# Capital — Banking for Founders — Raise, hold & spend your funds > All-in-one banking platform for founders to raise, hold, and spend company funds. (iPhone/iPad app by Party Round Inc.) - Source: https://appshunter.io/ios/app/capital-banking-for-founders/id6443572380 (this page in markdown: same URL + `.md`) - Developer: [Party Round Inc](https://appshunter.io/developer/1587211650) - Category: Finance, Business - Price: Free - Rating: 4.29/5 from 17 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 84 MB - Languages: English - Released: 2022-10-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/capital-banking-for-founders/id6443572380/reviews.md ## What is Capital? Modern companies are built on Capital, where founders can do all of the following on a single platform: - Raise: Start a round, invite investors, and automate everything from open to close. Once privately invited, your investors can sign docs and invest in seconds. - Hold: Stash the funds you’ve raised in a secure account you can run your business from. - Spend: Activate a virtual debit card and spend the funds anywhere Visa is accepted. - Send: Pay contractors and vendors via domestic wires or ACH payments, all for free. Ready to start? Access your Capital account today on iOS and web. — Capital Software & Services Inc. is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The Party Round Inc. Visa® Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. ## Key features - Raise capital by inviting investors - Securely hold raised funds - Spend funds with a virtual Visa debit card - Pay vendors via free domestic wires and ACH - Automate investment processes ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/capital-banking-for-founders/id6443572380/reviews.md ### 1/5 — DOESNT WORK *2024-06-04* Error code 500 no matter which way you try to sign up ### 1/5 — Worst app, No customer service or support! *2023-05-26* This app is crap and feels like a scam. There’s no customer support to resolve any issues that come up with your account and your money. Don’t trust this app! ### 5/5 — Amazing *2022-10-05, version 2.22* An unreal great experience through and through. This product & the team behind it has consistently blown me away. So easy to use, all the right functionality, & best in class design. Plan to be a forever customer. ## Frequently asked questions about Capital ### What banking services does Capital offer founders? Capital allows founders to raise capital, securely hold funds in a business account, and spend money using a virtual debit card. It also facilitates free payments to vendors via domestic wires or ACH. ### How does Capital help founders raise money? The platform enables founders to initiate funding rounds, invite investors, and automate the process from opening to closing. Investors can sign documents and invest quickly. ### Can I use Capital for everyday business expenses? Yes, you can activate a virtual debit card linked to your Capital account to spend funds anywhere Visa is accepted, making it suitable for daily business expenses. ### Is Capital free to use? Capital is offered for free. Banking services are provided by Blue Ridge Bank, N.A., and the Visa® Debit Card is issued by Blue Ridge Bank, N.A. ### What devices is Capital available on? Capital is accessible on iOS devices, including iPhones and iPods, as well as through a web interface. ### How secure is Capital for managing company funds? Capital provides a secure account to hold the funds you've raised, allowing you to run your business from it. Banking services are provided by a Member FDIC institution. ### When was Capital last updated? The latest version of Capital was released on April 1, 2023. ### What is the user rating for Capital? Capital has a rating of 4.3 stars based on 17 ratings, indicating generally positive user sentiment. ## Version history (last 5 releases) ### 2.40 — 2023-04-01 Bug fixes and improvements. ### 2.39 — 2023-03-15 Bug fixes and improvements. ### 2.38 — 2023-03-02 Bug fixes and improvements. ### 2.37 — 2023-02-12 Bug fixes and improvements. ### 2.36 — 2023-02-09 Bug fixes and improvements. ## Apps similar to Capital | App | Rating | Price | Category | | --- | --- | --- | --- | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [Swirepay](https://appshunter.io/ios/app/swirepay/id1637926002) | 4.7 (3) | Free | Finance | | [WOW EARN: BTC & Crypto Wallet](https://appshunter.io/ios/app/wow-earn-btc-and-crypto-wallet/id6443434220) | 3.7 (85) | Free | Finance | | [Coastal Loans](https://appshunter.io/ios/app/coastal-loans/id6443942460) | 3.7 (3) | Free | Finance | | [My Mortgage \| PFN](https://appshunter.io/ios/app/my-mortgage-pfn/id6443958580) | 5.0 (2) | Free | Finance | | [Staax](https://appshunter.io/ios/app/staax/id1635862905) | 4.6 (21) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*