# CakeClub: Personal Finance App — Find more cash flow

> Personal finance coach for smarter spending and cash-flow management. (iPhone/iPad app by Servat LLC.)

- Source: https://appshunter.io/ios/app/cakeclub-personal-finance-app/id6736371248 (this page in markdown: same URL + `.md`)
- Developer: [Servat LLC](https://appshunter.io/developer/1771686806)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 12 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 62 MB
- Languages: English
- Released: 2024-11-07
- Data updated: 2026-08-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/cakeclub-personal-finance-app/id6736371248/reviews.md

## What is CakeClub?

Ready to find new sources of cash flow and build smarter habits on your journey to financial freedom? 

CakeClub® is the personal finance app that will help you identify sources of cash to save or spend, maximize credit card rewards, and understand exactly how much you can safely spend. Built on the proven approach of Master Your Cash Flow® by Al Zdenek, CPA, PFS, founder of New York-based Traust Sollus Wealth Management.

For a information on subscription options or managing your subscription, please visit our Privacy Policy and Terms of Service pages:
https://www.cakeclubapp.com/privacy-policy
https://www.cakeclubapp.com/terms-of-use

## Key features

- Cash-flow focused financial planning
- Personalized spending clarity
- No rigid budgeting
- Cashback and reward recommendations
- Pocket finance coach

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 1 Month Free Trial | $9.99 | per month |
| Premium Weekly | $3.99 | per 7 days |
| Premium | $79.99 | per year |
| Premium | $24.99 | per 3 months |
| Premium | $44.99 | per 6 months |


## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/cakeclub-personal-finance-app/id6736371248/reviews.md

### 5/5 — Smart app

*2026-02-13*

It finds me the money I didn’t know I have.

### 5/5 — Great app

*2025-12-22*

Nicely designed and useful app to manage my finances.

### 5/5 — Finally, a Budgeting App That Gets Me!

*2025-11-09*

Every other money management app made me feel guilty, CakeClub makes me feel empowered. It celebrates progress, gives smart spending tips, and helps me pick the right card for the most cashback. Love it!

### 5/5 — Finally a budgeting app that is easy to work with

*2025-11-05*

As someone just starting out in my career, I’ve tried every budgeting app out there, and CakeClub is the first one that actually feels built for real life. It’s not about restriction, it’s about balance. The Cashback+ tool literally helps me make smarter decisions every day, and I’ve already seen a difference in my savings.

### 5/5 — Awesome

*2025-11-05*

Awesome app. I used to make a spreadsheet to track my spendings. This app can make your life easy.

### 5/5 — Smart, Beautiful, and Super Helpful

*2025-11-05*

I can’t say enough good things about CakeClub. It’s beautifully designed, super easy to use, and surprisingly motivating. The Cashback+ feature blew my mind, it tells me exactly which card to use to maximize rewards.
I’ve tried Mint, YNAB, and a few others, but none of them made me feel this good about managing my money. If you want an empowering money app that helps you spend smarter and save effortlessly, CakeClub is it.

### 5/5 — Finally, a Budgeting App That Gets Me!

*2025-11-05*

Every other money management app made me feel guilty, CakeClub makes me feel empowered. It celebrates progress, gives smart spending tips, and helps me pick the right card for the most cashback. Love it!

### 5/5 — The Life of a CakeClub User

*2025-10-07*

CakeClub is a lifestyle upgrade. It helps me track income, expenses, and understand my cash flow in a way that feels approachable and easy. 
The Cashback+ rewards system is my favorite part. It helps me choose the best card for each purchase so I know I’m earning the most money back. If you want a finance app that’s smart, positive, and actually works, download CakeClub now. Your future self will thank you.

### 5/5 — Smart, Beautiful, and Super Helpful

*2025-10-07, version 1.0.23*

I can’t say enough good things about CakeClub. It’s beautifully designed, super easy to use, and surprisingly motivating. The Cashback+ feature blew my mind, it tells me exactly which card to use to maximize rewards.
I’ve tried Mint, YNAB, and a few others, but none of them made me feel this good about managing my money. If you want an empowering money app that helps you spend smarter and save effortlessly, CakeClub is it.

### 5/5 — Finally, a Budgeting App That Reduces Stress

*2025-03-14*

Most budgeting apps make you feel guilty about every expense—CakeClub does the opposite. It’s designed to help you maximize what you can control without stressing over fixed costs like rent or bills.

The Cashback+ feature is genius—it tells you which credit card to use to earn the most rewards and cashback, so you’re saving money without even trying. The app is intuitive, flexible, and actually helpful, giving you real-time insights without the usual budgeting headaches.

If you want a stress-free way to spend smarter and save more, CakeClub™ is the way to go. Highly recommend!

## Frequently asked questions about CakeClub

### What is CakeClub's core approach to managing money?

CakeClub uses a cash-flow-first approach, grounded in the proven method of Master Your Cash Flow®. This focuses on understanding where your money is going without rigid budgeting.

### How does CakeClub help users earn more?

CakeClub provides recommendations for earning more from your shopping through cashback and reward programs, helping you maximize your returns on everyday purchases.

### What are the subscription options for CakeClub?

CakeClub offers various subscription plans including Premium Weekly at $3.99/P7D, a 1 Month Free Trial at $9.99/P1M, Premium options for 3 months ($24.99/P3M), 6 months ($44.99/P6M), and 1 year ($79.99/P1Y).

### Is CakeClub available on multiple devices?

Based on the provided data, CakeClub is currently supported on iPhone devices.

### What is the age rating for CakeClub?

CakeClub has an age rating of 4+, making it suitable for a wide range of users.

### How often is CakeClub updated?

The latest version is 1.0.33, and the app was last updated on February 14, 2026, indicating recent development activity.

### What is the user sentiment for CakeClub?

CakeClub has received excellent user feedback, holding a perfect 5.0-star rating from 11 reviews.

### Where can I find information on CakeClub's subscription management?

For information on subscription options or managing your subscription, please visit CakeClub's Privacy Policy and Terms of Service pages, available at https://www.cakeclubapp.com/privacy-policy and https://www.cakeclubapp.com/terms-of-use.

## Version history (last 5 releases)

### 2.0.3 — 2026-08-13

Bug fixes and feature improvements!

### 2.0.2 — 2026-07-30

Bug fixes and feature improvements!

### 2.0.1 — 2026-07-17

Bug fixes and improvements.

### 2.0.0 — 2026-07-15

Completely re-imagined and improved in every way!

### 1.0.34 — 2026-05-02

New App Icon

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
