# CalBank App — CalBank > Secure online payment gateway for individuals and businesses with banking services. (iPhone/iPad app by Cal Bank Ltd. (Head Office).) - Source: https://appshunter.io/ios/app/calbank-app/id1503346047 (this page in markdown: same URL + `.md`) - Developer: [Cal Bank Ltd. (Head Office)](https://appshunter.io/developer/1070505823) - Category: Finance - Price: Free - Rating: 3.38/5 from 162 App Store ratings · 46 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 67 MB - Languages: English - Released: 2020-03-27 - Data updated: 2026-08-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/calbank-app/id1503346047/reviews.md ## What is CalBank App? CalBank App/CalPay is a secured online payment gateway that will enable individuals and corporate clients such as Hotels, Airlines, Educational Institutions & Professional Bodies, Online Retail Outlets, Churches, Insurance companies, etc. to make or accept payments online from the comfort of their homes or offices using a Visa, MasterCard, gh-link card or a mobile wallet.This simplified, trendy and user friendly application, provides a convenient way for all customers to easily access CalBank and any other services on the go. It is a free business application available to everyone. KEY FEATURES: 1. CalBank Intra Account Transfers 2. CalBank Inter Account Transfers 3. Inter Bank Transfers (ACH) 4. Instant Transfer (GIP) 5. CalBank Account transfer to own MTN Wallet(PULL) 6. CalBank Account transfer to any MTN Wallet(PULL) 7. MTN Wallet To CalBank Account(PUSH) 8. Instant Bank Mini Statement 9. Buy Airtime (MTN, AIRTEL, TIGO, VODAFONE, GLO, EXPRESSO) 10. Pay Bills (DSTV, DSTV BOX OFFICE, GOTV, TV LICENCE, GHANA WATER, ECG GHANA) 11. Buy Internet Data (SURFLINE, SURFLINE PLUS, BUSY4G, VODAFONE BROADBAND) 12. Pay School Fees 13. Pay Any Merchant 14. Scan and Pay With MVISA QR Code 15. Scan and Pay with CalPay QR Code 16. Open Instant CalBank account (CalPay Snap Account) 17. Instant Free E-Alert subscription on any CalBank Account 18. Instant E-statement subscription on any CalBank Account 19. Instant Cheque Book Request 18. Instant Stop Cheque Request 19. Access to virtual shops . Browse our e-shops on our app or web, make orders, pay and get services delivered. 21. Support and Enquiry 21.Contact Center (Toll Free) 22.FAQs 23.ATM Locator 24. Branch Locator 25. POS Locator 26 Agency Banking Locator 27. Real-time transaction history 28.Dashboard for easy navigation 29.Link any VISA OR MASTERCARD, MTN mobile money number and CalBank accounts 30.Instant CalPay E-wallet (Topup from Visa, Mastercard, mtn mobile money) for easy transaction 31. Support for offline based transactions with your CalPay Wallet 32.Link CalBank foreign currency accounts USD, EUR and GDP 33.Auto login configuration under login settings (Enable /Disable) 34.MTN momo to any CalBank account funds transfer 35.CalPay Wallet to another CalPay wallet funds transfer 36.Block / UnBlock Card 37.Amend Card limit 38. Real-time CalBank account balance 39. View Last 10 real-time current transactions 40. Full Open Payments ## Key features - Online payment gateway - Account transfers (intra, inter, inter-bank) - Bill and data payments - Airtime top-up - QR code payments - Account opening and management - Transaction history and statements ## What do users think of CalBank App? Overall sentiment: negative **Pros** - 👍 Reliable and available - 👍 Makes transactions easier - 👍 Great app, very fluid - 👍 Amazing and reliable **Cons** - 🐛 App crashes frequently - 🐛 OTP issues and delays - 🐛 Slow app performance - 🐛 UI/UX issues after updates - 🐛 Transaction failures and missing money - 🐛 System maintenance disruptions - 🐛 Login and authentication problems - 🐛 Unable to access money - 🐛 Security concerns with PIN resets - 🐛 Inconsistent minimum balance policies - 🐛 Poor customer service response **Commonly reported bugs** - App crashes on launch - App crashes after iOS updates - OTP not received or delayed - Transactions go missing - Authentication failures during login - Stuck on success animation page after transfer - Back button unreachable on success page - Receipt not loading - Cannot add MOMO number - Maximum MOMO account exceeded error - Cannot withdraw deposited funds - Cannot process requests to add account again - Cannot select investment tenor - App not launching or closing immediately - Login attempts reset PIN repeatedly **Most requested features** - Allow weekend transactions - Enable Airtime purchase via App - Add description/reference for Momo to account transactions - Incorporate Face ID or fingerprint lock - Allow OTP via email as a backup - Improve UI/UX, especially after updates - Fix issues with adding MOMO accounts - Allow investment top-ups and tenure selection - Fix issues with generating statements ## Recent user reviews (10 of 46) All indexed reviews: https://appshunter.io/ios/app/calbank-app/id1503346047/reviews.md ### 3/5 — PIN code exposed *2026-05-09, version 4.7.4* Work on the PIN code it’s exposed during typing we don’t need people to see what we are typing it’s terrible do something about it ### 1/5 — Dissatisfied with your services. *2025-11-01, version 4.4.1* I love your services but why can’t we make transactions on the weekends? And why can’t we buy Airtime using the App? More often than I’d like, I will transfer money from my mobile money to my Cal Bank account and the money will up 24or 48hours to show which is very frustrating and I can’t seem to understand why we can’t transfer money from the Cal Bank app to a TELECEL Number! Why why why? Don’t you innovate? Now my money is being held by Cal Bank since yesternight I wonder if I should simply stop using Cal bank because you’re making my life miserable ### 1/5 — Stay away from this App *2025-07-27, version 4.4.1* This is the most useless app ever. Hasn’t been updated over 5years. Complicated and full of bugs, OTP doesn’t work. Transactions go missing. I really wish it gets banned. ### 1/5 — System Maintenance *2025-05-21, version 4.4.1* Everyday system maintenance…..What kind of bank is this. So that means when you are seriously in need of money for a sick relative and there is a system maintenance then he or she is gonna die…. ### 1/5 — Unable to Access my money *2025-04-29, version 4.4.1* Please what’s going with the bank should we be worried? ### 5/5 — Amazing Cal *2024-11-12, version 4.4.1* It’s nice and reliable always ### 1/5 — I LIKE THE OLD ONE BETTER *2024-09-26, version 4.4.1* This new update I got is not really helpful. It is slower than the previous version and the UI is not soo good. After successfully transferring funds, it takes me to a success animation page and I get stuck there. It appears the back button closer to the receipt button is below the phone screen and can’t be reached. Unless is close the app and restart. The receipt does not even load when I try to click it. That is if am lucky it appears on the screen. Also a very important feature was taken away. The previous one was able to send OTP both on the number via SMS and email , incase the SMS is facing network problems. Now it only send the OTP via SMS. When I am having telecommunication network problems, I am not able to receive the OTP via the SMS whereas the second option (email) has now been taken off, giving me no choice but to walk to the ATM.The app is also slower than the previous. Please attend to this problem. Thank you ### 1/5 — OTP issues *2024-09-14, version 4.4.1* This app has failed me multiple times and got me extremely frustrated after failing to send OTP codes to my phone. I reached out to them but no one even responded ### 5/5 — Reliable! *2024-09-09, version 4.4.1* The app is available anytime I need it and works well. I love the recent update. ### 1/5 — Slow CalBank online app *2024-09-06, version 4.4.1* Debited my own money from my Momo account to my Calbank account has make me scam. ## Frequently asked questions about CalBank App ### What can I do with the CalBank App? The CalBank App allows you to make and accept online payments using Visa, MasterCard, gh-link cards, or mobile wallets. You can perform intra and inter-account transfers, pay bills, buy airtime and data, pay merchants, and even open an instant bank account. It also provides access to banking services like mini statements, cheque book requests, and ATM/branch locators. ### Is the CalBank App free to use? Yes, the CalBank App is a free business application available to everyone. There are no charges mentioned for downloading or using the core functionalities of the app. ### What payment methods are supported by the CalBank App? The app supports payments through Visa, MasterCard, gh-link cards, and mobile wallets such as MTN Mobile Money. You can also link your foreign currency accounts (USD, EUR, GBP) and use your CalPay E-wallet for transactions. ### Can I use the CalBank App for international transactions? The description mentions 'Inter Bank Transfers (ACH)' and the ability to link foreign currency accounts, suggesting capabilities for international transactions. However, specific details on international transfer limits or supported countries are not provided. ### How does the CalPay Snap Account work? The CalPay Snap Account allows you to open an instant CalBank account directly through the app. This feature simplifies the account opening process, enabling you to quickly access banking services and manage your finances. ## Version history (last 5 releases) ### 4.7.10 — 2026-06-03 Bug fixes and UI enhancement. ### 4.7.4 — 2026-02-23 UI Enhancements and others ### 4.4.1 — 2024-08-27 UI Enhancements and others ### 4.4.0 — 2024-08-26 1. Security Enhancements 2. UI update Fixes 3.GhanaPay (Linkage and Transfers) 4.PAPSS - Transfer or pay invoices to other merchant and individual in other African countries 5.ECG Payments 6.Debit Card management 7.Enhanced Transaction Receipt & Receipt Sharing 8.Logo Fixes for Telecel 9. And many more features ### 4.3.1 — 2023-04-15 1. Loyalty Service 2. Agent Banking Services 3. Enhanced instant account opening with unlimited initial deposit amount. 4.Instant Ghana card verification 5. Cardless Service fixes 6. Expansion of our payment options on app (Pay with your Loyalty wallet, Zeepay wallet) 7. E-market within the app 8. Prepaid Card functionality fixes 9. Enhanced Auto Login (Auto Login + PIN) 10. Vodafone Services 11. Zeepay Services 12. Zeepay Remittance 13.General app transaction processing speed ## Apps similar to CalBank App | App | Rating | Price | Category | | --- | --- | --- | --- | | [FirstBank Ghana Mobile App](https://appshunter.io/ios/app/firstbank-ghana-mobile-app/id1558479443) | 2.8 (45) | Free | Finance | | [expressPay](https://appshunter.io/ios/app/expresspay/id755749885) | 4.1 (114) | Free | Finance | | [CBG Mobile App](https://appshunter.io/ios/app/cbg-mobile-app/id6463127251) | 3.1 (26) | Free | Finance | | [MoMo App](https://appshunter.io/ios/app/momo-app/id6532622230) | 3.5 (1,211) | Free | Finance | | [GhanaPay Customer](https://appshunter.io/ios/app/ghanapay-customer/id1619527051) | 3.2 (74) | Free | Finance | | [Absa Ghana](https://appshunter.io/ios/app/absa-ghana/id1494875850) | 2.9 (80) | Free | Finance | ## Related topics [gnty](https://appshunter.io/ios/topics/gnty) · [calafell app](https://appshunter.io/ios/topics/calafell-app) · [ecobank express](https://appshunter.io/ios/topics/ecobank-express) · [gtbank ghana](https://appshunter.io/ios/topics/gtbank-ghana) · [gcb mobile banking app](https://appshunter.io/ios/topics/gcb-mobile-banking-app) · [ecobank ghana](https://appshunter.io/ios/topics/ecobank-ghana) · [gtbank gh](https://appshunter.io/ios/topics/gtbank-gh) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*