# CalFi: Loan, EMI & Savings — Smart Loan & Savings Calc

> Smart Loan & Savings Calc (iPhone/iPad app by Tran Kim Kien.)

- Source: https://appshunter.io/ios/app/calfi-loan-emi-and-savings/id6772953611 (this page in markdown: same URL + `.md`)
- Developer: [Tran Kim Kien](https://appshunter.io/developer/6772953613)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 16.6 · 42 MB
- Languages: American English, French (France), German (Germany), Hindi, Indonesian, Chinese (Simplified, China), European Spanish
- Released: 2026-05-28
- Data updated: 2026-07-07
- User reviews in markdown: https://appshunter.io/ios/app/calfi-loan-emi-and-savings/id6772953611/reviews.md

## What is CalFi?

CalFi turns confusing money math into clear answers. Whether you're taking a loan, buying a home, or growing your savings, you see exactly what it costs - and what it earns - with live results as you type.

1. Key features

- Loan & EMI: Enter amount, rate and term to get your monthly payment, total interest and a full amortization schedule.
- Compound interest: See how an initial amount plus monthly contributions grows over time, with daily, monthly, quarterly or yearly compounding.
- Mortgage: Real home-loan numbers including down payment, property tax and insurance - your true PITI monthly payment.
- Savings goal: Set a target and a deadline, and CalFi tells you exactly how much to save each month to get there.

2. Why CalFi

- Live results - numbers update instantly as you type.
- Compare scenarios - put two options side by side and see the savings.
- Visual breakdowns - charts for principal vs interest over time.
- Key insights - a plain-language summary of what your numbers mean.
- Full amortization schedules - year-by-year detail.
- Clean, fast, distraction-free design.
- Works offline - your data stays on your device.

3. Built for everyone

No accounts, no spreadsheets, no finance degree needed. Just clear answers you can act on - whether you're comparing loan offers, planning a home purchase, or building a savings habit.

Download CalFi and make every financial decision with confidence.


## Version history (last 2 releases)

### 1.1 — 2026-06-15

Bug fixes and performance improvements.

### 1.0 — 2026-05-28

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*