# Calculator for Social Security — Maximize retirement benefits > Social Security retirement benefit maximization calculator. (iPhone/iPad app by Tamber Schorey.) - Source: https://appshunter.io/ios/app/calculator-for-social-security/id1450335941 (this page in markdown: same URL + `.md`) - Developer: [Tamber Schorey](https://appshunter.io/developer/1434244996) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 3.70/5 from 3 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 9.0 · 5 MB - Languages: American English - Released: 2019-02-22 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/calculator-for-social-security/id1450335941/reviews.md ## What is Calculator for Social Security? You've worked hard and paid into Social Security your entire life. Now it's time to devise a plan for maximizing your benefits! Calculate how taking Social Security benefits at different ages can affect your monthly and lifetime Social Security benefit Income. Features: No ads! 100% Personal Privacy and Data Privacy The free version allows for calculations that do not include inflation. By upgrading you can calculate using inflation and setting life expectancy. A bit of bragging....this is the only Social Security calculator that correctly applies cost of living adjustments to delayed benefits at the time of publishing. ## Key features - Calculate benefits at different ages - Estimate monthly and lifetime income - Inflation adjustments (paid) - Life expectancy settings (paid) - Cost of living adjustments for delayed benefits - No ads - 100% personal and data privacy ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Inflation and Life Expectancy | $1.99 | one-time | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/calculator-for-social-security/id1450335941/reviews.md ### 4/5 — Cannot set inflation rate from different time points *2022-06-11* For me, the inflation rate set by the user seems to start at a point in time in the past, possibly the FRA point. If a 68 year who has not taken his/her benefits yet, and sets a presumed inflation rate going forward, the table and chart figures are grossly inflated and in error. **Developer response:** Thanks for using the app and your observation / review. You are correct, COLA (inflation) adjustments begin compounding at age 62, otherwise there would be very little incentive for retirees to delay receiving benefits. The calculator uses the unadjusted full retirement primary insurance amount in the calculations. If a person is already past their full retirement age and entering their current PIA into the calculator, the calculations would indeed be off, because the COLA has already been factored into their present PIA and has been factored in since the age of 62. For situations like this, the person would need to enter what their lower unadjusted PIA would have been prior to the adjustments, otherwise as you noted, they will have additional COLA added to their currently defined amount. If you would like to reach out to me directly I'd be happy to share the resources and formulas used to make these calculations if you might find them useful. There truly are a lot of nuances that can affect calculations and I highly recommend using a professional financial advisor in planning for the timing on when to take Social Security Benefits. **Disclaimer** All the information and tips presented here and in the app are for educational and resource purposes only. It is not intended to provide specific or investment advice. The accuracy of this tool is not guaranteed and it is highly recommended that you consult with your advisor regarding your individual situation. ## Frequently asked questions about Calculator for Social Security ### What is the short name for Calculator for Social Security? The short name for Calculator for Social Security is Calculator for Social Security. ### How does Calculator for Social Security handle ads? Calculator for Social Security does not contain advertisements. The app is ad-free, ensuring an uninterrupted user experience. ### What are the privacy features of Calculator for Social Security? Calculator for Social Security prioritizes user privacy with 100% personal and data privacy. It ensures that your financial information remains secure and confidential. ### What calculations are available in the free version of Calculator for Social Security? The free version of Calculator for Social Security allows for basic calculations of Social Security benefits at different ages. These calculations do not include inflation adjustments. ### What features are unlocked by upgrading Calculator for Social Security? Upgrading Calculator for Social Security unlocks advanced features such as calculating benefits with inflation and setting life expectancy. It also includes the unique application of cost of living adjustments to delayed benefits. ### What is the user rating for Calculator for Social Security? Calculator for Social Security has a rating of 3.7 stars based on 3 user ratings. This indicates a generally positive but mixed user reception. ### On which devices can I use Calculator for Social Security? Calculator for Social Security is available for iPhone, iPad, and iPod. It is designed for use on Apple mobile devices. ### How often is Calculator for Social Security updated? Calculator for Social Security was last updated on February 22, 2019, with version 1.0.4. The app has not received updates since its initial release date of February 22, 2019. ## Version history (last 1 release) ### 1.0.4 — 2019-02-22 No release notes. ## Apps similar to Calculator for Social Security | App | Rating | Price | Category | | --- | --- | --- | --- | | [Retirement Estimator](https://appshunter.io/ios/app/retirement-estimator/id1448396456) | 4.4 (10) | Free | Finance | | [Social Security Optimizer:Boss](https://appshunter.io/ios/app/social-security-optimizerboss/id1301593017) | 4.3 (1,443) | Free | Finance | | [Retirement Calculator, Planner](https://appshunter.io/ios/app/retirement-calculator-planner/id1500376213) | 4.4 (307) | Free | Finance | | [SSI Benefits - SSA Info 2026](https://appshunter.io/ios/app/ssi-benefits-ssa-info-2026/id6741769216) | 4.2 (5) | Free | Finance | | [When Can I Retire](https://appshunter.io/ios/app/when-can-i-retire/id1375094561) | 3.6 (60) | Free | Finance | | [Retirement Income Calc](https://appshunter.io/ios/app/retirement-income-calc/id6461267560) | — | Free | Finance | ## More apps by Tamber Schorey - [Squad Timing Track and Field](https://appshunter.io/ios/app/squad-timing-track-and-field/id1434244997) - [Player Timing](https://appshunter.io/ios/app/player-timing/id1440440391) - [Splat Math](https://appshunter.io/ios/app/splat-math/id1446197635) - [Best Typing Lessons and Test](https://appshunter.io/ios/app/best-typing-lessons-and-test/id1457516372) - [Type the Bible](https://appshunter.io/ios/app/type-the-bible/id1474720425) All apps by Tamber Schorey: https://appshunter.io/developer/1434244996 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*