# Capital: Loan Calculator — Mortgage, APR & amortization > Mortgage, APR & amortization (iPhone/iPad app by Alberto Dimanuel.) - Source: https://appshunter.io/ios/app/capital-loan-calculator/id6782654113 (this page in markdown: same URL + `.md`) - Developer: [Alberto Dimanuel](https://appshunter.io/developer/1886560457) - Category: Business, Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.0 · 27 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Italian, Japanese, Korean, European Portuguese, Chinese (Simplified, China) and 2 more - Released: 2026-06-30 - Data updated: 2026-10-25 ## What is Capital? Capital is the complete financial calculator for iPhone - loans, deposits, prepayments, and compound interest in one place. No sign-up. Works offline. Zero data collected. 4 CALCULATORS IN 1 LOAN CALCULATOR Calculate the monthly payment, total interest, and full amortization schedule for any mortgage or personal loan. Enter the amount, rate, and term - results appear instantly. DEPOSIT CALCULATOR Simulate fixed-term deposits with simple or compound interest. See exactly how much you earn at maturity. PREPAYMENT CALCULATOR Plan an early partial repayment and see exactly how much interest you save - and whether it's better to reduce your monthly payment or shorten the loan term. CAPITAL CALCULATOR Future and present value with compound interest. Perfect for long-term savings and investment planning. WHY CAPITAL IS DIFFERENT No account or sign-up required - open and start calculating immediately Fully offline - no internet connection needed, ever Zero personal data collected No subscription - ads removed with a one-time $5.99 payment, forever Clean, distraction-free design built for speed Full amortization table with month-by-month breakdown PERFECT FOR First-time homebuyers comparing mortgage options Homeowners planning extra repayments Savers evaluating fixed-term deposit returns Investors modeling compound growth Download Capital free today. Precise financial math, no strings attached. ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | PRO | $5.99 | one-time | | Premium | $5.99 | one-time | ## Is Capital safe? Not enough ratings yet to assess Capital. ## Is Capital legit? Capital: Loan Calculator appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Capital is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 3.3 — 2026-10-21 Capital Pro is here. • Real APR, not the headline rate. Add the opening commission, appraisal, paperwork and tied insurance, and see what the loan actually costs — the number two offers should be compared on. • PDF reports. The whole study with figures, charts and the full amortization schedule, ready to send to your bank. • Every cost itemised. Appraisal, notary and insurance now appear on their own cards and in the distribution chart, not lumped into one total. • Linear and American loans: the headline is now labelled as the first instalment, with the last one beside it and a month-by-month table behind the info. • Tips now compare all three repayment systems and tell you which pays least interest. • Prepayment: add your cancellation commission and see whether repaying beats investing the same money. Advanced options in the Deposit tab are now part of Capital Pro. ### 3.2 — 2026-10-20 Capital Pro is here. • Real APR, not the headline rate. Add the opening commission, appraisal, paperwork and tied insurance, and see what the loan actually costs — the number two offers should be compared on. • PDF reports. The whole study with figures, charts and the full amortization schedule, ready to send to your bank. • Every cost itemised. Appraisal, notary and insurance now appear on their own cards and in the distribution chart, not lumped into one total. • Linear and American loans: the headline is now labelled as the first instalment, with the last one beside it and a month-by-month table behind the info. • Tips now compare all three repayment systems and tell you which pays least interest. • Prepayment: add your cancellation commission and see whether repaying beats investing the same money. Advanced options in the Deposit tab are now part of Capital Pro. ### 3.1 — 2026-10-01 Capital Pro is here. • Real APR, not the headline rate. Add the opening commission, appraisal, paperwork and tied insurance, and see what the loan actually costs — the number two offers should be compared on. • PDF reports. The whole study with figures, charts and the full amortization schedule, ready to send to your bank. • Every cost itemised. Appraisal, notary and insurance now appear on their own cards and in the distribution chart, not lumped into one total. • Linear and American loans: the headline is now labelled as the first instalment, with the last one beside it and a month-by-month table behind the info. • Tips now compare all three repayment systems and tell you which pays least interest. • Prepayment: add your cancellation commission and see whether repaying beats investing the same money. Advanced options in the Deposit tab are now part of Capital Pro. ### 3.0 — 2026-09-30 Capital Pro is here. • Real APR, not the headline rate. Add the opening commission, appraisal, paperwork and tied insurance, and see what the loan actually costs — the number two offers should be compared on. • PDF reports. The whole study with figures, charts and the full amortization schedule, ready to send to your bank. • Every cost itemised. Appraisal, notary and insurance now appear on their own cards and in the distribution chart, not lumped into one total. • Linear and American loans: the headline is now labelled as the first instalment, with the last one beside it and a month-by-month table behind the info. • Tips now compare all three repayment systems and tell you which pays least interest. • Prepayment: add your cancellation commission and see whether repaying beats investing the same money. Advanced options in the Deposit tab are now part of Capital Pro. ### 2.0 — 2026-08-19 Minor fixes ## Apps similar to Capital | App | Rating | Price | Category | | --- | --- | --- | --- | | [CrediGestor](https://appshunter.io/ios/app/credigestor/id6762304913) | — | Free | Business | ## More apps by Alberto Dimanuel - [Intervalio: HIIT Timer](https://appshunter.io/ios/app/intervalio-hiit-timer/id6760857994) - [Measuro: Unit Converter](https://appshunter.io/ios/app/measuro-unit-converter/id6760968030) - [Notaspau - Universidad](https://appshunter.io/ios/app/notaspau-universidad/id6761384675) - [SnowballFi: Compound Interest](https://appshunter.io/ios/app/snowballfi-compound-interest/id6762523063) - [MatchBoard · Scoreboard](https://appshunter.io/ios/app/matchboard-scoreboard/id6766800122) - [Amortix: Mortgage Calculator](https://appshunter.io/ios/app/amortix-mortgage-calculator/id6773757657) All apps by Alberto Dimanuel: https://appshunter.io/developer/1886560457 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*