# Capital One Mobile — Easy account access anywhere.

> Mobile banking and financial management for Capital One customers. (iPhone/iPad app by Capital One.)

- Source: https://appshunter.io/ios/app/capital-one-mobile/id407558537 (this page in markdown: same URL + `.md`)
- Developer: [Capital One](https://appshunter.io/developer/339644101)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 10,976,170 App Store ratings · 5,565 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 400 MB
- Languages: American English, European Spanish
- Released: 2010-12-13
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/capital-one-mobile/id407558537/reviews.md

## What is Capital One Mobile?

What’s on the Capital One Mobile app? All of your accounts, and so much more.

Whether you’re out in the world or feeling right at home, you can manage your money with ease:
- View balances and export statements
- Pay bills and take care of loans
- Check in on your credit with CreditWise
- Activate a credit or debit card when you need it
- Redeem rewards on the go
- Send and receive money with friends and family using Zelle®
 
With the Capital One Mobile app, you can ...
- Stay informed when you enable alerts and purchase notifications
- See everything that happens on your card with detailed transactions
- Instantly lock your credit or debit card from anywhere
- Get answers from Eno, your Capital One assistant

Download the app for better banking with Capital One.



Internet access is needed to use the mobile app. Check with your Internet service provider for details of specific fees and charges. Service outages may occur. Capital One customers are responsible for regularly checking their account statements. Push, email, and SMS alerts and notifications, including purchase notifications, must be enabled to be received. CreditWise monitoring and alerts may not be available if the information you enter at enrollment does not match the information in your file at one or more consumer reporting agencies or you do not have a file at one or more consumer reporting agencies. Features may not be available to all customers. Actual experiences may differ from those depicted. Additional terms and limitations apply. 

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To read about the Terms of your download, check out the End User License Agreement.

## Key features

- View account balances and statements
- Pay bills and loans
- Check credit score with CreditWise
- Activate cards
- Redeem rewards
- Send/receive money with Zelle
- Lock/unlock cards

## Chart rankings

- #1 in Top Free · Finance (US App Store)
- #20 in Top Free (US App Store)

## What do users think of Capital One Mobile?

Overall sentiment: neutral

**Pros**

- 🚀 Exceptional customer service
- 👍 User-friendly app
- 🚀 Convenient features
- 🚀 Seamless transactions
- 🚀 Instant notifications
- 🚀 Helpful credit-building tools

**Cons**

- 🐛 Buggy and laggy app
- 🔒 Concerns about account security
- 🔒 Difficulty verifying identity
- 🔒 Lack of transparency in account closures
- 🐛 Inconsistent app performance
- 🔒 Unresponsive to customer issues

**Commonly reported bugs**

- Recurring payment issues and account freezes
- Delayed transaction postings and notifications
- Incompatibility with older devices and iOS versions
- Inconsistent behavior when adding external accounts

**Most requested features**

- Ability to add/remove external accounts in-app
- Improved visibility of pending/upcoming transactions
- Integration of budgeting and money management tools
- Faster processing of transfers and payments
- Dark mode option for the app

## Recent user reviews (10 of 5,565)

All indexed reviews: https://appshunter.io/ios/app/capital-one-mobile/id407558537/reviews.md

### 1/5 — Bad updating

*2026-08-24, version 6.52.0*

App does not track payments in real time. Takes forever for charges to populate then charges you late fees for their mistake of not updating their balayages you paid in a timely manner.

### 3/5 — Mobile deposit

*2026-08-24, version 6.52.0*

It’s a convenient feature when it works; however, there are times when making a deposit is difficult because the period isn’t available on the keyboard. For any field that requires a numerical amount, it would be helpful if the keyboard displayed only the number keys, including the decimal point, to make entering amounts easier.

### 5/5 — 1

*2026-08-24, version 6.52.0*

My first credit card and let’s say I’m addicted 😂but this is my favorite one ❤️

### 5/5 — My favorite credit card

*2026-08-24, version 6.52.0*

I love Capital One absolutely love it. You have to do a secure credit card in which I did, which is pretty OK within the end of the year. I’ll probably go for the real deal that I wanted to be on my credit app and it gives you that opportunity to do that but you’re using your own money until you build it up and then you can apply to get a actual card still through them, but I love their checking or savings the credit card the whole Quebec Customer Service is great if you have any questions about anything I would suggest if they give you a credit limit of two or 300 and secured whatever you use payback immediately the full amount and I mean if you run into a little narrow and you only can do the minimum but it’s always good in your favor to pay back the full thing but I love it. Absolutely love it thanks, Capital One.

### 5/5 — On line bank

*2026-08-24, version 6.52.0*

I like the Capital One mobile app. I think it’s better than the other bank apps that I use.

### 1/5 — Don’t Do It

*2026-08-24, version 6.52.0*

I really HATE being bombarded by ADVERTISEMENTS and Sales Pitches and SPAM EMAILS MULTIPLE TIMES A DAY from these IDIOTS!!!
   Hey FOOLS, I pay you. I DO NOT WANT TO BE CONTINUOUSLY HASSLED TO BUY STUPID FINANCIAL PRODUCTS THAT I DON’T WANT. 
   LEAVE ME ALONE!!!

### 5/5 — Best Bankers

*2026-08-24, version 6.52.0*

Best Bankers on the planet. Customer oriented and they message you every time the card is used, great for avoiding fraud!

### 2/5 — The Worst Ever Setup Experience of Record…

*2026-08-24, version 6.52.0*

Capital One took over Discover and their app setup is the most counter intuitive, clumsy, and terrible user interface coding I have ever encountered bar none. It cannot even make a logical distinction between one account with two individual clients, individual profiles,  and contact data under that account. God awful is a generous descriptor for the experience.

### 5/5 — My review

*2026-08-24, version 6.52.0*

Capital One is a great company ,and they do everything to make sure my accounts are in good standing . Letting me know when to deposit more money in my account if needed.

### 5/5 — Awesome

*2026-08-24, version 6.52.0*

I love my Capital One card !!! I love my app so I can keep in contact of what I’ve spent and where I’ve spent it. I appreciate all the good work that y’all were doing. Deborah Brillhart ✝️🇺🇸

## Frequently asked questions about Capital One Mobile

### What can I do with the Capital One Mobile app?

The app allows you to manage all your Capital One accounts. You can view balances, export statements, pay bills, take care of loans, check your credit with CreditWise, activate cards, redeem rewards, and send/receive money with Zelle.

### Is the Capital One Mobile app free to use?

Yes, the app is free to download and use for Capital One customers. There are no direct costs associated with using its core features.

### How can I monitor my credit score with this app?

The app includes a feature called CreditWise, which allows you to check your credit score and monitor it. This feature provides insights into your credit health.

### Can I send money to friends and family using the app?

Yes, the app supports sending and receiving money with friends and family through Zelle. This allows for quick and easy peer-to-peer payments.

### What happens if I lose my credit card?

If you lose your credit or debit card, you can instantly lock it from anywhere using the app. This provides immediate security for your account.

## Version history (last 5 releases)

### 6.52.0 — 2026-08-19

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable! 

Updates: 
- Defect fixes 
- UI fixes

### 6.51.1 — 2026-08-11

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable! 

Updates: 
- Defect fixes 
- UI fixes

### 6.51.0 — 2026-08-04

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable! 

Updates: 
- Defect fixes 
- UI fixes

### 6.50.0 — 2026-07-07

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable!

Updates:
- Defect fixes
- UI fixes

### 6.49.0 — 2026-06-30

Thanks for using Capital One Mobile. We make regular updates to our app to ensure your experience is top notch. Each new version of our app includes new features to allow you to do more in the app and improvements to make it faster and more reliable!

Updates:
- Defect fixes
- UI fixes

## Apps similar to Capital One Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,440) | Free | Finance |
| [Cash App](https://appshunter.io/ios/app/cash-app/id711923939) | 4.8 (8,634,711) | Free | Finance |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [Chime® – Mobile Banking](https://appshunter.io/ios/app/chime-mobile-banking/id836215269) | 4.8 (1,558,421) | Free | Finance |
| [Amex](https://appshunter.io/ios/app/amex/id362348516) | 4.9 (4,371,439) | Free | Finance |
| [Venmo](https://appshunter.io/ios/app/venmo/id351727428) | 4.8 (15,469,168) | Free | Finance |

## More apps by Capital One

- [Capital One Canada](https://appshunter.io/ios/app/capital-one-canada/id808215470)
- [Capital One CreditWise](https://appshunter.io/ios/app/capital-one-creditwise/id1008234539)
- [Capital One Intellix® Mobile](https://appshunter.io/ios/app/capital-one-intellix-mobile/id1109537081)
- [Capital One T&Easy](https://appshunter.io/ios/app/capital-one-t-and-easy/id1291519134)
- [AirKey](https://appshunter.io/ios/app/airkey/id6471775266)

All apps by Capital One: https://appshunter.io/developer/339644101

## Related topics

[capital one](https://appshunter.io/ios/topics/capital-one) · [capital one mobile](https://appshunter.io/ios/topics/capital-one-mobile) · [capital one auto finance](https://appshunter.io/ios/topics/capital-one-auto-finance) · [capital one card](https://appshunter.io/ios/topics/capital-one-card) · [capone](https://appshunter.io/ios/topics/capone) · [capital one credit card](https://appshunter.io/ios/topics/capital-one-credit-card) · [capital one bank mobile](https://appshunter.io/ios/topics/capital-one-bank-mobile) · [capital one mobile app free](https://appshunter.io/ios/topics/capital-one-mobile-app-free) · [capital one mobile banking](https://appshunter.io/ios/topics/capital-one-mobile-banking) · [midland credit management](https://appshunter.io/ios/topics/midland-credit-management) · [capital one union plus](https://appshunter.io/ios/topics/capital-one-union-plus) · [venture x](https://appshunter.io/ios/topics/venture-x) · [capital one auto loan](https://appshunter.io/ios/topics/capital-one-auto-loan) · [capital one venture x](https://appshunter.io/ios/topics/capital-one-venture-x) · [capital one venture one](https://appshunter.io/ios/topics/capital-one-venture-one) · [capital one credit card app](https://appshunter.io/ios/topics/capital-one-credit-card-app) · [capital one app](https://appshunter.io/ios/topics/capital-one-app) · [capital one app free](https://appshunter.io/ios/topics/capital-one-app-free) · [the one capital](https://appshunter.io/ios/topics/the-one-capital) · [capital one savor](https://appshunter.io/ios/topics/capital-one-savor)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
