# Capital: Money Planner — Plan months and years ahead

> Personal finance planner for projecting future income, expenses, and account balances. (iPhone/iPad app by Deasoft, OOO.)

- Source: https://appshunter.io/ios/app/capital-money-planner/id1437433716 (this page in markdown: same URL + `.md`)
- Developer: [Deasoft, OOO](https://appshunter.io/developer/1281082792)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 49 MB
- Languages: American English, Russian
- Released: 2019-01-15
- Data updated: 2026-08-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/capital-money-planner/id1437433716/reviews.md

## What is Capital?

Capital is a personal finance planning app that helps you understand where your money is heading.

Unlike traditional expense trackers that focus on past transactions, Capital helps you shape the future: plan income and expenses, project account balances month by month, and make decisions before money becomes a problem.

Financial planning should feel calm and clear—not like daily bookkeeping. That is why Capital focuses less on recording every purchase and more on understanding your financial trajectory.

THE CAPITAL PRINCIPLES

1. Decide what to do with your money before you spend it

Build your budget in advance. Allocate money across categories, add future income and expenses, and create a realistic financial plan.

With Capital, you can:

— plan your budget months ahead;  
— create your own categories;  
— schedule recurring income and expenses;  
— work with multiple currencies;  
— see your projected balance for each month.

2. Know what you will pay today—and months from now

Look beyond the current month. Plan vacations, major purchases, loan payments, subscriptions, and other recurring expenses in advance.

Want to know whether you will have enough money six months from now? Open that month and check your projected balance.

It is not a guess. It is the result of your plan.

3. Pay yourself before paying everyone else

Financial planning is not only about spending. It is also about building capital.

Track savings, assets, liabilities, credit cards, and debts in one financial picture. Set money aside for your goals and see how today’s decisions affect your future capital.

4. Make financial planning part of everyday life

Managing money should not be stressful.

Capital does not require you to record every purchase perfectly. Instead, periodically reconcile your account balances, compare your plan with reality, and adjust the months ahead when life changes.

The goal is not a perfect history of your spending. It is a clear and confident view of your future.

WHY PEOPLE CHOOSE CAPITAL

— Planning instead of endless expense tracking  
— Month-by-month financial projections  
— Simple account balance reconciliation  
— Recurring income and expenses  
— Support for savings, assets, liabilities, credit cards, and debts  
— Multiple currencies with automatic conversion  
— Flexible budget categories  
— A clean, focused mobile interface  
— A calm approach to personal financial planning

Capital helps you make decisions earlier, reduce uncertainty, and turn financial planning into a useful habit.

## Key features

- Plan budget months ahead
- Create custom categories
- Schedule recurring income/expenses
- Project monthly account balances
- Track savings, assets, and debts
- Support for multiple currencies

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/capital-money-planner/id1437433716/reviews.md

### 5/5 — Мария Горина

*2022-07-07, version 2.0.3*

В магазине приложений оставить отзыв для Капитал
Примечание для исполнителя: Текст отзыва для размещения: Я в восторге! Нашла это чудо приложение и моя жизнь кардинально изменилась. Это очень удобное, простое и понятное в использовании приложение. Телефон всегда под рукой и тебе самому ничего не нужно считать и записывать. Так же всю информацию можно держать в таблице. Приложение поможет вести запись о доходах, а не расходах. Так же могут запланировать отпуск или покупку мечты.

## Frequently asked questions about Capital

### What is Capital's primary focus compared to other finance apps?

Capital focuses on future financial planning and projections, rather than solely tracking past expenses. It helps users understand where their money is heading by planning income and expenses months in advance.

### Can I plan for specific future financial events with Capital?

Yes, Capital allows you to plan for future events like vacations, major purchases, loan payments, and subscriptions. You can see your projected balance for any given month to ensure you have sufficient funds.

### How does Capital handle different currencies?

Capital supports multiple currencies and includes automatic conversion, making it easier to manage finances across different monetary systems.

### Does Capital require detailed daily transaction logging?

No, Capital emphasizes understanding your financial trajectory over recording every purchase. It encourages periodic reconciliation and adjustment of plans as life changes, aiming for a clear view of the future.

### What financial elements can I track with Capital?

You can track savings, assets, liabilities, credit cards, and debts within Capital. This provides a comprehensive financial picture to inform your planning decisions.

### Is Capital available on multiple devices?

Capital is available for iPhone, iPad, and iPod devices, offering a consistent experience across Apple's ecosystem.

### How often is Capital updated?

The app was last updated on August 6, 2026, indicating a recent focus on maintenance and potential feature additions.

### Does Capital have ads?

Capital is ad-free, providing an uninterrupted financial planning experience for its users.

## Version history (last 5 releases)

### 2.6.0 — 2026-08-06

Capital now speaks English.

And we did not stop at translating a few buttons. The entire interface and in-app guide are now available in English. Capital follows the app language selected in your device settings.

While teaching Capital a new language, we also tidied up a few things:

— forms now feel more at home on iOS and Android;  
— the money keypad dismisses like a regular keyboard;  
— layouts work better across phones and tablets;  
— swipe actions in Budget and Categories no longer wander beyond the edge of the screen;  
— several small but annoying issues have been fixed.

Capital is now easier to discover—and a little nicer to use.

### 2.5.0 — 2026-07-01

Некоторые обновления добавляют новые кнопки. А некоторые делают приложение лучше целиком.

В этот раз очередь дошла до iPad.

«Капитал» теперь поддерживает iPad и iPad mini с интерфейсом, адаптированным под большой экран. Больше места для планов, счетов и прогнозов — без растянутых элементов и компромиссов.

Также доработали калькулятор, исправили ошибки и внесли несколько улучшений в интерфейс.

### 2.4.1 — 2026-06-21

Со временем в «Капитале» накапливаются не только планы, но и счета.

Карта, которую перевыпустил банк. Старый вклад. Закрытая кредитка. Счёт, который когда-то был нужен, а теперь только занимает место в списке.

В этом обновлении появилась возможность закрывать такие счета, чтобы они не мешали и не отвлекали.

Заодно навели немного порядка в интерфейсе. Ничего революционного, но приложение стало выглядеть чуть более цельно и аккуратно.

### 2.4.0 — 2026-06-17

Иногда сумму нужно посчитать.

Поэтому в этом обновлении мы добавили встроенный калькулятор прямо в клавиатуру для ввода денежных значений.

Вводить можно не только числа, но и целые выражения:
— 1700×4+2000

«Капитал» автоматически выполнит расчёт с учётом приоритета операций и сохранит готовую сумму.

Также исправили ошибки и улучшили работу приложения.

### 2.3.0 — 2026-06-14

Мы обновили главный экран «Капитала».

Теперь он показывает не только движение денег по месяцам, но и финансовую картину целиком:
— счета и вклады;
— активы и обязательства;
— прогноз на 12 месяцев вперёд.

Также в этой версии:
— добавили сверку остатков по счетам;
— выделили повторяющиеся расходы отдельно от разовых;
— горизонт планирования увеличен до года вперёд. Например, теперь можно сразу запланировать продление страховки на следующий год.

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All apps by Deasoft, OOO: https://appshunter.io/developer/1281082792

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-11.*