# Canadian Qualifier Plus 4x — Real Estate Calculator

> Advanced Canadian real estate and mortgage finance calculator for professionals. (iPhone/iPad app by Calculated Industries.)

- Source: https://appshunter.io/ios/app/canadian-qualifier-plus-4x/id572707486 (this page in markdown: same URL + `.md`)
- Developer: [Calculated Industries](https://appshunter.io/developer/370406449)
- Category: Finance, Productivity
- Price: $19.99
- Rating: 5.00/5 from 1 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 16 MB
- Languages: American English
- Released: 2012-11-02
- Data updated: 2026-08-20
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/canadian-qualifier-plus-4x/id572707486/reviews.md

## What is Canadian Qualifier Plus 4x?

Advanced Canadian Residential and Commercial Mortgage Finance Calculator

All the Power and Versatility of the Qualifier Plus 4x-Canadian – on your iPhone

And while perhaps obvious, if you change from an iOS device to a non-iOS device, you WILL need to buy a new license as they are incompatible.

•All the functionality of the Canadian Qualifier Plus 4x
•Easily Toggle between U.S. and Canadian Interest
•Email loan worksheets to your clients from your iPhone 
•No learning curve -- just one powerful, easy-to-use app 
•Full User's Guide built in as well as ability to press and hold a key for specific help

Quickly and accurately solve residential real estate and mortgage questions.  Unique loan qualifying feature helps you gain your client’s confidence and provides a professional approach to the “what-if” of any loan or investment scenario. You can even calculate amortization and loan data and e-mail it directly from the app screen on your phone. 

In addition to both common and advanced real estate finance problems and complete buyer qualifying, it calculates net present value, cash flows and internal rate of return (IRR).  Even use this app for commercial investment calculations, metric-imperial conversions and calculating Canadian mortgage insurance. 

Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers.

Details:

Built-in Solutions
•Toggle between U.S. and Canadian Interest 
•Easy Qualification; Versatile Two-Loan Buyer Qualifying. (i.e. GDSR or TDSR); Actual Ratios 
•Complete Residential Real Estate Finance Solutions; Payments, Terms, Interest Rates, Total Finance Charges, Balloon Payments, Remaining Balances, Appreciation and Depreciation, Bi-Weekly loans, Future Values; Complete Amortization 
•Solve Total Interest, Principal, Remaining Balance and Total Finance Charges 
•Built-in Price and Down Payment Keys 
•Dedicated Tax and Insurance Keys; Property Insurance, Property Tax, Mortgage Insurance (i.e. PMI, MIP) 
•Can be used to enter Heat for "PITH" payments 
•Bi-weekly Solutions 
•Built-in Date Math; Closing and Expiration Dates 
•Triple Zero Key Saves Time and Keystrokes 

Special Functions 
•Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone 
•E-mail loan worksheets to your clients from your iPhone 
•Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes 
•Triple Zero Key saves time and keystrokes 
•Entry Editing Backspace – with a swipe of a finger

TRADEMARKS:
Qualifer Plus® is a registered trademark of Calculated Industries, Inc.

## Key features

- Canadian and U.S. interest toggling
- Residential and commercial mortgage calculations
- Amortization and loan data calculation
- Email loan worksheets to clients
- Built-in user guide and key-specific help
- Net present value, cash flow, and IRR calculation

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/canadian-qualifier-plus-4x/id572707486/reviews.md

### 1/5 — no TVM calculation

*2023-12-29, version 10.2.0*

no recent update or enhancement. Too confusing without constantly referring to its manuals.

### 1/5 — It keeps rounding

*2021-03-03*

It keeps rounding to the hundredth decimal and won’t show on the screen anything past that. It’s driving me insane and I’m about to throw my phone out the window.

### 5/5 — The best Canadian mortgage Calculator

*2016-12-10*

I have been using this calculator for over 15 years and I was thrilled to see it on the iPhone. It is easy to use and very accurate in the Canadian market.

### 5/5 — Extra Ordinary

*2014-02-09*

Just purchased today, the more I am exploring it, the more happy I feel about it, so far couldn't find any deficiency.

## Frequently asked questions about Canadian Qualifier Plus 4x

### What is Canadian Qualifier Plus 4x?

Canadian Qualifier Plus 4x is an advanced finance calculator designed for real estate professionals. It helps users quickly solve complex mortgage and investment scenarios for both residential and commercial properties.

### What types of calculations can Canadian Qualifier Plus 4x perform?

It can calculate mortgage payments, terms, interest rates, total finance charges, amortization schedules, net present value, cash flows, and internal rate of return (IRR). It also handles property taxes, insurance, and bi-weekly loan payments.

### Can I email loan worksheets to clients using Canadian Qualifier Plus 4x?

Yes, the app allows you to email loan worksheets and amortization data directly to your clients from your iPhone, providing a professional and efficient way to share financial information.

### Does Canadian Qualifier Plus 4x support both Canadian and U.S. interest rates?

Yes, the app features an easy toggle function allowing you to switch between U.S. and Canadian interest rate calculations, making it versatile for different markets.

### How does Canadian Qualifier Plus 4x provide help to users?

Canadian Qualifier Plus 4x includes a full user's guide built directly into the app. Additionally, you can press and hold any key to get specific help, definitions, explanations, and keystroke examples.

### What is the price of Canadian Qualifier Plus 4x?

Canadian Qualifier Plus 4x is a paid application, priced at $19.99. This one-time purchase provides access to all its advanced financial calculation features.

### Is Canadian Qualifier Plus 4x available on Android devices?

No, Canadian Qualifier Plus 4x is currently only available for iOS devices (iPhone and iPod). If you switch from an iOS device to a non-iOS device, you will need to purchase a new license.

### How often is Canadian Qualifier Plus 4x updated?

The app was last updated on May 8, 2025, indicating ongoing support and potential for future improvements. The latest version is 10.6.9.

## Version history (last 5 releases)

### 10.6.10 — 2026-07-14

Maintenance updates.

### 10.6.9 — 2025-05-08

Fixed startup crash.

### 10.2.0 — 2020-08-18

Refreshed navigation, new menu, and bug fixes.

### 1.1.0 — 2016-12-09

iOS10 support.

### 1.0.2 — 2013-09-20

iOS 7 updates.

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All apps by Calculated Industries: https://appshunter.io/developer/370406449

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*