# C&N Mobile Banking App — user reviews

> 133 indexed App Store user reviews of C&N Mobile Banking App by Citizens & Northern Bank, rated 4.65/5 from 851 ratings.

- Source: https://appshunter.io/ios/app/c-and-n-mobile-banking-app/id526417375/reviews
- App overview in markdown: https://appshunter.io/ios/app/c-and-n-mobile-banking-app/id526417375.md
- Rating breakdown: 5★ 639 · 4★ 84 · 3★ 15 · 2★ 9 · 1★ 28

## What do users think of C&N Mobile Banking App?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Convenient banking
- 🔒 Secure banking
- 💡 Helpful features like pending transactions and credit score
- 👍 User-friendly interface
- 👍 Smooth and reliable performance

**Cons**

- 🐛 Occasional bugs and glitches
- 🔍 Difficult to navigate certain features
- 🔍 Limited functionality compared to website
- 🔍 Lack of integration with external accounts

**Commonly reported bugs**

- Mobile deposit feature frequently has errors
- App sometimes freezes during transfers
- Login screen occasionally gets stuck
- Compatibility issues with newer iOS versions

**Most requested features**

- Add ability to make principal-only payments on loans
- Improve mobile deposit feature reliability
- Allow saving login information for faster access
- Make pending transactions and account holds more easily accessible

## Newest reviews (14 of 133)

### 4/5 — Not too bad

*2026-06-16, version 19.0.260200*

Can’t always find what I need right away but the app is arranged in such a way I can find what I’m looking for.

### 3/5 — Slow and unreliable

*2026-05-15, version 19.0.260200*

App often takes ages to load and I need to reopen it to view my accounts. The app also undergoes updates at inconvenient times and I cannot use my card during these updates let alone check balances.

### 3/5 — Controller

*2026-05-13, version 19.0.260200*

Don’t like that you can’t get the check deposit transaction number from the same screen, like you used to be able to do

### 4/5 — El Presidente

*2026-02-14, version 18.0.5908*

Good app but uploading deposits is 50/50

### 5/5 — Ok

*2025-12-15, version 18.0.5908*

Good

### 5/5 — Wanda Smith

*2025-10-07, version 18.0.5908*

Wanda Smith

### 5/5 — Works fine on iPad

*2025-05-22, version 18.0.5908*

For electronic deposit of checks I have had no problems with the iPad. Sometimes the app does not accept the camera image from my iPhone 6sPlus, so I tend to use the iPad. No problems checking accounts. I use an iMac to look at statements for easier printout.

### 5/5 — C&N App is awesome!

*2025-05-15, version 18.0.5908*

Practical, intuitive and works! Don’t change anything, best bank app I have!!!

### 5/5 — Thankful to see everything at a glance

*2025-03-31, version 18.0.5908*

I love being able to see everything at a glance including mortgage. I’m never second guessing! 
Thank you for taking care of your customers!

### 5/5 — Awesome bank, awesome app!

*2025-01-09, version 18.0.5908*

Works great!

### 5/5 — Wow

*2024-12-26, version 18.0.5908*

I love this app. Chefs kiss, hats off, cheers!

### 5/5 — C&B app

*2024-11-28, version 18.0.5908*

Best banking app I have used!

### 5/5 — Satisfied!

*2024-11-26, version 18.0.5908*

Awesome bank and online banking!

### 5/5 — Well designed banking software

*2024-11-22, version 18.0.5908*

Because I use other financial software as well, I can tell you that the C&N online banking software is among the best. Their online support is likewise quite good. It helps make me a satisfied customer.

## Most critical reviews (10 lowest-rated)

### 1/5 — Waste of time

*2026-05-28, version 19.0.260200*

The app sucks and is very slow. This bank is not fun to bank with either lol

### 1/5 — App

*2026-05-16, version 19.0.260200*

Constantly freezes

### 1/5 — C&N App

*2026-05-13, version 19.0.260200*

This app is absolutely awful. Once I log in, I often have to completely close out and log in again to be able to see activity and such. The website is just as bad. 
L

### 1/5 — WORST BANKING APP EVER!

*2025-12-31, version 18.0.5908*

This is the worst banking app ever. The change to this new system and bank merger is ATROCIOUS! And did the bank really have to make these changes in the middle of the holiday season - the worst possible time to screw up everyone’s online shopping? How inconvenient to customers! This app is NOT user-friendly in any way. It is overly complicated for no reason. It signs out after a few minutes of actively using the app which messes up settings you are actively trying to change or save. It doesn’t recognize Face ID even, though all of my other apps do. Connecting other accounts is problematic. The settings and menus are so difficult to use and you have to go all the way back to the first screen every single time and then navigate through multiple menus just to get to the next setting. The first 2/3 of the screen are advertisements for programs and services I do not want and so I have to scroll down to see a snapshot of my accounts and do what I actually opened the app to do. I was auto-enrolled in their stupid ID theft protection services which is just a scam to sell my data to third party services. You have to opt out of it rather than the other way around. There are constant pop-up ads while I am in the middle of doing important, secure banking that are confusing, make it easy for errors to occur, and make it seem like this is a scammy app or game app. I went into a physical locations and contacted the bank directly several times and was told completely inaccurate information by the representatives. Clearly they do not know or have not been trained accordingly. There is barely any information with instructions or to make the transition easier, especially for people who are not tech savvy. The booklet that I was given had overly complicated and difficult instructions and the information ended up not being correct anyway. I hate using this app and online banking. It is so frustrating and I am going to take my money to a different bank as a result. This app and bank are going to take advantage of and harm unknowing and vulnerable people. I feel so badly about that. Good luck and stay vigilant!

### 1/5 — Outdated Feeling

*2025-12-14, version 18.0.5908*

The app is clunky to navigate. Many options are buried under other menus and it is hard to look at attached card details.

### 1/5 — Awful experience

*2023-08-12*

This app is full of bugs. At one point it asked me if I wanted to set up my C&N credit card account through it so I can monitor that via the app as well, then after weeks of it still saying processing I began the arduous process of trying to find a single human at the company who knew what was going on. Eventually I spoke to a woman who said, “oh yeah that feature isn’t available.”  What?!  Then why did it let me go through the whole process in the app??  Dumb. Dumb. Dumb.

### 1/5 — C&N app

*2021-09-01*

It is probably the worst app I ever used. For example: when I tried to send money to a friend, it said an error occurred try later. I tried 4 times with the same results. Alter calling on Friday you said I exceeded the daily limit. Over the weekend I tried again with the same results. On Monday I called again and found out I was using an expired card number. It would have been nice if I was told the real problem and not to try again later.

### 2/5 — Leah

*2026-06-23, version 19.0.260200*

No Zelle

### 2/5 — not great

*2024-07-11, version 17.0.5904*

not intuitive, poor user experience overall - only thing worse is customer service in person

### 2/5 — Worked Great at First - But

*2021-06-06, version 14.0.5702*

I use the app for about 4 to 6 months. I was so confident in it that I stopped verifying that the deposits had processed. Bad mistake 
I noticed there was a month without check deposits. I went to branch to deposit 5 missing checks. 
No response to 3 day old query to Customer Service

## Most praised reviews (10 highest-rated)

### 5/5 — CN bank app

*2026-07-01, version 19.0.260200*

I really like the APP, that could be better is having Zelle available

### 5/5 — The App Works Great!

*2026-06-23, version 19.0.260200*

The app is easy, very logical.

### 5/5 — everything i need

*2026-06-10, version 19.0.260200*

i can do whatever i need from this app. i very rarely have to physically go to my actual bank. love it!

### 5/5 — C Loper

*2026-06-02, version 19.0.260200*

Easy to use

### 5/5 — Great bank

*2026-06-02, version 19.0.260200*

Wonderful to do business with

### 5/5 — Effortless!

*2026-05-29, version 19.0.260200*

Try it! You’ll be glad you did. It’s a great way to monitor your accounts.

### 5/5 — App

*2026-05-28, version 19.0.260200*

It’s very convenient!

### 5/5 — too easy!

*2026-05-15, version 19.0.260200*

You need a second securing way to follow the fingerprint. Too easy!

### 5/5 — Convenient banking

*2026-05-14, version 19.0.260200*

Great app easy to use, works perfect everytime. Tk U

### 5/5 — Afogle42

*2025-12-21, version 18.0.5908*

Good so far

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
