# Canadian Mortgage App — Mortgages made easier > Canada's #1 mortgage app for calculations, comparisons, and affordability. (iPhone/iPad app by Bendigi Tech Inc..) - Source: https://appshunter.io/ios/app/canadian-mortgage-app/id509978685 (this page in markdown: same URL + `.md`) - Developer: [Bendigi Tech Inc.](https://appshunter.io/developer/509978688) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.90/5 from 88 App Store ratings · 97 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 124 MB - Languages: American English, French (France), Hindi, Chinese (Simplified, China), European Spanish - Released: 2012-03-20 - Data updated: 2026-08-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/canadian-mortgage-app/id509978685/reviews.md ## What is Canadian Mortgage App? Featured by Apple in "Apps We Love" for six consecutive years and selected by the App Store's Editors as an Essential Finance App, the Canadian Mortgage App has been used over 90 million times and ranks as Canada's #1 mortgage app. The Financial Post calls it "the app everyone loves to talk about when it comes to mortgages," and CBC, Yahoo Finance, OREA, La Presse, CMT, MBN, Toronto Star, Metro, and many other news outlets have given it extensive media coverage. Easily calculate your total home ownership cost, get pre-qualified, do the stress test, compare rates by national and regional lenders and brokers, find out if a refinance is worth the penalty, calculate land transfer taxes and determine your affordability to the penny Here is a summary of some of the features: • Canadian Payment Calculator • All Possible Payment Frequencies • Award-winning Pre-Qualification tool • Powerful Refinance Analyzer • Stress Test Rules • Minimum Down Payment Calculator • Total Monthly Ownership Calculator • Closing Cost Calculator • Affordability Calculator • Maximum Loan Calculator • Extra Payments Calculator • Advanced GDS / TDS Calculator • CMHC Premium Calculator • PST on CMHC • Amortization Schedule and Totals • Load and Save Multiple Scenarios • Scenario Comparison (side by side) • All Provincial & Municipal Land Transfer Fees • ON / TO First-time buyer rebates • ON Non-Resident Speculation Tax • BCs First-timer and newly built rebates • BCs Foreign Buyer Tax • PEIs First-time buyer rebates • Real-time Mortgage Rates • Ability to apply with an expert • Find an Expert • Import / Export Calculations • Generate Summary PDFs • Beautiful graphs and illustrations • English, French, Spanish, Chinese and Hindi • Direct Technical Support Chat • Frequently Asked Questions (FAQ) • Support for Webhooks • Realtors and Mortgage Professionals can now brand CMA to offer clients a unique mobile experience The calculations have also been rigorously tested both mathematically and physically against almost all available mortgage calculators we could find. It's super accurate. It calculates at an extended number of decimal places, avoids floating-point errors and uses specialized rounding as suggested by the European Commission on rounding currency amounts and IEEE 754. The Canadian Mortgage app is free to use and download. ABOUT CMA PRO We offer Real estate and Mortgage Professionals a premium subscription to PRO. CMA PRO offers industry professionals the ability to personalize the Canadian Mortgage App and share their branded app with clients, prospects and partners. The PRO mobile app can be customized with your company logo, profile picture, brand colours, contact information, rates and much more. PRO offers premium analytics and the ability to invite and co-brand with referral partners to increase your business. CMA PRO starts at $23.99/month CAD and up to $249.99 / 3 months, depending on your subscription type Payment will be charged to your iTunes account Your PRO subscription automatically renews monthly or quarterly for the price of the initial package you have selected. Subscription is automatically renewed unless auto-renew is turned off at least 24 hours before the end of the current period. Auto-renewal can be turned off by going to your App Store Account Settings after purchase. Prices are in Canadian dollars, may vary in countries other than Canada, and are subject to change without notice. Terms of use and privacy policy are available here: https://canadianmortgageapp.com/terms If you don't choose to get CMA PRO, you can continue using the Canadian Mortgage App for free forever. We know you will love it. Enjoy! ------------------------------ Thank you for using CMA. If you are an industry professional and have questions or would like to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app, located under the "Settings" tab. • The Bendigi Team • ## Key features - Mortgage Payment Calculator - Pre-Qualification Tool - Refinance Analyzer - Stress Test Rules - Land Transfer Tax Calculator - Real-time Mortgage Rates - Scenario Comparison ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Realtor PRO | $7.99 | per month | | Loan Officer PRO | $23.99 | per month | | CMA PRO Broker | $194.99 | per 3 months | | CMA PRO Realtor | $19.49 | per month | ## What do users think of Canadian Mortgage App? Overall sentiment: positive **Pros** - 👍 Extremely user-friendly and intuitive interface - 🚀 Quick and efficient mortgage calculations - 💼 Excellent tool for real estate professionals - 📊 Comprehensive features and multiple calculation scenarios - 🎯 Accurate and detailed mortgage analysis - 💡 Innovative design with hidden features - 🌍 Canadian market-specific calculations - 📱 Convenient on-the-fly accessibility - 🤝 Great for client presentations and comparisons - ⭐ Highly recommended by brokers and realtors **Cons** - 🔄 Aggressive push for pro account upgrades - 🔐 Requires sign-in for basic functionality - 📵 Excessive pop-ups and notifications - 🧭 Difficult navigation to saved properties - 💰 Expensive premium features - ⚠️ Recent updates reduced usability - 📊 Outdated closing costs and interest rates - 🔍 Unclear explanations for some calculations **Commonly reported bugs** - App crashes on login - Payment summary not displaying calculated amounts - Input fields are overly sensitive and fussy - App crashes after running scenarios - Frequent crashes with recent updates **Most requested features** - Property tax estimation based on mill rates - Investor-focused tools with debt ratio integration - Better explanations and tooltips for calculations - Improved navigation for saved properties - Dark mode option - Offline functionality ## Recent user reviews (10 of 97) All indexed reviews: https://appshunter.io/ios/app/canadian-mortgage-app/id509978685/reviews.md ### 5/5 — Amazing friendly app *2026-07-21, version 18.7.4* Easy to use ### 1/5 — Keeps pushing *2026-03-13, version 18.6.0* It’s difficult to use for myself and my clients as it always keep pushing me to set up a pro account. After I run a scenario it takes me back to the set up. Either make it completely paid or fix the issue ### 5/5 — Renewal mortgage *2026-03-09, version 18.6.0* 5 stars! ### 1/5 — unhappy with update *2026-03-01, version 18.5.0* it was easy to open and use now I can’t quickly do a mortgage calculation with out signing in and all the time wasting rigamaroll ### 5/5 — Love this app *2026-01-05, version 18.4.2* It's awesome, convenient and allows me to get a good handle on affordability for my clients on the fly! ### 5/5 — Love it *2025-12-10, version 18.4.1* I use it everyday as a broker. And it’s super professional to send info to customers. Excellent and a must have! ### 1/5 — Hard to navigate back to my saved Houses *2025-11-10, version 18.2.3* It seems to me very hard to find my saved houses from the Home Screen in the app, can’t find it anymore, just new ones I can setup ### 1/5 — Bad with leads *2025-09-26, version 18.1.2* Unhappy with how leads push through ### 5/5 — Top Notch! *2025-09-09, version 18.1.2* I had such a great experience working with Adam Redpath. He was extremely efficient, professional and pleasant throughout the entire process. He truly made me feel like I was his only client, always taking the time to answer questions and explain everything clearly. His work ethic is nothing short of incredible and I could tell he was committed to making sure I got the best rates possible. I highly recommend him to anyone looking for a dedicated and reliable mortgage agent. -Laura A ### 1/5 — Used to be a good app *2025-09-01, version 18.1.2* Too many pop ups, too many attempts to try a swindle more. The plain old app was far better. ## Frequently asked questions about Canadian Mortgage App ### What does the Canadian Mortgage App do? The Canadian Mortgage App provides a comprehensive suite of tools for Canadians to understand and manage their mortgages. It allows users to calculate total home ownership costs, compare mortgage rates from national and regional lenders, determine affordability, and perform stress tests. ### What are the key features of the app? Key features include a Canadian payment calculator with various frequencies, an award-winning pre-qualification tool, a powerful refinance analyzer, stress test rules, affordability calculators, land transfer tax calculations for all provinces, and real-time mortgage rates. Users can also save and compare multiple scenarios. ### Is the Canadian Mortgage App free to use? Yes, the Canadian Mortgage App is free to download and use for its core features. However, there is a premium subscription called CMA PRO available for real estate and mortgage professionals, offering advanced branding and analytics capabilities. ### What kind of calculations can I perform with this app? You can perform a wide range of calculations, including total home ownership cost, pre-qualification assessments, mortgage stress tests, refinance feasibility, land transfer taxes, affordability limits, maximum loan amounts, extra payment impacts, and CMHC premium calculations. ### Who is the CMA PRO subscription for? The CMA PRO subscription is designed for real estate and mortgage professionals. It allows them to personalize the app with their branding, share it with clients, and access premium analytics. This enables them to offer a unique, branded mobile experience to their prospects and partners. ## Version history (last 5 releases) ### 18.7.4 — 2026-06-16 Hot fix for Compare PRO Renewal Thank you for using CMA. If you are an industry professional and have questions or would like to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app, located under the "Settings" tab. • The Bendigi Team • ### 18.7.0 — 2026-06-12 What's new in 18.7..0 Improved Compare PRO • Create comparison scenarios faster than ever. We've streamlined the process by removing unnecessary steps and automating others to speed up scenario creation. • Renewal comparisons now let you calculate the maturity date by simply entering the months remaining. • We've also made minor enhancements to Mortgage Journey Map indicators, added a new Learn More button to the Analysis screen, and revamped the Share button to capture full-screen screenshots for social media posts. Admin Updates • Tap your app install link at the bottom of the Admin section to view or copy your app install page. • We've reviewed and updated feature access based on user type and subscription level to provide a more relevant experience. • Users completing your Pre-Qual are now required to create an account. Thank you for using CMA. If you are an industry professional and have questions or would like to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app, located under the "Settings" tab. • The Bendigi Team • ### 18.6.0 — 2026-03-09 • Improved Prime Projection in the Refinance Analyzer when working with variable rate scenarios. • Added new ways to connect your app with other platforms. Access the new Connection options in PRO Admin. • Fixed a crash that could occur when opening the Prime Projection screen from Refinance onboarding. Thank you for using CMA. If you are an industry professional and have questions or would like to learn how to leverage PRO for your business, please contact us via the support chat in the app, located under the "Settings" tab. ### 18.5.0 — 2026-02-01 What’s New in 18.5.0 Refinance Analyzer • View Available Equity directly in the Refinance Analyzer when consolidating debt • Cleaner experience for interest-only mortgages with smart field visibility PRO Updates • Model variable-rate refinances using the new Prime Projection Map (PRO) • Compare purchase scenarios with rental income in Compare PRO • Analyze renewals with cashback incentives in Compare PRO • Import and review client-created comparison scenarios • More admin colour theme options • New Desktop Tools in the Web Admin • New CRM and POS lead integrations on Web Admin • Share co-branded Lead Journeys with referral partners Thank you for using CMA. If you are an industry professional and have questions or would like to learn how to leverage PRO for your business, please contact us via the support chat in the app, located under the "Settings" tab. • The Bendigi Team • ### 18.4.2 — 2025-12-19 • Compare PRO renewal fix. Fixed an issue where renewal scenarios showed an incorrect remaining term. You can now model renewal options more accurately and better assess ways to reduce payment shock. • French sharing support When your app is set to French, shared install links now open a French landing page. Recipients can still choose to use the app in any language. Thank you for using CMA If you are an industry professional and have questions or would like to learn how to leverage CMA PRO for your business, please contact us via the support chat in the app, located under the Settings tab. • The Bendigi Team • ## Apps similar to Canadian Mortgage App | App | Rating | Price | Category | | --- | --- | --- | --- | | [Amortization Loan Calculator +](https://appshunter.io/ios/app/amortization-loan-calculator-plus/id1522711172) | 4.7 (104) | Free | Finance | | [Mortgage Calculator- Home Loan](https://appshunter.io/ios/app/mortgage-calculator-home-loan/id1155749575) | 4.6 (412) | Free | Finance | | [Rocket Mortgage](https://appshunter.io/ios/app/rocket-mortgage/id431156417) | 4.9 (178,822) | Free | Finance | | [Loan Calculator - Debt Planner](https://appshunter.io/ios/app/loan-calculator-debt-planner/id1059124601) | 4.6 (22,434) | Free | Finance | | [Mortgage Calculator: Payment](https://appshunter.io/ios/app/mortgage-calculator-payment/id1489668528) | 4.6 (233) | Free | Finance | | [Bee Mortgage Calculator](https://appshunter.io/ios/app/bee-mortgage-calculator/id1527983873) | 4.3 (77) | Free | Finance | ## More apps by Bendigi Tech Inc. - [Bendigi](https://appshunter.io/ios/app/bendigi/id777549107) All apps by Bendigi Tech Inc.: https://appshunter.io/developer/509978688 ## Related topics [canada mortgage broker prep](https://appshunter.io/ios/topics/canada-mortgage-broker-prep) · [brmesh](https://appshunter.io/ios/topics/brmesh) · [canadian made](https://appshunter.io/ios/topics/canadian-made) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*