# Cadence — AI Morning Briefing — Budget, bills & bank balances

> Budget, bills & bank balances (iPhone/iPad app by Wolf Technologies Ltd.)

- Source: https://appshunter.io/ios/app/cadence-ai-morning-briefing/id6790468217 (this page in markdown: same URL + `.md`)
- Developer: [Wolf Technologies Ltd](https://appshunter.io/developer/1893245521)
- Category: Productivity, Health & Fitness
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 10 MB
- Languages: American English
- Released: 2026-07-31
- Data updated: 2026-08-16
- User reviews in markdown: https://appshunter.io/ios/app/cadence-ai-morning-briefing/id6790468217/reviews.md

## What is Cadence?

Cadence is the AI assistant that knows your money.

Connect your UK bank with secure open banking and Cadence composes a personal spoken check-in — morning, midday or evening — from three feeds:

• YOUR MONEY — Cadence watches your balances and spots recurring payments. It warns you before subscriptions and bills land, tells you what's leaving your account this week, and flags when a bank connection needs renewing. Read-only: balances and transactions, never your credentials.

• YOUR CALENDAR — every account already on your iPhone, plus Google Calendar. Cadence names the meetings that matter and tells you when your day is packed.

• YOUR HEALTH — daily summaries from Apple Health. How you slept, how your week is trending, whether to train or rest today — and one realistic nudge that actually fits your schedule.

Then it gets to the point: one justified priority for your day.

ASK CADENCE ANYTHING
The chat assistant sees the same three feeds — and you can talk to it. "What bills are due before Friday?" "Can I afford this month's trip?" "How did I sleep this week?" Cadence answers from your real data, out loud if you want, and remembers what matters to you. You can see, correct, or delete everything it knows in Settings.

PRIVATE BY DESIGN
• Raw Apple Health records never leave your phone — only daily totals sync.
• Bank connections use FCA-regulated open banking (Token.io). Cadence never sees your bank credentials, and consent expires automatically.
• No ads, no data selling. AI runs in EU data centres.

CADENCE PRO
The AI check-in, chat assistant, voice chat, spoken audio and memory require a Cadence Pro subscription (monthly or yearly, with a 7-day free trial). Fair-use daily limits apply and are shown in the app. Health, calendar and money dashboards are free.

Cadence is a planning aid, not medical or financial advice.

Terms of Use (EULA): https://cadence.wolftechnologies.co.uk/terms.html
Privacy Policy: https://cadence.wolftechnologies.co.uk/privacy.html


## Version history (last 2 releases)

### 1.0.1 — 2026-08-08

• Connecting your bank now returns you to the app automatically once you've authorised
• Your briefing is now the Check-In — aware of the time of day, with activity and rest recommendations for today and tomorrow
• Voice chat (Pro): talk to Cadence out loud and hear its replies
• Health trends now load your last 30 days of Apple Health history
• Your iPhone calendar events now show on the Today screen
• Fixes and copy improvements

### 1.0 — 2026-07-31

No release notes.

## More apps by Wolf Technologies Ltd

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- [Wealth Tracker - Net Worth](https://appshunter.io/ios/app/wealth-tracker-net-worth/id6762224502)
- [Streaks - Daily Habits](https://appshunter.io/ios/app/streaks-daily-habits/id6762260770)
- [Ember - Fasting Tracker](https://appshunter.io/ios/app/ember-fasting-tracker/id6762378209)
- [Recall - Smart Flashcards](https://appshunter.io/ios/app/recall-smart-flashcards/id6762441756)
- [ChessMate - Master Chess](https://appshunter.io/ios/app/chessmate-master-chess/id6762457428)

All apps by Wolf Technologies Ltd: https://appshunter.io/developer/1893245521

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*