# CapEx - Budget & Expense — AI Money Coach & Tracker > AI money coach for expense tracking, savings goals, and financial insights. (iPhone/iPad app by Cross Cloud Partners.) - Source: https://appshunter.io/ios/app/capex-budget-and-expense/id6765536387 (this page in markdown: same URL + `.md`) - Developer: [Cross Cloud Partners](https://appshunter.io/developer/1500854700) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17 · 25 MB - Languages: American English - Released: 2026-05-13 - Data updated: 2026-08-01 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/capex-budget-and-expense/id6765536387/reviews.md ## What is CapEx? CapEx is your personal AI money coach - helping you track spending, hit your savings goals, and get smarter about money, automatically. SOFIA - YOUR AI FINANCIAL ADVISOR Chat with Sofia, your built-in AI advisor. Ask questions, get personalized financial plans, and receive proactive alerts when your spending habits change. Sofia knows your goals and helps you stay on track. EFFORTLESS EXPENSE TRACKING Log expenses in seconds by voice, photo, or manual entry. CapEx automatically categorizes transactions and gives you a clear picture of where your money goes. AUTO BANK SYNC Connect your bank and CapEx syncs transactions automatically. No manual entry required - just instant visibility into your finances. RECEIPT SCANNING Snap a photo of any receipt and CapEx extracts the amount, merchant, and category automatically using AI. VOICE LOGGING Say "I spent $45 at Woolworths" and CapEx logs it instantly. Hands-free expense tracking that fits your life. SMART BILL PREDICTIONS CapEx predicts upcoming bills based on your spending patterns and alerts you before they're due, so you're never caught off guard. GOALS & INSIGHTS Set a financial goal - save for a house, pay off debt, build an emergency fund - and CapEx tracks your progress with beautiful charts and weekly insights. SHARED SAVINGS PODS Create a savings Pod with partner, friends or family, contribute together, and track your shared goal in real time. PREMIUM Unlock unlimited AI advice, bank sync, receipt scanning, voice logging, and advanced goal tracking. ——— CapEx Premium is available as a monthly ($9.99/month) or yearly ($79.99/year) auto-renewing subscription. Saves over 30% annually. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your iPhone Settings > Apple ID > Subscriptions. Privacy Policy: https://capexgrow.win/privacy Terms of Service: https://capexgrow.win/terms ## Key features - AI financial advisor - Automated expense tracking - Bank account syncing - Receipt scanning - Voice logging - Smart bill predictions - Shared savings goals ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | CapEx Pro Monthly | $9.99 | per month | | CapEx Pro Annual | $79.99 | per year | ## Frequently asked questions about CapEx ### What is CapEx? CapEx is an AI-powered personal finance app designed to help users track their spending, set and achieve savings goals, and gain insights into their financial habits. It offers features like automated expense logging, bank syncing, and AI financial advice. ### Does CapEx have ads? No, CapEx does not contain advertisements. The app is free to download and use, with optional premium features available through a subscription. ### How does CapEx track expenses? CapEx offers multiple ways to track expenses, including manual entry, voice logging by speaking your transactions, and by snapping photos of receipts which are then automatically scanned for details. It also syncs automatically with connected bank accounts. ### What are the subscription options for CapEx Premium? CapEx Premium offers two subscription plans: a monthly plan for $9.99/month and an annual plan for $79.99/year, which saves over 30% annually. Both plans include a 7-day free trial. ### How can I cancel my CapEx Premium subscription? You can manage or cancel your subscription by going to your iPhone Settings > Apple ID > Subscriptions. Cancellations must be made at least 24 hours before the end of the current subscription period to avoid renewal. ### What devices is CapEx available on? CapEx is available on iPhone and iPad devices. It is designed to provide a seamless financial management experience across these platforms. ### How often is CapEx updated? The latest version of CapEx is 1.1.1, and it was last updated on June 4, 2026. Updates typically include new features, bug fixes, and performance improvements to enhance user experience. ### Can I share savings goals with others using CapEx? Yes, CapEx allows you to create 'Shared Savings Pods' with partners, friends, or family. You can contribute together towards a common savings goal and track your collective progress in real time. ## Version history (last 4 releases) ### 1.1.1 — 2026-06-04 - Shared Pod contributions now sync across all members' devices - everyone sees the same total and progress in real time - Bank connection (Basiq/Plaid) now auto-detects your country calling code, making phone number entry faster and easier - Pods that exceed their funding goal now correctly show the actual percentage (e.g. 108%) with an Overfunded! celebration ### 1.1.0 — 2026-05-25 Improvement on UI taste and Plaid integration optimization ### 1.0.1 — 2026-05-18 Updated the new app screens ### 1.0 — 2026-05-13 No release notes. ## Apps similar to CapEx | App | Rating | Price | Category | | --- | --- | --- | --- | | [Xverse: Bitcoin Crypto Wallet](https://appshunter.io/ios/app/xverse-bitcoin-crypto-wallet/id1552272513) | 4.7 (1,600) | Free | Finance | | [PivotEdge](https://appshunter.io/ios/app/pivotedge/id6761395138) | — | Free | Finance | | [China Bank Corp](https://appshunter.io/ios/app/china-bank-corp/id1246659354) | 1.0 (1) | Free | Finance | | [Mo Finans](https://appshunter.io/ios/app/mo-finans/id1511459838) | 2.7 (6) | Free | Finance | | [Holdstation Wallet: Crypto, AI](https://appshunter.io/ios/app/holdstation-wallet-crypto-ai/id6444925618) | 4.5 (53) | Free | Finance | | [CBS Personal Mobile App](https://appshunter.io/ios/app/cbs-personal-mobile-app/id1345899975) | 1.4 (11) | Free | Finance | ## More apps by Cross Cloud Partners - [LoyaltyCards.io](https://appshunter.io/ios/app/loyaltycardsio/id1516641860) - [CCP DMS Mobile](https://appshunter.io/ios/app/ccp-dms-mobile/id1597861980) - [Match Display](https://appshunter.io/ios/app/match-display/id6757843535) - [Pet loss companion - Peekapaw](https://appshunter.io/ios/app/pet-loss-companion-peekapaw/id6759892136) - [Book Care](https://appshunter.io/ios/app/book-care/id6771052273) All apps by Cross Cloud Partners: https://appshunter.io/developer/1500854700 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*