# Calk NZ — NZ Tax & Finance Calculators

> NZ Tax & Finance Calculators (iPhone/iPad app by Konstantin Iakovlev.)

- Source: https://appshunter.io/ios/app/calk-nz/id6774464665 (this page in markdown: same URL + `.md`)
- Developer: [Konstantin Iakovlev](https://appshunter.io/developer/1896744607)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 144 MB
- Languages: English
- Released: 2026-06-04
- Data updated: 2026-09-07
- User reviews in markdown: https://appshunter.io/ios/app/calk-nz/id6774464665/reviews.md

## What is Calk NZ?

Calk NZ is a collection of 146 calculators built for New Zealanders. Every result is based on current IRD rates and New Zealand rules for the 2026-27 financial year.

No sign-up. All calculations run on your device — your financial data never leaves it. Supported by unobtrusive ads.

TAX & PAY
• Income tax and PAYE with all five brackets and the ACC earner's levy
• Take-home pay, secondary tax, bonus tax, schedular payments (IR330C)
• GST, provisional tax, trust tax (39% trustee rate), FIF and crypto tax

FAMILY & BENEFITS
• Working for Families, FamilyBoost (40% childcare rebate), Best Start
• Child support (IRD 8-step formula), paid parental leave, NZ Super

HOME & MONEY
• Mortgage repayments, refix strategy, offset accounts, lump-sum savings
• KiwiSaver projections with the 2026 3.5% default rate
• Term deposits with RWT, net worth, budgeting, power plans

…and 100+ more: car costs, WoF & rego, insurance, farming, building, immigration.

EVERY CALCULATOR SHOWS ITS WORKING
Step-by-step formulas, current-year rates with sources, and worked examples — verified against Inland Revenue (IRD), ACC, Employment NZ / MBIE, RBNZ, Work and Income (MSD), NZTA Waka Kotahi, Stats NZ, Kāinga Ora, NZ Customs, BRANZ and Beef + Lamb New Zealand publications. Each page carries a "last reviewed" date.

IN ENGLISH AND TE REO MĀORI
The only NZ calculator collection fully available in both languages.

NEW IN 1.2.0
• Watch a short ad to pause all ads for 6 hours
• Six in-depth farming guides and new rural calculators
• Favourites and recently used calculators on the home screen

Rates update automatically — no app update needed when IRD figures change.

Disclaimer: Calk NZ provides general information, not financial advice. For decisions that affect your tax position, consult a qualified professional.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |



## Version history (last 5 releases)

### 1.2.0 — 2026-08-26

• New: watch a short ad to pause all ads for 6 hours — find it under Remove Ads in the menu
• Six in-depth farming guides: stock units, stocking rate, winter grazing, the nitrogen cap, dairy payout and carbon forestry
• New calculators across farming, forestry, citizenship and building
• 2026–27 government rates refreshed across all calculators

### 1.0.4 — 2026-08-06

This update fixes an issue where the ad-free upgrade was not applied immediately after purchase, and improves overall stability.

### 1.0.3 — 2026-07-14

• New: Remove Ads — a one-time purchase that removes all ads forever. Restore Purchase supported.
• Current child support, Warrant of Fitness frequency and contractor withholding figures.
• Bug fixes and improvements.

### 1.0.2 — 2026-07-04

• Favourites — star any calculator and find it on the home screen
• Recently used calculators on the home screen
• calk.nz links now open directly in the app
• Smaller and faster over-the-air updates
• Current 1 July 2026 vehicle licensing and ACC motorcycle levy rates

### 1.0.1 — 2026-06-16

Updated rates and data; performance improvements.

## More apps by Konstantin Iakovlev

- [Calk.kg](https://appshunter.io/ios/app/calkkg/id6771220038)
- [Calks.UK – UK Calculators](https://appshunter.io/ios/app/calksuk-uk-calculators/id6776149190)
- [Calk-AU: Aussie Calculators](https://appshunter.io/ios/app/calk-au-aussie-calculators/id6776521018)
- [Calk24 – Rechner & Steuer](https://appshunter.io/ios/app/calk24-rechner-and-steuer/id6778639049)
- [Calk USA](https://appshunter.io/ios/app/calk-usa/id6778818228)

All apps by Konstantin Iakovlev: https://appshunter.io/developer/1896744607

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*