# Caltrix UAE — Finance, Tax & Property Tools > Finance, Tax & Property Tools (iPhone/iPad app by Samjith Parammalambadi.) - Source: https://appshunter.io/ios/app/caltrix-uae/id6764822067 (this page in markdown: same URL + `.md`) - Developer: [Samjith Parammalambadi](https://appshunter.io/developer/1895925566) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.0 · 23 MB - Languages: American English - Released: 2026-05-05 - Data updated: 2026-07-21 - User reviews in markdown: https://appshunter.io/ios/app/caltrix-uae/id6764822067/reviews.md ## What is Caltrix UAE? Caltrix UAE is the smartest financial companion for anyone living, working, investing, or running a business in the United Arab Emirates. Every calculator, every rate, every formula, and every workflow is designed specifically for how money works in the UAE. FINANCE SUITE Your personal AED finance dashboard. Track income, expenses, collections, subscriptions, and payments — all in one place. Scan receipts, manage recurring entries, organize category budgets, monitor savings, and export clean CSV reports. Built for freelancers, business owners, professionals, families, and residents who want complete visibility over their finances. CIRCLE — SHARED FINANCIAL GOALS Achieve financial goals together with partners, friends, or family members. Create shared savings goals, track contributions, monitor progress together, and stay aligned on milestones that matter. SMART DECISIONS Go beyond calculations. Caltrix includes guided financial decision flows that help you think through real-life choices — property purchases, renting vs buying, loans, affordability, and investments — so you walk away with clarity, not just numbers. PLUS & PREMIUM FEATURES Unlock advanced tools, premium workflows, enhanced finance tracking, and powerful productivity features designed for users who want deeper financial control and planning capabilities. 50+ UAE-SPECIFIC CALCULATORS Finance & Banking - Loan & EMI — mortgage, car, and personal loans using UAE banking conventions - UAE VAT — instantly add or remove 5% - Corporate Tax (9%) with Small Business Relief & QFZP support - Gratuity & Final Settlement — UAE Labour Law compliant - Gold & Silver — live AED spot pricing - Zakat — accurate nisab-based calculations Property - DLD Fee & Property ROI - Off-Plan vs Ready Comparison - RERA Calculator - Free Zone vs Mainland Cost Analysis Investment - SIP, Mutual Fund & CAGR Returns - Fixed Deposit, RD & Compound Interest - Risk-Return Portfolio Analysis Everyday Utilities - Currency Converter with live AED exchange rates - Date Calculator, Unit & Length Converters - Cash Note Counter & Percentage Tools - Amount to Words in AED format REMINDERS & ORGANIZATION Never miss visa renewals, Emirates ID expiry, tenancy contracts, subscriptions, bill payments, or important life events. Set reminders and stay ahead of every deadline. LIVE MARKET DATA Access real-time exchange rates across USD, EUR, GBP, INR, and multiple global currencies, along with live AED gold and silver pricing. BUILT FOR THE UAE AED-first experience. UAE Labour Law gratuity calculations. FTA-compliant VAT workflows. DLD and RERA fee structures. Banking formulas aligned with how UAE banks actually calculate repayments and interest. Caltrix UAE — Where Every Dirham Has Direction. ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Caltrix Unlimited Premium | $4.99 | per month | | Caltrix Premium Annual | $49.99 | per year | | Caltrix Plus Monthly | $2.99 | per month | | Caltrix Plus Annual | $24.99 | per year | ## Version history (last 5 releases) ### 6.0 — 2026-07-13 What’s New in This Version We’re excited to introduce major improvements to make managing your finances even easier. New & Improved * New unified Caltrix Circle experience for managing shared expenses and group finances. * Enhanced Personal Finance Dashboard with clearer insights and smarter summaries. * Improved budgeting, cash flow, and monthly financial reports. * Better bill reminders and upcoming payment tracking. * Improved account, card, loan, receivable, and payable management. * Faster performance and smoother navigation throughout the app. * Enhanced security, reliability, and data consistency. * Numerous bug fixes and stability improvements. Thank you for using Caltrix UAE! We’re continuously improving the app to help you manage your finances with confidence. ### 4.0 — 2026-06-26 What’s New in This Version • New Split Fairly experience for managing shared expenses with friends and groups. • Improved Money Circle and Money Pool workflows. • Faster app launch and significantly improved performance. • Optimized app size with reduced memory usage. • Enhanced navigation and smoother scrolling across the app. • Improved reminders and financial tracking reliability. • Better iPhone safe-area handling and keyboard behavior. • Updated camera and photo permissions for improved compatibility. • Numerous bug fixes, stability improvements, and UI refinements for a smoother experience. ### 2.1 — 2026-06-06 Caltrix UAE 2.1 introduces Split Circle, a new way to track shared expenses and settlements with friends, family and groups. This update also adds a new Circles Hub for Money Circle, Money Pool and Split Circle, improves Finance Suite navigation, enhances safe-area support for modern iPhones, and includes stability and UI refinements. ### 2.0 — 2026-06-02 • New Circle Hub to easily access both Money Circle and Money Pool from one place. • Improved navigation and screen consistency across the app. • Enhanced safe-area support for newer iPhone models and Dynamic Island devices. • Refined layouts across calculators, finance tools and settings screens. • Updated terminology and descriptions for clearer group savings experiences. • Performance improvements, UI polish and bug fixes. ### 1.4 — 2026-05-15 What’s New in 1.4 • Introducing Money Circle for shared goals and group expense tracking • New Smart Decision Engine for rent, loan, and affordability insights • Premium subscriptions with restore purchases support • Faster reports, reminders, and recurring payment tools • Performance improvements and UI refinements across the app ## More apps by Samjith Parammalambadi - [Ventures UAE](https://appshunter.io/ios/app/ventures-uae/id6768918772) All apps by Samjith Parammalambadi: https://appshunter.io/developer/1895925566 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*