# CACL FCU Mobile Banking — user reviews

> 14 indexed App Store user reviews of CACL FCU Mobile Banking by CACL Federal Credit Union, rated 4.90/5 from 999 ratings.

- Source: https://appshunter.io/ios/app/cacl-fcu-mobile-banking/id1411578908/reviews
- App overview in markdown: https://appshunter.io/ios/app/cacl-fcu-mobile-banking/id1411578908.md
- Rating breakdown: 5★ 896 · 4★ 72 · 3★ 26 · 2★ 1 · 1★ 4

## What do users think of CACL FCU Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Fast and reliable
- 👍 Easy to use app
- 🚀 Huge upgrade from previous version

**Cons**

- 🐛 Mobile deposit issues
- 🐛 Login problems
- 🐛 App crashes and performance issues

**Commonly reported bugs**

- Incompatible with iOS 16
- Unable to download app

**Most requested features**

- Apple wallet support
- Improved mobile deposit functionality

## Most critical reviews (10 lowest-rated)

### 1/5 — Mobile Deposit Horrid

*2025-09-26*

Don’t expect to complete a mobile deposit in one attempt, or deposit multiple checks in the same day. From the app not able to recognize payment amounts, to having endorsements cut off the submitted images, the time spent messing around trying to deposit a check would be better spent driving to the bank and depositing it in person. The last update to the mobile app somehow made this feature worse.

### 1/5 — Forget Mobile banking in 2022, we’re going back to paper receipts.

*2022-09-25*

Aside from this “new and improved version” always giving an error message when I try to log in everything else seems to be fine. 
Take that as you will because I can never log in regardless if it’s wifi or cell service.

### 1/5 — Doesn’t work with IOS 16!!

*2022-09-13*

The app has stopped working. It says download the updated app but there isn’t one!

### 1/5 — Won’t download

*2020-11-06*

I can’t download it to my phone

### 1/5 — Non user friendly.

*2020-11-01*

I don’t understand why they can’t just leave the app alone. They’ve updated it again and it says I have to enroll even though I already have an account with them.

### 1/5 — Unusable since update

*2020-08-18*

Unable to log in since most recent update. Total garbage.  If I hadn’t been with this bank since the early 90’s I would just go elsewhere. You really need to move your technology into this century.

### 1/5 — Despicable Performance and Optimizations!

*2020-08-10*

The app is horrible. Performance wise it crashes and I find it rare now to do as much as log in and check my balances. The aesthetics of the app are stuck in 2008 as well as the optimizations. I will be switching banks soon. It is 2020 we are a society on the advent of technological breakthroughs and one of the biggest banks in schuylkill county is having a tough time catching up. A simple makeover to the app would not cost a lot, especially to a federally backed bank. Luckily I’m a teenager who only relies on the app for petty expenses. I couldn’t imagine being an adult with things such as mortgages, utilities, car payments, and kids relying on the app to balance my books. It’s just a shame and you are greatly failing your customers. 

P.S 
I would give it 0 stars but Apple doesn’t allow for it.

### 1/5 — Doesn’t load half the time

*2020-08-05*

Most of the time I open the app I can’t even check my balance because it just keeps loading after I login

### 4/5 — Apple wallet support please!

*2021-01-27*

Please add support for Apple wallet. Otherwise I am happy with the app.

### 5/5 — Best bank

*2026-02-23*

Super easy and 100% reliable they got my back

## Most praised reviews (4 highest-rated)

### 5/5 — Ease of banking!

*2024-03-08*

Everything I do is usually through your app.  It is so ease.

### 5/5 — Fixed

*2022-09-15*

New app looks and functions nice. Huge upgrade 👌

### 5/5 — Fantastic!

*2020-11-06*

This app is so much better than the old one. Love the upgrade!!!

### 5/5 — Great App

*2020-11-05*

Update is amazing, user friendly and easy to use.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*