 2/5 — Never remembers your approved login settings

*2023-12-15, version 23.1.70*

This app NEVER remembers when you’ve already signed in and enabled Face ID. For the last few weeks, it has refused to allow me to sign in with Face ID. The app claims I have to enable Face ID after signing in on my decoder (which I always access from my iPhone and keep wasting my time enabling Face ID after each manual login) but it throws the same error again and again and again. Fix it.

### 5/5 — Excellent

*2023-09-22, version 23.1.70*

I have nothing but good things to say about C&F Bank. As a Senior Citizen I’ve been with several different banks, however This Branch Is The Best I’ve Ever Used.

### 3/5 — Login trouble

*2023-09-04, version 23.1.70*

Unfortunately have to reset my password 3-5 times every month just to be able to use app. All updates on phone and app are always up to date however app seems to always have technical difficulties.

### 5/5 — This rocks

*2023-04-22, version 22.2.200*

I need to manage several accounts and I live handling this in my phone. I’m a 31-year C and F customer and “ I ain’t MOVIN!”

## Frequently asked questions about C&F Mobile Banking

### What can I do with C&F Mobile Banking?

C&F Mobile Banking allows you to securely access your C&F Bank accounts to view balances, review recent activity, transfer funds, pay bills, and find nearby branches or ATMs. You can also set up balance alerts for your accounts.

### How much does C&F Mobile Banking cost?

The app itself is free to use. However, regular account charges will still apply, and your wireless carrier may charge you for data usage depending on your service plan.

### What are the different ways to use C&F Mobile Banking?

You can utilize C&F Mobile Banking through three methods: Text Banking for quick balance checks and alerts, Mobile Web for browser-based access, and dedicated Mobile Apps for a full-featured experience on your smartphone.

### Is C&F Mobile Banking secure?

Yes, the app provides the same level of security you would expect from online banking, ensuring your financial information is protected while you manage your accounts on the go.

### Can I transfer money and pay bills using the app?

Yes, with the Mobile Web and Mobile App versions of C&F Mobile Banking, you have the functionality to transfer funds between your accounts and pay your bills directly through the application.

## Version history (last 5 releases)

### 25.2.100 — 2026-03-09

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.31 — 2025-08-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-07-21

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-02-05

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-26

Bug fixes and performance improvements

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## More apps by C&F Bank

- [C&F Business Banking](https://appshunter.io/ios/app/c-and-f-business-banking/id943103646)

All apps by C&F Bank: https://appshunter.io/developer/512546305

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*
